Skip to content

Osinvest

Active
Private limited companyfounded 20233 yrs activeKasteelstraat 68, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0797.675.540
Summary

Osinvest has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €106,802 and a net result of €48,848. Equity is growing by ~85.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 53 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
OsinvestActiveChecked score 99/100
Risk analysis ReportCompare

Overview

Activity
Other professional, scientific and technical activities
NACE 74999NACE 74909
1 site
Size
€129,787total assets 2026
Equity
€106,802
Profit
€48,848
Turnover not published (abridged schema)
Financial health
99 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 46 d early0 of 1 deed read
Why 99+ Liquidity: current ratio 5.57, cash €124,100+ Sector Other professional, scientific and technical activities (NACE 74)+ Equity €106,802 (82.3% of total assets)+ Figures for FY 2026 (filed 15-09-2026)Show the evidence

Checked score

Score 2026
99 / 100
Excellent
Probability in this band: under 0.55%
Better than 88% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100+2
equity 82.3% of total assets
Liquidity 95+6
short-term debt 17.7% · cash 95.6%
Profitability 100=
return on assets 37.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,359 companies)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.2%▼ -73.5% vs 11-2024 01-2025: 0.2%▲ +6.2% vs 12-2024 02-2025: 0.2%▲ +2.9% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▲ +3.8% vs 05-2025 07-2025: 0.2%▲ +6.3% vs 06-2025 08-2025: 0.3%▲ +10.6% vs 07-2025 09-2025: 0.3%▼ -3.5% vs 08-2025 10-2025: < 0.1%▼ -80.5% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -6.1% vs 03-2026 05-2026: < 0.1%▲ +2.2% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%▲ +6.4% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -38.0% vs 09-2026lowest value
  • Liquidity: current ratio 5.57, cash €124,100 lowers the probability
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Equity €106,802 (82.3% of total assets) lowers the probability
  • Figures for FY 2026 (filed 15-09-2026) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.57 against 3.56 in 2025; short-term debt: 17.7% and cash: 95.6% of total assets), and 17.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 89%, profitability 88%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 5.57, cash €124,100
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €106,802 (82.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 15-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
46 d early
2025
38 d early
2024
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 September (3 of the last 3 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Incorporation · Founding capitalFounder · Corporate purpose
  3. Equity above €100,000Eq €106,802 ▲84.3%

Key points

  • Positive: Among the best 10% on net resultsector median €3,744 · 53 companies €48,848 View
  • Total assets 20263 fiscal years filed €129,787 View
  • Active since 2023founded 26-01-2023 3 years View

By topic

Financials

Fiscal year
2026
Total assets
€129,787
Profit
€48,848
Solvency
82.3%
Total assets▲ 63.0%
Net result
20242026
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-10-2027
  1. 15-09-2026Annual accounts filed
  2. 19-06-2026Incorporation · Founding capital
  3. 31-03-2026Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other professional, scientific and technical activitiesNACE 74999
Founded
26-01-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure