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ORUB

Active
Public limited company· 31 yrs active
Nieuwe Abelestraat 20 ·8800 Roeselare, Belgium
KBO/BCE: BE 0455.277.319
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Age31 yrs
Board4
Real estate1 parcel · 9,205 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ORUB is 0.7% (low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00203906
31-12-2023 31-07-2024 24-05-2024 68 d early 2024-00095636
31-12-2022 31-07-2023 12-05-2023 80 d early 2023-00086065
31-12-2021 31-07-2022 03-08-2022 3 d late 2022-20266189
31-12-2020 31-07-2021 14-07-2021 17 d early 2021-35100276
31-12-2019 31-07-2020 03-09-2020 34 d late 2020-50400494
31-12-2018 31-07-2019 14-05-2019 78 d early 2019-13200049
31-12-2017 31-07-2018 16-07-2018 15 d early 2018-33600494
31-12-2016 31-07-2017 13-07-2017 18 d early 2017-31100384
31-12-2015 31-07-2016 01-06-2016 60 d early 2016-14500588

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-06-2025 2025-00203906
31-12-2023 micro 24-05-2024 2024-00095636
31-12-2022 micro 12-05-2023 2023-00086065
31-12-2021 micro 03-08-2022 2022-20266189
31-12-2020 micro 14-07-2021 2021-35100276
31-12-2019 micro 03-09-2020 2020-50400494
31-12-2018 micro 14-05-2019 2019-13200049
31-12-2017 micro 16-07-2018 2018-33600494
31-12-2016 verkort 13-07-2017 2017-31100384
31-12-2015 verkort 01-06-2016 2016-14500588

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 4 current directors first appear in the same act (25133429). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Siska Dedeyne
    Director
    State Gazette act 25133429 (21-10-2025)
    Current
    18-06-2015 → present
    6 events
    • 28-05-2025 Mandate renewed· Director
    • 28-05-2025 Mandate renewed· Managing director
    • 28-05-2019 Mandate renewed· Director
    • 28-05-2019 Appointed· Managing director
    • 18-06-2015 Appointed· Director
    • 18-06-2015 Appointed· Managing director
  • Eric Despiegelaere
    Director
    State Gazette act 25133429 (21-10-2025)
    Current
    23-10-2013 → present
    3 events
    • 28-05-2025 Mandate renewed· Director
    • 28-05-2019 Mandate renewed· Director
    • 23-10-2013 Mandate renewed· Director
  • Luc Despiegelaere
    Director
    State Gazette act 25133429 (21-10-2025)
    Current
    23-10-2013 → present
    3 events
    • 28-05-2025 Mandate renewed· Director
    • 28-05-2019 Mandate renewed· Director
    • 23-10-2013 Mandate renewed· Director
  • Patrick Despiegelaere
    Director
    State Gazette act 25133429 (21-10-2025)
    Current
    23-10-2013 → present
    6 events
    • 28-05-2025 Mandate renewed· Director
    • 28-05-2025 Mandate renewed· Managing director
    • 28-05-2019 Mandate renewed· Director
    • 28-05-2019 Appointed· Managing director
    • 23-10-2013 Mandate renewed· Director
    • 23-10-2013 Appointed· Managing director
Former directors (1)
  • Yves Despiegelaere
    Director
    State Gazette act 13161244 (23-10-2013)
    Former
    23-10-2013 → 18-06-2015
    4 events
    • 18-06-2015 Resigned· Director
    • 18-06-2015 Resigned· Managing director
    • 23-10-2013 Mandate renewed· Director
    • 23-10-2013 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Public limited company(014)
Incorporation29-05-1995
StatusActive
Postal code8800

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwe Abelestraat 208800 Roeselare

Establishment units

1 location
ORUB NV
Nieuwe Abelestraat 20, 8800 RoeselareOverige financiële instellingen, n.e.g.
since 19952.072.390.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area9,205 m²
Buildings1
Building footprint2,427 m²
Volume (LiDAR)18,599 m³
Tallest building14.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017A1287/00F000 Flanders 9,205 m² 1 · 2,427 m² 14.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
All acts · 5 updated 9 months ago
2025
21-10-2025 6 reappointed Director changes
  • Siska Dedeyne, Bestuurder
  • Eric Despiegelaere, Bestuurder
  • Patrick Despiegelaere, Bestuurder
  • Luc Despiegelaere, Bestuurder
  • Siska Dedeyne, Gedelegeerd bestuurder
  • Patrick Despiegelaere, Gedelegeerd bestuurder
Summary: v3.2
2022
26-10-2022 Articles of association amended Statutes amendment
Summary: v3.2
2019
28-05-2019 2 directors appointed, 4 reappointed Director changes
  • Patrick Despiegelaere, Gedelegeerd bestuurder
  • Siska Dedeyne, Gedelegeerd bestuurder
  • Luc Despiegelaere, Bestuurder
  • Eric Despiegelaere, Bestuurder
  • Patrick Despiegelaere, Bestuurder
  • Siska Dedeyne, Bestuurder
Summary: v3.2
2015
14-10-2015 2 directors appointed, 2 resigning Director changes
  • Siska Dedeyne, Bestuurder
  • Siska Dedeyne, Gedelegeerd bestuurder
  • Yves Despiegelaere, Bestuurder
  • Yves Despiegelaere, Gedelegeerd bestuurder
Summary: v3.2
2013
23-10-2013 2 directors appointed, 4 reappointed Director changes
  • Patrick Despiegelaere, Gedelegeerd bestuurder
  • Yves Despiegelaere, Gedelegeerd bestuurder
  • Eric Despiegelaere, Bestuurder
  • Patrick Despiegelaere, Bestuurder
  • Yves Despiegelaere, Bestuurder
  • Luc Despiegelaere, Bestuurder
Summary: v3.2

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL ORUB
Registered office
Nieuwe Abelestraat 20
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.