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Orva Land

Active
Private limited companyfounded 20215 yrs activeBoekelbaan(SBB) 161, 9630 Zwalm, BelgiumKBO/BCE: BE 0765.452.734

The computed 12-month bankruptcy probability of Orva Land is 2.3% (moderate). The 2025 annual accounts show equity of €18k and a net result of €11k. Equity is shrinking by ~16.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
34 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+25
Solvency27▲+1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.61 in 2024; short-term debt: 97.7% of total assets), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.3%
Return on assets
1.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
7 d early
2024
15 d early
2023
1 d early
2022
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€18k▲ 159%
2024 · €7k
2022: €28k 2023: €25k 2024: €7k
2022 → 2025
Total assets
€792k▼ 19.3%
2024 · €982k
2022: €70k 2023: €230k 2024: €982k
2022 → 2025
Net result
€11k
2024 · €-18k
2022: €9k 2023: €-3k 2024: €-18k
2022 → 2025
Working capital
€18k▼ 95.2%
2024 · €372k
2022: €27k 2023: €25k 2024: €372k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€28k-€25k▼ 10.2%€7k▼ 72.4%€18k▲ 159%
Operating result€10k-€2k▼ 81.5%€-3k€45k
Net result€9k-€-3k€-18k▼ 536%€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2022: €10k€10kNet result 2022: €9k€9kOperating result 2023: €2k€2kNet result 2023: €-3k€-3kOperating result 2024: €-3k€-3kNet result 2024: €-18k€-18kOperating result 2025: €45k€45kNet result 2025: €11k€11k2022202320242025
The operating result returns to profit in 2025: €45k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €792k
Equity €18k▲ 159%
Debt €775k▼ 20.6%
The debt ratio falls from 99.3% to 97.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
2.3%
2024 · 0.7%
Current ratio
1.02
2024 · 1.61
Quick ratio
0.03
2024 · 0.00
Debt / equity
43.40
ROE
61.3%
2024 · -262.4%
ROA
1.4%
2024 · -1.8%
Debt
€775k
2024 · €976k
Debt ≤ 1 year
€775k
2024 · €610k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€982k€792k
Formation expenses20€0-
Current assets29/58€982k€792k
Stocks and contracts in progress3€982k€768k
Stocks30/36-€768k
Contracts in progress37€982k-
Amounts receivable within one year40/41€0€24k
Trade receivables40-€954
Other amounts receivable41€0€23k
Equity and liabilities
Total equity and liabilities10/49€982k€792k
Equity10/15€7k€18k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-12k€-754
Amounts payable17/49€976k€775k
Amounts payable after more than one year17€366k-
Financial debts170/4€366k-
Amounts payable within one year42/48€610k€775k
Current portion of amounts payable after more than one year42€319k-
Financial debts43-€628k
Credit institutions430/8-€628k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Other amounts payable47/48€288k€144k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€221-
Other operating charges640/8€28k-
Gross operating margin9900€25k€45k
Operating profit (loss)9901€-3k€45k
Financial charges65/66B€15k€34k
Recurring financial charges65€15k€34k
Profit (loss) for the period before taxes9903€-18k€11k
Profit (loss) for the period9904€-18k€11k
Profit (loss) for the period to be appropriated9905€-18k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-754
Profit (loss) brought forward from the previous period14P€6k€-12k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €11k
Net result €11k after 2 loss-making years.
15-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boekelbaan(SBB) 1619630 Zwalm
Ground area
1,325 m²
Building footprint
173 m²
Volume, LiDAR
1,065 m³
Parcel 45045B0074/00E000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Orva Land
Boekelbaan(SBB) 161, 9630 ZwalmActivities auxiliary to financial services and insurance activities
since 20212.316.020.795
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45045B0074/00E000 Flanders 1,325 m² 1 · 173 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.