OTEK
ActiveSummary
OTEK has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,939 and a net result of -€25,705. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-81
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.91 against 4.05 in 2024; short-term debt: 24.6% and cash: 35.3% of total assets), and 24.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
-26.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
14 d late
2023
18 d late
2022
7 d early
2021
22 d late
2020
26 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€72,939▼ 26.1%
2024 · €98,644
Total assets
€96,791▼ 25.0%
2024 · €129,012
Net result
-€25,705
2024 · €12,151
Working capital
€69,293▼ 25.1%
2024 · €92,477
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,942▲ 4.8%€29,548▲ 2.1%€12,870▼ 56.4%€18,073▲ 40.4%-€25,381
Net result€19,522within the sector's middle half▼ 17.3%€19,950within the sector's middle half▲ 2.2%€8,753within the sector's middle half▼ 56.1%€12,151within the sector's middle half▲ 38.8%-€25,705below the sector's middle half
Equity€79,902within the sector's middle half▲ 32.3%€82,412within the sector's middle half▲ 3.1%€86,492within the sector's middle half▲ 5.0%€98,644within the sector's middle half▲ 14.0%€72,939within the sector's middle half▼ 26.1%
Total assets€100,505within the sector's middle half▲ 34.2%€109,027within the sector's middle half▲ 8.5%€101,180within the sector's middle half▼ 7.2%€129,012within the sector's middle half▲ 27.5%€96,791within the sector's middle half▼ 25.0%
Debt€20,603▲ 42.2%€26,615▲ 29.2%€14,688▼ 44.8%€30,368▲ 107%€23,852▼ 21.5%
Working capital€78,826within the sector's middle half▲ 35.3%€78,922within the sector's middle half▲ 0.1%€80,774within the sector's middle half▲ 2.3%€92,477within the sector's middle half▲ 14.5%€69,293within the sector's middle half▼ 25.1%
Solvency79.5%above the sector's middle half▼ 1.1pp75.6%within the sector's middle half▼ 3.9pp85.5%above the sector's middle half▲ 9.9pp76.5%within the sector's middle half▼ 9.0pp75.4%within the sector's middle half▼ 1.1pp
Current ratio4.83within the sector's middle half▼ 0.203.97within the sector's middle half▼ 0.866.50above the sector's middle half▲ 2.534.05within the sector's middle half▼ 2.453.91within the sector's middle half▼ 0.14
Return on assets (ROA)19.4%within the sector's middle half▼ 12.1pp18.3%within the sector's middle half▼ 1.1pp8.7%within the sector's middle half▼ 9.6pp9.4%within the sector's middle half▲ 0.8pp-26.6%below the sector's middle half▼ 36.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25,381 after €18,073 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96,791
Fixed assets
€3,646 ▼ 40.9%
Current assets
€93,145 ▼ 24.2%
Equity and liabilities €96,791
Equity
€72,939 ▼ 26.1%
Debt
€23,852 ▼ 21.5%
Debt's share of the balance-sheet total rises from 23.5% to 24.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€22,860▼
2024 · €20,757
Cash flow
-€23,184▼
2024 · €14,835
Debt to equity
0.33▲
2024 · 0.31
ROE
-35.2%▼
2024 · 12.3%
Interest coverage
-315.61▼
2024 · 332.16
Debt ≤ 1 year
€23,852▼
2024 · €30,368
Income taxes
€253▼
2024 · €5,861
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,023 | €1,102 | €2,150 | €2,684 | €2,521 | ▼ 6.1% |
| Other operating charges640/8 | €1,262 | €1,340 | €1,430 | €2,792 | €1,000 | ▼ 64.2% |
| Gross operating margin9900 | €31,227 | €31,990 | €16,451 | €23,549 | -€21,860 | ▼ 193% |
| Operating profit (loss)9901 | €28,942 | €29,548 | €12,870 | €18,073 | -€25,381 | ▼ 240% |
| Financial income75/76B | €283 | €2 | €1 | €2 | €2 | ▼ 0.6% |
| Recurring financial income75 | €283 | €2 | €1 | €2 | €2 | ▼ 0.6% |
| Financial charges65/66B | €146 | €79 | €60 | €62 | €72 | ▲ 15.9% |
| Recurring financial charges65 | €146 | €79 | €60 | €62 | €72 | ▲ 15.9% |
| Profit (loss) for the period before taxes9903 | €29,080 | €29,472 | €12,811 | €18,013 | -€25,451 | ▼ 241% |
| Income taxes67/77 | €9,558 | €9,522 | €4,058 | €5,861 | €253 | ▼ 95.7% |
