Osteopathie Birgit Konings
ActiveOsteopathie Birgit Konings has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €-4k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-78
Solvency76▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.94 in 2024; short-term debt: 27.4% and cash: 0.9% of total assets), and 48.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
31 d early
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 7.4%
2024 · €52k
2023: €18k
2024: €52k
2023 → 2025
Total assets
€94k▼ 25.0%
2024 · €125k
2023: €69k
2024: €125k
2023 → 2025
Net result
€-4k
2024 · €34k
2023: €14k
2024: €34k
2023 → 2025
Working capital
€-11k▼ 315%
2024 · €-3k
2023: €9k
2024: €-3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€52k▲ 192%€48k▼ 7.4%
Operating result€22k-€51k▲ 128%€-5k
Net result€14k-€34k▲ 150%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €51k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€79k▼ 8.2%
Current assets
€15k▼ 62.0%
Equity and liabilities €94k
Equity
€48k▼ 7.4%
Debt
€46k▼ 37.6%
The debt ratio falls from 58.3% to 48.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €58k
Cash flow
€3k▼
2024 · €41k
Solvency
51.5%▲
2024 · 41.7%
Current ratio
0.58▼
2024 · 0.94
Quick ratio
0.58▼
2024 · 0.94
Debt / equity
0.94▼
2024 · 1.40
ROE
-8.0%▼
2024 · 65.7%
ROA
-4.1%▼
2024 · 27.4%
Interest coverage
0.96▼
2024 · 18.28
Debt
€46k▼
2024 · €73k
Debt ≤ 1 year
€26k▼
2024 · €42k
Debt > 1 year
€19k▼
2024 · €30k
Income taxes
€304▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€94k▼
Fixed assets21/28€86k€79k▼
Tangible fixed assets22/27€22k€15k▼
Furniture and vehicles24€22k€15k▼
Financial fixed assets28€64k€64k=
Current assets29/58€39k€15k▼
Amounts receivable within one year40/41€5k€14k▲
Trade receivables40€5k€0▼
Other amounts receivable41€0€14k▲
Cash at bank and in hand54/58€34k€800▼
Equity and liabilities
Total equity and liabilities10/49€125k€94k▼
Equity10/15€52k€48k▼
Contributions10/11€5k€5k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€34k€30k▼
Amounts payable17/49€73k€46k▼
Amounts payable after more than one year17€30k€19k▼
Financial debts170/4€30k€19k▼
Amounts payable within one year42/48€42k€26k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€20k€408▼
Taxes450/3€20k€408▼
Other amounts payable47/48€7k€13k▲
Accrued charges and deferred income492/3€937€937=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€577€1k▲
Gross operating margin9900€58k€3k▼
Operating profit (loss)9901€51k€-5k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€48k€-4k▼
Income taxes67/77€13k€304▼
Profit (loss) for the period9904€34k€-4k▼
Profit (loss) for the period to be appropriated9905€34k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€30k▼
Profit (loss) brought forward from the previous period14P-€34k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼111%
Net result drops to €-4k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €34k ▲150%
Operating result €51k, net result €34k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 252500 LierGround area
158 m²
Building footprint
83 m²
Volume, LiDAR
379 m³
Parcel 12021H0295/00D000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Osteopathie Birgit Konings
since 20222.339.903.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021H0295/00D000 | Flanders | 158 m² | 1 · 83 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 608 EUR awarded · 1,074 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 608 EUR | 1,074 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 37,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.