OT FI

Active

Private limited companyfounded 2024active for 2 yearsLerenveld 38, 2547 Lint, BelgiumKBO/BCE: BE 1009.060.118

Summary

OT FI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,155 and a net result of €7,664. Its solvency ranks better than 22% of 21,074 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

OT FIActiveChecked score 67/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€70,201total assets 2025

Staff: 1 FTE
Equity: €16,155
Profit: €7,664

Turnover not published (micro format)

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

Ion Serban-CozaDirector

2025 accounts 60 days early

Why 67raises risk1 change of registered office in 24 monthsFounded in 2024Liquidity: current ratio 1.05, cash €1,154, halvedlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 42% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 48-24

equity 23.0% of total assets

Liquidity 40-33

short-term debt 30.0% · cash 1.6%

Profitability 82-18

return on assets 10.9%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,883 companies, NACE 62, micro)

Last 24 months 06-2025: 0.4% 07-2025: 0.4%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.9%▲ +0.7 percentage points vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.05, compared with 1.73 in 2024, below the usual 1.5; short-term debt: 30% and cash: 1.6% of total assets), and 77% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 24% on solvency, 16% on liquidity, 43% on profitability and 85% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.05, cash €1,154, halved

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 21074 sector peers (2025).

NBB · sector comparison

Position among 21074 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

60 days early

2024

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

01-06-2026 Annual accounts filedfinancial year 2025 · micro…
29-05-2026 Appointment: Ion Serban-Coza (director)Resignation: Ovidiu Tâmpau (director) ·…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Board changedlatest change 13-05-2026 · 1 in office 1 joined · 1 left View
Total assets 20252 financial years filed €70,201 View
Active since 2024founded 03-05-2024 2 years View

By topic

Financials

Financial year: 2025
Total assets: €70,201
Profit: €7,664
Solvency: 23.0%

Total assets▲ 250%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

Ion Serban-CozaDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

07-05-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 03-05-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: Third Monday of June at 18:00
Purpose: “Ontwerpen, produceren, op de markt brengen, installeren en raadplegen, zowel in België als…” (deed in Dutch)

Go to Articles of association

Key facts about OT FI

What is the company number of OT FI?: 1009.060.118. In Belgium the VAT number is the company number with BE in front: BE 1009.060.118.
Where is OT FI based?: The registered office is at Lerenveld 38, 2547 Lint.Company details
What does OT FI do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of OT FI?: Private limited company (BV).
When was OT FI founded?: On 03-05-2024.
Is OT FI still active?: Yes, OT FI is an active enterprise in the KBO register.
How many employees does OT FI have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OT FI?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is OT FI profitable?: In financial year 2025, OT FI made a profit of €7,664.
Where can I find the annual accounts of OT FI?: OT FI filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OT FI due?: By 31-07-2027, for financial year 2026.Timeline