OSWALD
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of OSWALD is 2.7% (moderate). The 2025 annual accounts show equity of €109,892 and a net result of €26,222. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 4,774 sector peers (NACE 56, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 18-10-2016 Normal situation
- Legal form
- Private limited company
- Registered office
- Neuseplein 14, 9000 Gent
- Activity
- Cafés and bars NACE 56301
- Establishment units
- 3 establishment units
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 2.7%
- Gross margin
- €462,959
- ▲ 14.8%
- Turnover
- ≈ €1.1m
- estimated
- Profit
- €26,222
- ▼ 41.9%
- Equity
- €109,892
- ▲ 31.3%
- Total assets
- €474,228
- ▲ 15.7%
- Staff
- 7 FTE
- ▼ 15.7%
Why 52raises riskLast filed accounts filed 73 days late; 3 of the last 3 lateSize: 7 FTE, total assets €474,228Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 0.76, cash €121,734Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 44% on solvency, 56% on liquidity, 59% on profitability and 73% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (73 days) Filed on 12 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00562289.
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 12-10-2026
- Format
- abbreviated format
- Reference
- 2026-00562289
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 36% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €19,074 | - | - | - | €8,669 | - |
| Remuneration, social security and pensions62 | - | - | - | €38,408 | €72,038 | €152,266 | €265,116 | €327,488 | ▲ 23.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,967 | €25,472 | €25,890 | €29,188 | €27,005 | €27,040 | €55,374 | €72,421 | ▲ 30.8% |
| Other operating charges640/8 | - | - | - | €2,344 | €2,553 | €6,558 | €10,291 | €16,603 | ▲ 61.3% |
| Gross operating margin9900 | €37,534 | €75,440 | €23,632 | €82,378 | €167,501 | €231,550 | €403,264 | €462,959 | ▲ 14.8% |
| Operating profit (loss)9901 | -€18,973 | €5,952 | -€29,951 | €12,438 | €65,905 | €45,686 | €72,483 | €46,447 | ▼ 35.9% |
| Financial income75/76B | - | - | - | €164 | €219 | €122 | €330 | €795 | ▲ 141% |
| Recurring financial income75 | €205 | €14 | €18 | €164 | €219 | €122 | €330 | €795 | ▲ 141% |
| Financial charges65/66B | - | - | - | €1,764 | €5,645 | €4,806 | €12,026 | €14,103 | ▲ 17.3% |
| Recurring financial charges65 | €1,627 | €1,896 | €1,787 | €1,764 | €5,645 | €4,806 | €12,026 | €14,103 | ▲ 17.3% |
| Profit (loss) for the period before taxes9903 | -€20,395 | €4,070 | -€31,720 | €10,838 | €60,479 | €41,002 | €60,787 | €33,139 | ▼ 45.5% |
| Income taxes67/77 | €207 | €133 | €148 | €200 | €214 | €2,316 | €15,662 | €6,917 | ▼ 55.8% |
| Profit (loss) for the period9904 | -€20,602 | €3,937 | -€31,868 | €10,638 | €60,265 | €38,686 | €45,125 | €26,222 | ▼ 41.9% |
| Profit (loss) for the period to be appropriated9905 | -€20,602 | €3,937 | -€31,868 | €10,638 | €60,265 | €38,686 | €45,125 | €26,222 | ▼ 41.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €107,159 | €145,091 | €121,164 | €121,286 | €142,977 | €372,932 | €409,997 | €474,228 | ▲ 15.7% |
| Fixed assets21/28 | €79,121 | €101,945 | €93,897 | €93,916 | €86,958 | €238,108 | €270,984 | €272,622 | ▲ 0.6% |
| Tangible fixed assets22/27 | €75,421 | €98,245 | €89,697 | €89,716 | €82,758 | €221,458 | €257,784 | €259,422 | ▲ 0.6% |
| Plant, machinery and equipment23 | - | - | - | €19,784 | €19,554 | €81,752 | €79,820 | €69,707 | ▼ 12.7% |
| Furniture and vehicles24 | - | - | - | €12,158 | €14,600 | €28,949 | €84,402 | €113,348 | ▲ 34.3% |
| Other tangible fixed assets26 | - | - | - | €57,774 | €48,604 | €110,757 | €93,562 | €76,367 | ▼ 18.4% |
| Financial fixed assets28 | €3,700 | €3,700 | €4,200 | €4,200 | €4,200 | €16,650 | €13,200 | €13,200 | = |
| Current assets29/58 | €28,038 | €43,146 | €27,267 | €27,370 | €56,019 | €134,824 | €139,013 | €201,606 | ▲ 45.0% |
| Stocks and contracts in progress3 | €12,400 | €10,653 | €575 | €2,468 | €3,865 | €37,276 | €29,345 | €25,184 | ▼ 14.2% |
| Stocks30/36 | - | - | - | €2,468 | €3,865 | €37,276 | €29,345 | €25,184 | ▼ 14.2% |
| Amounts receivable within one year40/41 | €5,379 | €24,875 | €21,776 | €14,488 | €19,125 | €78,655 | €20,577 | €46,155 | ▲ 124% |
| Trade receivables40 | - | - | - | €11,700 | €16,723 | €63,480 | €10,871 | €36,427 | ▲ 235% |
| Other amounts receivable41 | - | - | - | €2,788 | €2,402 | €15,175 | €9,706 | €9,728 | ▲ 0.2% |
| Cash at bank and in hand54/58 | €10,259 | €5,275 | €2,059 | €10,414 | €33,029 | €15,882 | €84,868 | €121,734 | ▲ 43.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €3,011 | €4,223 | €8,533 | ▲ 102% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €107,159 | €145,091 | €121,164 | €121,286 | €142,977 | €372,932 | €409,997 | €474,228 | ▲ 15.7% |
