The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 20,135 companies had the same profile as OTIMO has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Small
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,135 companies, not a prediction for OTIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered office moved from Uccle to Brussels
Capital from €30,986.69 to €61,973.38, 1,250 new shares · Capital from €61,973.38 to €100,000.25, 1,534 new shares · New registered office: rue Royale numéro 97 boîte 1, 1000 Bruxelles · General meeting of 12-06-2026 · Gazette deed
Registered office moved from Brussels to Uccle
New registered office: Rue du Melkriek 143, 1180 Uccle · Previous registered office: Place Jean Jacobs numéro 8 boîte 10, 1000 Bruxelles · Gazette deed
Registered office moved from Ixelles to Brussels
New registered office: Place Jean Jacobs, numéro 8 boîte 10, 1000 Bruxelles · Previous registered office: rue Franz Merjay 147, 1050 Ixelles · Resignation: Name after signing inVisible after signing in (director) · Board meeting of 06-08-2020 · Gazette deed
3 directors appointedName hiddenVisible after signing in, Hidden nameVisible after signing in (managing director) and Name after signing inVisible after signing in · Name hiddenVisible after signing in holds 1,016 shares · Hidden nameVisible after signing in holds 1,016 shares · General meeting of 21-08-2019 · Gazette deed
“Toutes opérations financières,mobilières,immobilières ou commerciales se rattachant à la gestion de ses propriétés ou…” (deed in French)From the articles, 6 activitiesNo NACE code in the KBO yet
Joint committee
100Auxiliary committee for blue-collar workers · annual accounts 2025
The company number of OTIMO is 0430.082.657. The VAT number is the same number with BE in front: BE 0430.082.657.
Where is OTIMO based?
The registered office is at Koningsstraat 97, 1000 Brussels.Company details
What is the legal form of OTIMO?
OTIMO is a public limited company (NV).
When was OTIMO founded?
OTIMO was founded on 15-12-1986.
Is OTIMO still active?
Yes, OTIMO is an active enterprise in the KBO register.
Which joint committee does OTIMO fall under?
In its 2025 annual accounts, OTIMO states joint committee 100 (Auxiliary committee for blue-collar workers).
What is the turnover of OTIMO?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €204,489 and 2,201 comparable companies of the same size. It probably lies between €340,000 and €790,000. It is a rough estimate.Financials
Is OTIMO profitable?
In financial year 2025, OTIMO made a profit of €93,519.
Where can I find the annual accounts of OTIMO?
OTIMO filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OTIMO due?
OTIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline