OSCADI
ActiveThe computed 12-month bankruptcy probability of OSCADI is 3.2% (moderate). The 2025 annual accounts show equity of €178k and a net result of €340. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 3620 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+4
Solvency51▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 1.0 against 0.47 in 2024; short-term debt: 47.9% and cash: 37.4% of total assets), and 74.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
45 d early
2023
6 d early
2022
55 d early
2021
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€178k▲ 0.2%
2024 · €178k
2021: €128k
2022: €152k
2023: €201k
2024: €178k
2021 → 2025
Total assets
€688k▼ 16.6%
2024 · €825k
2021: €606k
2022: €1.58M
2023: €961k
2024: €825k
2021 → 2025
Net result
€340
2024 · €-8k
2021: €101k
2022: €28k
2023: €48k
2024: €-8k
2021 → 2025
Working capital
€-939▲ 99.4%
2024 · €-166k
2021: €123k
2022: €-481k
2023: €-106k
2024: €-166k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€152k▲ 19.3%€201k▲ 31.6%€178k▼ 11.5%€178k▲ 0.2%
Operating result€123k-€60k▼ 51.2%€105k▲ 75.2%€15k▼ 85.4%€21k▲ 38.2%
Net result€101k-€28k▼ 72.6%€48k▲ 73.9%€-8k€340
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688k
Fixed assets
€360k▼ 46.9%
Current assets
€329k▲ 122%
Equity and liabilities €688k
Equity
€178k▲ 0.2%
Debt
€510k▼ 21.2%
The debt ratio falls from 78.5% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128k▲
2024 · €128k
Cash flow
€107k▲
2024 · €104k
Solvency
25.9%▲
2024 · 21.5%
Current ratio
1.00▲
2024 · 0.47
Quick ratio
0.97▲
2024 · 0.42
Debt / equity
2.87▼
2024 · 3.65
ROE
0.2%▲
2024 · -4.6%
ROA
0.0%▲
2024 · -1.0%
Interest coverage
7.27▲
2024 · 5.76
Debt
€510k▼
2024 · €647k
Debt ≤ 1 year
€330k▲
2024 · €314k
Debt > 1 year
€181k▼
2024 · €333k
Income taxes
€3k▲
2024 · €2k
Staff costs
€516k▼
2024 · €566k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€825k€688k▼
Fixed assets21/28€677k€360k▼
Intangible fixed assets21€389k€321k▼
Tangible fixed assets22/27€288k€39k▼
Plant, machinery and equipment23€93k€10k▼
Furniture and vehicles24€59k€18k▼
Other tangible fixed assets26€136k€10k▼
Current assets29/58€148k€329k▲
Stocks and contracts in progress3€17k€10k▼
Stocks30/36€17k€10k▼
Amounts receivable within one year40/41€26k€61k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€24k€58k▲
Cash at bank and in hand54/58€77k€258k▲
Deferred charges and accrued income490/1€28k€0▼
Equity and liabilities
Total equity and liabilities10/49€825k€688k▼
Equity10/15€178k€178k▲
Contributions10/11€30k€30k=
Reserves13€122k€122k=
Distributable reserves133€122k€122k=
Profit (loss) carried forward14€26k€26k▲
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€647k€510k▼
Amounts payable after more than one year17€333k€181k▼
Financial debts170/4€333k€181k▼
Amounts payable within one year42/48€314k€330k▲
Current portion of amounts payable after more than one year42€108k€75k▼
Trade debts44€131k€219k▲
Suppliers440/4€131k€219k▲
Taxes, remuneration and social security45€60k€35k▼
Taxes450/3€11k€4k▼
Remuneration and social security454/9€50k€31k▼
Other amounts payable47/48€15k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€566k€516k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€107k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-30k€0▲
Other operating charges640/8€3k€6k▲
Non-recurring operating charges66A€32k€5k▼
Gross operating margin9900€699k€655k▼
Operating profit (loss)9901€15k€21k▲
Financial income75/76B€272€26▼
Recurring financial income75€272€26▼
Financial charges65/66B€22k€18k▼
Recurring financial charges65€22k€18k▼
Profit (loss) for the period before taxes9903€-7k€4k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-8k€340▲
Profit (loss) for the period to be appropriated9905€-8k€340▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€26k▼
Profit (loss) brought forward from the previous period14P€49k€26k▼
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
Social balance
Average headcount (FTE)908719.116.1▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €340
Net result €340 after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼117%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €201k ▲31.6%
3 profitable years in a row build equity to €201k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €152k ▲19.3%
2 profitable years in a row build equity to €152k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-05-2023
Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Heydelaan 232100 AntwerpenGround area
190 m²
Building footprint
239 m²
Volume, LiDAR
2,664 m³
2 parcels, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Lange Leemstraat 11, 2018 Antwerpen
since 20222.331.483.585
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0594/00X002 | Flanders | 117 m² | 1 · 104 m² | 12.0 m · 4 fl. |
| 11806F1463/00F011 | Flanders | 73 m² | 1 · 135 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.331.483.585
Similar companies · same sector, comparable size
BELO
BE 0687.659.922
Kontich · Eq €178k
GRAND CAFE CASINO
BE 0810.818.545
Maasmechelen · Eq €178k
TD9
BE 0743.856.079
Antwerpen · Eq €178k
ORIENTAL SUN
BE 0894.232.013
Namur · Eq €178k
OMER
BE 0672.689.456
Middelkerke · Eq €178k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.