OSTEON INTERNATIONAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €365k and a net result of €63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 5521 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €365k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
12 d late
2023
29 d late
2022
30 d late
2021
44 d late
2020
12 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€365k▲ 20.8%
2024 · €302k
2018: €5k
2019: €5k
2020: €4k
2021: €3k
2022: €2k
2023: €86k
2024: €302k
2018 → 2025
Net result
€63k▼ 71.0%
2024 · €217k
2018: €-4k
2019: €550
2020: €-1k
2021: €-1k
2022: €-929
2023: €84k
2024: €217k
2018 → 2025
Total assets
€511k▲ 10.1%
2024 · €464k
2018: €11k
2019: €21k
2020: €11k
2021: €10k
2022: €9k
2023: €201k
2024: €464k
2018 → 2025
Solvency
71.5%▲ 6.3pp
2024 · 65.2%
2018: 41.6%
2019: 24.6%
2020: 35.4%
2021: 27.9%
2022: 18.7%
2023: 42.6%
2024: 65.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€2k▼ 34.7%€86k▲ 4,803%€302k▲ 253%€365k▲ 20.8%
Operating result€-891-€-1k▼ 33.4%€89k€305k▲ 244%€81k▼ 73.4%
Net result€-1k-€-929▲ 11.6%€84k€217k▲ 158%€63k▼ 71.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€13k▼ 42.3%
Current assets
€498k▲ 12.7%
Equity and liabilities €511k
Equity
€365k▲ 20.8%
Debt
€146k▼ 9.9%
The debt ratio falls from 34.8% to 28.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
71.5%▲
2024 · 65.2%
ROE
17.2%▼
2024 · 71.7%
ROA
12.3%▼
2024 · 46.7%
Debt
€146k▼
2024 · €162k
Debt ≤ 1 year
€146k▼
2024 · €162k
Income taxes
€22k▼
2024 · €75k
Staff costs
€19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€464k€511k▲
Fixed assets21/28€22k€13k▼
Tangible fixed assets22/27€22k€13k▼
Plant, machinery and equipment23€19k€11k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€442k€498k▲
Stocks and contracts in progress3€175k€176k▲
Stocks30/36€175k€176k▲
Amounts receivable within one year40/41€70k€238k▲
Trade receivables40€51k€166k▲
Other amounts receivable41€19k€72k▲
Cash at bank and in hand54/58€195k€81k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€464k€511k▲
Equity10/15€302k€365k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€234k€297k▲
Amounts payable17/49€162k€146k▼
Amounts payable within one year42/48€162k€146k▼
Trade debts44€126k€106k▼
Suppliers440/4€126k€106k▼
Taxes, remuneration and social security45€35k€40k▲
Taxes450/3€35k€35k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€820-
Income statement
Code20242025
Remuneration, social security and pensions62-€19k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€450€2k▲
Gross operating margin9900€317k€114k▼
Operating profit (loss)9901€305k€81k▼
Financial income75/76B€1k€10k▲
Recurring financial income75€1k€10k▲
Financial charges65/66B€15k€6k▼
Recurring financial charges65€15k€6k▼
Profit (loss) for the period before taxes9903€292k€85k▼
Income taxes67/77€75k€22k▼
Profit (loss) for the period9904€217k€63k▼
Profit (loss) for the period to be appropriated9905€217k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€234k€297k▲
Profit (loss) brought forward from the previous period14P€17k€234k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2018net €217k ▲158%
Operating result €305k, net result €217k, both a record.
31-12
Financial
Equity above €200kEq €302k ▲253%
2 profitable years in a row build equity to €302k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €84k
Net result €84k after 3 loss-making years.
31-12
Financial
Liquidity times 9current ratio 11.30
Current ratio from 1.23 to 11.30.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
31-12
Financial
Back to profitnet €550
Net result €550 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 48 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2025
Caroline Borremans: Resigned as Director
01-07-2025
Gaëtan Borremans: Resigned as Director
01-07-2025
Nicole Roelants: Resigned as Director
01-07-2025
Nicole Roelants: Resigned as Managing director
22-09-2017
A. ten Napel: Resigned as Director
22-09-2017
G. Borremans: Resigned as Director
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bietenweg 23300 TienenGround area
1,582 m²
Building footprint
402 m²
Volume, LiDAR
1,874 m³
Parcel 24592D0117/00M000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Osteon International
since 19952.069.841.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24592D0117/00M000 | Flanders | 1,582 m² | 1 · 402 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-1994
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
64200Holdings
64210Activities of holding companies
74151
70210Activities of head offices; management consultancy activities
72109Other research and development on natural sciences
73100
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.