Ostend Data
ActiveOstend Data has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €-4k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 37% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+1
Solvency67▼-33
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.55 in 2024; short-term debt: 33.5% and cash: 5.1% of total assets), and 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
29 d late
2023
28 d late
2022
25 d late
2021
25 d late
2020
27 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 5.6%
2024 · €166k
2018: €189k
2019: €179k
2020: €179k
2021: €177k
2022: €173k
2023: €175k
2024: €166k
2018 → 2025
Total assets
€371k▲ 78.4%
2024 · €208k
2018: €324k
2019: €316k
2020: €325k
2021: €269k
2022: €252k
2023: €228k
2024: €208k
2018 → 2025
Net result
€-4k▼ 5.0%
2024 · €-4k
2018: €7k
2019: €-5k
2020: €5k
2021: €3k
2022: €1k
2023: €7k
2024: €-4k
2018 → 2025
Working capital
€-103k▼ 454%
2024 · €-19k
2018: €-112k
2019: €-115k
2020: €-123k
2021: €-79k
2022: €-66k
2023: €-40k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€173k▼ 2.3%€175k▲ 0.9%€166k▼ 5.2%€157k▼ 5.6%
Operating result€4k-€2k▼ 63.8%€11k▲ 565%€-3k€-572▲ 80.3%
Net result€3k-€1k▼ 67.2%€7k▲ 554%€-4k€-4k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €572 in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€349k▲ 88.6%
Current assets
€22k▼ 4.5%
Equity and liabilities €371k
Equity
€157k▼ 5.6%
Debt
€214k▲ 410%
The debt ratio rises from 20.2% to 57.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €29k
Cash flow
€30k▲
2024 · €28k
Solvency
42.2%▼
2024 · 79.8%
Current ratio
0.18▼
2024 · 0.55
Quick ratio
0.18▼
2024 · 0.55
Debt / equity
1.37▲
2024 · 0.25
ROE
-2.7%▼
2024 · -2.4%
ROA
-1.1%▲
2024 · -2.0%
Interest coverage
9.63▼
2024 · 10.53
Debt
€214k▲
2024 · €42k
Debt ≤ 1 year
€124k▲
2024 · €41k
Debt > 1 year
€90k
Income taxes
€141▼
2024 · €319
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€371k▲
Fixed assets21/28€185k€349k▲
Tangible fixed assets22/27€185k€349k▲
Land and buildings22€169k€339k▲
Plant, machinery and equipment23€444€206▼
Furniture and vehicles24€16k€10k▼
Current assets29/58€23k€22k▼
Amounts receivable within one year40/41€5€744▲
Trade receivables40€5€0▼
Other amounts receivable41-€744
Cash at bank and in hand54/58€22k€19k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€208k€371k▲
Equity10/15€166k€157k▼
Contributions10/11€50k€50k=
Reserves13€115k€110k▼
Non-distributable reserves130/1€5k€5k=
Other1319€5k€5k=
Tax-exempt reserves132€0-
Distributable reserves133€110k€105k▼
Profit (loss) carried forward14€874€-3k▼
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€42k€214k▲
Amounts payable after more than one year17-€90k
Financial debts170/4-€90k
Other amounts payable178/9-€40
Amounts payable within one year42/48€41k€124k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€939€316▼
Suppliers440/4€939€316▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€1k€675▼
Other amounts payable47/48€32k€106k▲
Accrued charges and deferred income492/3€731€11▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€35k▲
Other operating charges640/8€10k€10k▼
Gross operating margin9900€39k€44k▲
Operating profit (loss)9901€-3k€-572▲
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-6k€-4k▲
Transfer from deferred taxes780€2k€0▼
Income taxes67/77€319€141▼
Profit (loss) for the period9904€-4k€-4k▼
Transfer from tax-exempt reserves789€4k€0▼
Profit (loss) for the period to be appropriated9905€-217€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-3k▼
Profit (loss) brought forward from the previous period14P€6k€874▼
Transfer from equity791/2-€5k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€5k€5k=
Return on contributions (dividend)694€5k€5k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-5k ▼176%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 2198400 OostendeGround area
328 m²
Building footprint
254 m²
Volume, LiDAR
2,099 m³
Parcel 35384A0028/00Z003, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Torhoutsesteenweg 217, 8400 Oostende
since 19772.013.798.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0028/00Z003 | Flanders | 328 m² | 1 · 254 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Commenda Invest & Estate
BE 0876.269.393
Zwevegem · Eq €156k
XPERTEO
BE 0777.777.870
Mons · Eq €156k
ASDS CONSULT
BE 0716.655.497
Braine-l'Alleud · Eq €156k
CEDRIC
BE 0436.094.083
Mettet · Eq €158k
JEFF
BE 0445.112.709
Berlaar · Eq €155k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-06-1977
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.