Ostend Studio
ActiveOstend Studio has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €75k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 1286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.79 against 2.58 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
18.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
18 d late
2023
29 d late
2022
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€373k▲ 24.9%
2024 · €299k
2022: €61k
2023: €182k
2024: €299k
2022 → 2025
Total assets
€398k▼ 0.9%
2024 · €402k
2022: €90k
2023: €233k
2024: €402k
2022 → 2025
Net result
€75k▼ 36.2%
2024 · €117k
2022: €60k
2023: €121k
2024: €117k
2022 → 2025
Working capital
€240k▲ 47.8%
2024 · €162k
2022: €48k
2023: €121k
2024: €162k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€61k-€182k▲ 200%€299k▲ 64.1%€373k▲ 24.9%
Operating result€75k-€156k▲ 109%€150k▼ 4.1%€95k▼ 36.3%
Net result€60k-€121k▲ 103%€117k▼ 3.8%€75k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€134k▼ 2.3%
Current assets
€264k▼ 0.1%
Equity and liabilities €398k
Equity
€373k▲ 24.9%
Debt
€25k▼ 75.7%
The debt ratio falls from 25.7% to 6.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€114k▼
2024 · €164k
Cash flow
€93k▼
2024 · €132k
Solvency
93.7%▲
2024 · 74.3%
Current ratio
10.79▲
2024 · 2.58
Quick ratio
10.79▲
2024 · 2.58
Debt / equity
0.07▼
2024 · 0.35
ROE
20.0%▼
2024 · 39.1%
ROA
18.7%▼
2024 · 29.0%
Interest coverage
158.33▲
2024 · 131.97
Debt
€25k▼
2024 · €103k
Debt ≤ 1 year
€25k▼
2024 · €102k
Income taxes
€20k▼
2024 · €32k
Staff costs
€202k▲
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€402k€398k▼
Fixed assets21/28€137k€134k▼
Tangible fixed assets22/27€137k€134k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€135k€130k▼
Current assets29/58€265k€264k▼
Amounts receivable within one year40/41€119k€63k▼
Trade receivables40€82k€31k▼
Other amounts receivable41€37k€31k▼
Cash at bank and in hand54/58€143k€174k▲
Deferred charges and accrued income490/1€2k€28k▲
Equity and liabilities
Total equity and liabilities10/49€402k€398k▼
Equity10/15€299k€373k▲
Contributions10/11€1k€1k=
Reserves13-€75k
Distributable reserves133-€75k
Profit (loss) carried forward14€298k€298k=
Amounts payable17/49€103k€25k▼
Amounts payable within one year42/48€102k€25k▼
Trade debts44€63k€13k▼
Suppliers440/4€63k€13k▼
Taxes, remuneration and social security45€40k€11k▼
Taxes450/3€32k€0▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€10€350▲
Accrued charges and deferred income492/3€708€560▼
Income statement
Code20242025
Remuneration, social security and pensions62€162k€202k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€11k€13k▲
Gross operating margin9900€338k€329k▼
Operating profit (loss)9901€150k€95k▼
Financial income75/76B€147€228▲
Recurring financial income75€147€228▲
Financial charges65/66B€1k€720▼
Recurring financial charges65€1k€720▼
Profit (loss) for the period before taxes9903€149k€95k▼
Income taxes67/77€32k€20k▼
Profit (loss) for the period9904€117k€75k▼
Profit (loss) for the period to be appropriated9905€117k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€298k€372k▲
Profit (loss) brought forward from the previous period14P€181k€298k▲
Transfer to equity691/2-€75k
To other reserves6921-€75k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 10.79
Current ratio from 2.58 to 10.79; short-term debt falls from €102k to €25k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €200kEq €299k ▲64.1%
3 profitable years in a row build equity to €299k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2022net €121k ▲103%
Operating result €156k, net result €121k, both a record.
31-12
Financial
Equity above €150kEq €182k ▲200%
2 profitable years in a row build equity to €182k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2022
Ground area
1,158 m²
Building footprint
815 m²
Volume, LiDAR
26,880 m³
2 parcels, Flanders · tallest building 43.6 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Ostend Studio
since 20222.331.862.281
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0089/00W035 | Flanders | 889 m² | 1 · 547 m² | 43.6 m · 13 fl. |
| 35013A1595/00P032 | Flanders | 269 m² | 1 · 269 m² | 29.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,997 companies in sector 55203 we hold annual accounts for 687. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ostendstudio.be
E-mail:lochy.partners@gmail.com