OSACO
ActiveOSACO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €36k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+74
Solvency79▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 0.79 in 2024; short-term debt: 16.5% and cash: 1.7% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
9 d early
2023
6 d early
2022
31 d early
2021
37 d early
2020
40 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€212k▲ 20.2%
2024 · €176k
2019: €59k
2020: €103k
2021: €168k
2022: €181k
2023: €216k
2024: €176k
2019 → 2025
Total assets
€393k▲ 2.7%
2024 · €383k
2019: €68k
2020: €401k
2021: €517k
2022: €502k
2023: €461k
2024: €383k
2019 → 2025
Net result
€36k
2024 · €-39k
2019: €53k
2020: €44k
2021: €65k
2022: €37k
2023: €35k
2024: €-39k
2019 → 2025
Working capital
€42k
2024 · €-17k
2019: €58k
2020: €41k
2021: €49k
2022: €22k
2023: €16k
2024: €-17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€181k▲ 8.0%€216k▲ 19.1%€176k▼ 18.2%€212k▲ 20.2%
Operating result€88k-€55k▼ 37.5%€45k▼ 17.9%€-39k€38k
Net result€65k-€37k▼ 42.5%€35k▼ 6.7%€-39k€36k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38k after a loss of €39k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€287k▼ 9.8%
Current assets
€107k▲ 63.3%
Equity and liabilities €393k
Equity
€212k▲ 20.2%
Debt
€181k▼ 12.3%
The debt ratio falls from 54.0% to 46.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €-13
Cash flow
€60k▲
2024 · €-624
Solvency
53.9%▲
2024 · 46.0%
Current ratio
1.64▲
2024 · 0.79
Quick ratio
1.64▲
2024 · 0.79
Debt / equity
0.86▼
2024 · 1.17
ROE
16.8%▲
2024 · -22.3%
ROA
9.1%▲
2024 · -10.3%
Interest coverage
22.83▲
2024 · 0.00
Debt
€181k▼
2024 · €207k
Debt ≤ 1 year
€65k▼
2024 · €83k
Debt > 1 year
€116k▼
2024 · €124k
Income taxes
€2k▲
2024 · €353
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€393k▲
Fixed assets21/28€318k€287k▼
Tangible fixed assets22/27€282k€257k▼
Land and buildings22€262k€253k▼
Plant, machinery and equipment23€343€0▼
Furniture and vehicles24€19k€5k▼
Financial fixed assets28€36k€29k▼
Current assets29/58€66k€107k▲
Amounts receivable within one year40/41€51k€97k▲
Trade receivables40€24k€46k▲
Other amounts receivable41€27k€51k▲
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€383k€393k▲
Equity10/15€176k€212k▲
Contributions10/11€19k€19k=
Reserves13€158k€194k▲
Tax-exempt reserves132€5k€5k=
Distributable reserves133€153k€189k▲
Amounts payable17/49€207k€181k▼
Amounts payable after more than one year17€124k€116k▼
Financial debts170/4€124k€98k▼
Other amounts payable178/9€0€19k▲
Amounts payable within one year42/48€83k€65k▼
Current portion of amounts payable after more than one year42€42k€36k▼
Financial debts43€7€88▲
Credit institutions430/8€7€88▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€11k€10k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€25k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€25k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€2k€67k▲
Operating profit (loss)9901€-39k€38k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-39k€38k▲
Income taxes67/77€353€2k▲
Profit (loss) for the period9904€-39k€36k▲
Profit (loss) for the period to be appropriated9905€-39k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€36k▲
Transfer from equity791/2€39k€0▼
Transfer to equity691/2€0€36k▲
To other reserves6921€0€36k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.79 to 1.64; short-term debt falls from €83k to €65k.
31-12
Financial
Equity above €200kEq €212k ▲20.2%
Equity rises from €176k to €212k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-39k ▼213%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €216k ▲19.1%
5 profitable years in a row build equity to €216k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €65k ▲46.6%
Operating result €88k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲62.7%
3 profitable years in a row build equity to €168k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €103k ▲74.7%
2 profitable years in a row build equity to €103k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Alexanderstraat 68310 BruggeGround area
384 m²
Building footprint
105 m²
Volume, LiDAR
659 m³
Parcel 31434C0202/00F002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pulsing Brain
since 20192.283.842.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0202/00F002 | Flanders | 384 m² | 1 · 105 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,800 EUR awarded · 1,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,800 EUR | 1,800 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DIMARAN
BE 0795.114.839
Sint-Gillis-Waas · Eq €212k
Wannes Ballieu
BE 0648.640.879
Bierbeek · Eq €212k
AMOLI
BE 0757.921.079
Mons · Eq €212k
Nathalie Goethals Management
BE 0698.904.202
Waasmunster · Eq €212k
Jeroen Amelynck
BE 0790.170.413
Grimbergen · Eq €212k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
82990Other business support services
85510Sports and recreation education
93110Operation of sports facilities
93129Activities of other sports clubs
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.