| Profit (loss) for the period9904 | €19,522 | €19,950 | €8,753 | €12,151 | -€25,705 | ▼ 312% |
| Profit (loss) for the period to be appropriated9905 | €19,522 | €19,950 | €8,753 | €12,151 | -€25,705 | ▼ 312% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €100,505 | €109,027 | €101,180 | €129,012 | €96,791 | ▼ 25.0% |
| Fixed assets21/28 | €1,075 | €3,490 | €5,718 | €6,167 | €3,646 | ▼ 40.9% |
| Tangible fixed assets22/27 | €1,075 | €3,490 | €5,718 | €6,167 | €3,646 | ▼ 40.9% |
| Plant, machinery and equipment23 | €927 | €1,647 | €2,196 | €1,874 | €690 | ▼ 63.2% |
| Furniture and vehicles24 | - | €1,769 | €3,522 | €4,292 | €2,956 | ▼ 31.1% |
| Other tangible fixed assets26 | €148 | €74 | - | - | - | - |
| Current assets29/58 | €99,429 | €105,537 | €95,462 | €122,845 | €93,145 | ▼ 24.2% |
| Amounts receivable after more than one year29 | €9,367 | €9,367 | €9,367 | €9,367 | €9,367 | = |
| Other amounts receivable291 | €9,367 | €9,367 | €9,367 | €9,367 | €9,367 | = |
| Amounts receivable within one year40/41 | €29,108 | €21,635 | €27,342 | €39,295 | €44,762 | ▲ 13.9% |
| Trade receivables40 | €10,527 | €10,890 | €11,011 | €9,438 | €16,517 | ▲ 75.0% |
| Other amounts receivable41 | €18,581 | €10,745 | €16,331 | €29,857 | €28,245 | ▼ 5.4% |
| Current investments50/53 | €395 | €396 | €396 | €397 | €399 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €60,560 | €70,307 | €58,358 | €66,352 | €34,211 | ▼ 48.4% |
| Deferred charges and accrued income490/1 | - | €3,833 | - | €7,435 | €4,407 | ▼ 40.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €100,505 | €109,027 | €101,180 | €129,012 | €96,791 | ▼ 25.0% |
| Equity10/15 | €79,902 | €82,412 | €86,492 | €98,644 | €72,939 | ▼ 26.1% |
| Contributions10/11 | €6,500 | €6,500 | - | €6,500 | €6,500 | = |
| Capital10 | €6,500 | €6,500 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,100 | €12,100 | - | - | - | - |
| Reserves13 | €67,114 | €69,625 | €80,204 | €85,856 | €85,856 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €65,254 | €67,765 | €80,204 | €85,856 | €85,856 | = |
| Profit (loss) carried forward14 | €6,288 | €6,288 | €6,288 | €6,288 | -€19,417 | ▼ 409% |
| Amounts payable17/49 | €20,603 | €26,615 | €14,688 | €30,368 | €23,852 | ▼ 21.5% |
| Amounts payable within one year42/48 | €20,603 | €26,615 | €14,688 | €30,368 | €23,852 | ▼ 21.5% |
| Trade debts44 | €1,103 | €1,604 | €1,106 | €6,882 | €13,533 | ▲ 96.6% |
| Suppliers440/4 | €1,103 | €1,604 | €1,106 | €6,882 | €13,533 | ▲ 96.6% |
| Taxes, remuneration and social security45 | €19,500 | €25,011 | €13,582 | €23,486 | €10,319 | ▼ 56.1% |
| Taxes450/3 | €19,500 | €25,011 | €13,582 | €23,486 | €10,319 | ▼ 56.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,522 | €19,950 | €8,753 | €12,151 | -€25,705 | ▼ 312% |
| + Depreciation and write-downs630 | €1,023 | €1,102 | €2,150 | €2,684 | €2,521 | ▼ 6.1% |
| Operating cash flow (approximation) | €20,545 | €21,052 | €10,903 | €14,835 | -€23,184 | ▼ 256% |
| Investment in fixed assets (approximation) | - | -€3,517 | -€4,378 | -€3,132 | €0 | ▲ 100% |
| Change in cash | - | €9,747 | -€11,949 | €7,994 | -€32,141 | ▼ 502% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet -€25,705
Net result drops to -€25,705, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €23,620
Net result €23,620 after 2 loss-making years.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2005
Ground area
549 m²
Building footprint
327 m²
Volume, LiDAR
3,726 m³
Parcel 21464D0176/00Y031, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OTEK
since 20052.147.342.250
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0176/00Y031 | Brussels | 549 m² | 1 · 327 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,548 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
58290Other software publishing
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0873774515
Registered
03-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.