| Equity10/15 | -€38,113 | -€34,176 | -€66,044 | -€55,406 | €4,859 | €43,545 | €83,670 | €109,892 | ▲ 31.3% |
| Contributions10/11 | €18,550 | €18,550 | - | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Profit (loss) carried forward14 | -€56,663 | -€52,726 | -€84,594 | -€73,956 | -€13,691 | €24,995 | €65,120 | €91,342 | ▲ 40.3% |
| Amounts payable17/49 | €145,272 | €179,267 | €187,208 | €176,692 | €138,118 | €329,387 | €326,327 | €364,336 | ▲ 11.6% |
| Amounts payable after more than one year17 | €88,351 | €114,540 | €111,874 | €91,679 | €50,500 | €94,167 | €111,621 | €98,586 | ▼ 11.7% |
| Financial debts170/4 | - | - | - | €91,679 | €50,500 | €94,167 | €111,621 | €98,586 | ▼ 11.7% |
| Amounts payable within one year42/48 | €56,921 | €64,727 | €75,334 | €85,013 | €87,618 | €235,220 | €214,706 | €265,750 | ▲ 23.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,696 | €679 | €24,696 | €35,382 | €46,720 | ▲ 32.0% |
| Trade debts44 | €3,031 | €4,147 | €12,578 | €17,160 | €17,781 | €109,386 | €57,411 | €87,143 | ▲ 51.8% |
| Suppliers440/4 | - | - | - | €17,160 | €17,781 | €109,386 | €57,411 | €87,143 | ▲ 51.8% |
| Taxes, remuneration and social security45 | - | - | - | €11,956 | €20,836 | €61,137 | €91,365 | €110,196 | ▲ 20.6% |
| Taxes450/3 | - | - | - | €10,065 | €12,722 | €28,817 | €55,501 | €64,227 | ▲ 15.7% |
| Remuneration and social security454/9 | - | - | - | €1,891 | €8,114 | €32,320 | €35,864 | €45,969 | ▲ 28.2% |
| Other amounts payable47/48 | - | - | - | €53,201 | €48,322 | €40,001 | €30,548 | €21,691 | ▼ 29.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,602 | €3,937 | -€31,868 | €10,638 | €60,265 | €38,686 | €45,125 | €26,222 | ▼ 41.9% |
| + Depreciation and write-downs630 | €17,967 | €25,472 | €25,890 | €29,188 | €27,005 | €27,040 | €55,374 | €72,421 | ▲ 30.8% |
| Operating cash flow (approximation) | -€2,635 | €29,409 | -€5,978 | €39,826 | €87,270 | €65,726 | €100,499 | €98,643 | ▼ 1.8% |
| Investment in fixed assets (approximation) | - | -€48,296 | -€17,842 | -€29,207 | -€20,047 | -€178,190 | -€88,250 | -€74,059 | ▲ 16.1% |
| Change in cash | - | -€4,984 | -€3,216 | €8,355 | €22,615 | -€17,147 | €68,986 | €36,866 | ▼ 46.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 12-10-2026 | 2026-00562289 | NBB |
| 31-12-2024 | micro format | 30-09-2025 | 2025-00513901 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00485305 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00423957 | |
| 31-12-2021 | micro format | 11-10-2022 | 2022-20459709 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-65200568 | |
| 31-12-2019 | micro format | 08-10-2020 | 2020-60000378 | |
| 31-12-2018 | micro format | 18-10-2019 | 2019-70900018 | |
| 31-12-2017 | micro format | 29-08-2018 | 2018-57100219 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €2,322 awarded · €2,322 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €2,000 | €2,000 |
| 2024 | 1 | €322 | €322 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DENDIEVEL Elewout |
|
| SNIJKERS Linne |
|
How the board is organised
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
Articles of association, deed of 04-07-2023
Owners and capital
Capital and shareholders
- 04-07-2023 Converted to unavailable equity · €18,550
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Schriftelijke algemene vergadering, alle besluiten die tot de bevoegdheid van de algemene vergadering behoren”Other provision: “Toegang tot de algemene vergadering, register van de aandelen op naam met betrekking tot zijn soort van aandelen”Other provision: “Schriftelijke volmacht door alle middelen van overdracht aan ieder andere persoon al dan niet aandeelhouder, Beraadslagingen”Other provision: “Door de vennootschap ter beschikking gesteld elektronisch communicatiemiddel, Deelneming aan de algemene vergadering op afstand langs…”Other provision: “Bestemming van de winst-reserves en interimdividend, winst lopende boekjaar of winst voorgaande boekjaar zolang jaarrekening nog niet…”Liquidation distribution: “Aanzuivering schulden lasten kosten vereffening of consignatie nodige sommen, netto actief onder alle aandeelhouders naar verhouding aantal…”Other provision: “Dagelijks bestuur en vertegenwoordiging wat dat bestuur aangaat, een of meer leden met titel dagelijks bestuurder of een of meer directeurs”2 more provisions in the deed, see the deed of 04-07-2023
Articles of association, deed of 04-07-2023 (in Dutch)
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
04-07
Gazette deed
