Financials
- Fiscal year
- 2025
- Total assets
- €29,062
- Loss
- -€88,018
- Solvency
- -353.8%
Total assets▲ 13.1%
Net result
20192025
OSB CONSULT
ActiveSummary
OSB CONSULT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€102,819) and a net result of -€88,018. Equity is shrinking by ~50% per year across the filed fiscal years. Its solvency ranks better than 5% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
Other technical testing and analysis
NACE 71209
1 site
How big
€29,062total assets 2025
- Equity
- -€102,819
- Loss
- -€88,018
Who decides
Accounts 65 d early0 of 4 deeds read
Why 52Capped at 59: negative equity- Loss of €88,018, the second in a row (FY 2025)- Negative equity -€102,819- Liquidity: current ratio 0.13+ Size: total assets €29,062Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 2% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -353.8% of total assets
Liquidity
0-34
short-term debt 453.8%
Profitability
0=
return on assets -302.9%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €29,062 lowers the probability for this profile
- Loss of €88,018, the second in a row (FY 2025) raises the probability
- Negative equity -€102,819 raises the probability
- Liquidity: current ratio 0.13 raises the probability
No credit on open account
Liquidity short (current ratio 0.13 against 0.18 in 2024; short-term debt: 453.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 0%, profitability 4%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€102,819
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
58 d early
2023
77 d early
2022
150 d early
2021
145 d early
2020
32 d early
2019
167 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 99 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 13 February (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€88,018
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€102,819 View
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€88,018 View
- Caution: Result fell in 2025from -€9,537 to -€88,018 ▼ 823% View
- Caution: Among the weakest 5% on solvencysector median 54.4% · 10,442 companies -353.8% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 30-04-2027
- 24-02-2026Annual accounts filed
- 30-09-2025Weakest financial year
- 03-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other technical testing and analysisNACE 71209
- Founded
- 25-10-2012
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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