Resignations: DENDIEVEL Elewout (manager) and SNIJKERS Linne (manager)Appointments: DENDIEVEL Elewout (director) and SNIJKERS Linne (director) · Purpose change · Amendment of the articles16 facts ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Purpose change
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekeningen” (deed in Dutch)
- Reserve release, “middelen beschikbaar voor uitkering, opheffing” (deed in Dutch)
- Other provision, “uitbreiding opheffing tot toekomstige bijstortingen, eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Other provision, “voorziening uitkering interimdividenden” (deed in Dutch)
- Director resignation, DENDIEVEL Elewout (manager)
- Director resignation, SNIJKERS Linne (manager)
- Director discharge, DENDIEVEL Elewout
- Director discharge, SNIJKERS Linne
- Director appointment, DENDIEVEL Elewout (director (not named in the articles))
- +4 further facts in this act
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose according to the articles of association
- PurposeThe activities the company may carry out under its articles.
- “De Uitbating van cafés, tavernes, herbergen, brasseries en bistro’s alsmede de bijkomende verkoop van tabak, sigaren, sigaretten en snacks…”
28 activities
- De Uitbating van cafés, tavernes, herbergen, brasseries en bistro’s alsmede de bijkomende verkoop van tabak, sigaren, sigaretten en snacks. De organisatie van alle feestelijkheden en activiteiten, dit zowel in de amusement- als culturele sector.
- De kleinhandel in antiek, brocante, design en prularia zowel nieuw als tweedehands.
- Tussenpersoon in de handel.
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media.
- Ontwerpen van publicitaire artikelen.
- Vervaardiging van speciaal meubilair en design voor winkelinrichtingen of beurzen.
- De coördinatie van evenementen, beurzen, enz.
- Vervaardiging van textiel.
- De vervaardiging van allerhande metalen voorwerpen.
- De vervaardiging van metalen werkstukken voor rekening van derden door toepassing van diverse technieken: boren, draaien, frezen, vonkerosief bewerken, schaven, lappen, tekfrezen, vakken zagen, slijpen, lassen, en dergelijke.
- Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden.
- De vervaardiging van metaalschrijnwerk: deuren, vensters, kozijnen, luiken, verplaatsbare wanden, hekken, garagepoorten, en dergelijke.
- De vervaardiging en de montage van metalen constructiewerken voor gebinten voor de bouw.
- De vervaardiging van handgereedschap en gereedschapwerktuigen voor het lassen, solderen, braseren, thermisch snijden, en dergelijke.
- De vervaardiging van gereedschapswerktuigen voor de bewerking van metaal of andere materialen door middel van laserstralen, ultrasone trillingen of electro-erosie.
- De montage van buiten en binnenschrijnwerk in metaal: deuren, vensters, kozijnen, trappen, muurkasten, inbouwkeukens, winkelinrichtingen en dergelijke.
- De installatie van al dan niet verplaatsbare tussenwanden, de bekleding van wanden, plafonds en dergelijke in metaal.
- De installatie van geblindeerde deuren en brandwerende deuren in metaal.
- De montage van serres, veranda’s, en dergelijke in metaal.
- Het verlenen van consultancy.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpachten, opstalrechten en de huurfinanciering van onroerende goederen aan derden, het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom, ruilen, doen bouwen, doen verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
- Het besturen en begeleiden van ondernemingen en rechtspersonen.
- Het verlenen van adviezen in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard, onder meer op vlak van administratie, management, bedrijfsorganisatie, promotie en informatica.
- Het waarnemen van de functie van bestuurder, zaakvoerder, manager, directeur of vereffenaar of gemandateerde in ondernemingen en vennootschappen.
- Alle activiteiten van bemiddeling met het oog op verkoop, aankoop, ruil, verhuring of afstand van onroerende goederen, onroerende rechten of handelsfondsen.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappij en en kapitalisatieondernemingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Oswald
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest”
Articles of association, deed of 04-07-2023 (in Dutch)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesEnvironmental permits: No permit applications found in Flanders.
Sites & property
3 establishment units
Buildings and parcels at the addresses
3 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44021A3067/00R004 | Flanders | 618 m² | 1 · 396 m² | 13.6 m · 1 |
| 44021A3067/00Z004 | Flanders | 325 m² | 1 · 110 m² | 4.8 m · 1 |
| 31804D1333/00_000 | Flanders | 67 m² | 1 · 67 m² | 12.4 m · 3 |