ORTHOLIB
ActiveORTHOLIB has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €210k. Equity is growing by ~102.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 39.05 against 24.47 in 2024; short-term debt: 2.3% and cash: 42.4% of total assets), and 2.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
55.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
24 d early
2023
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€371k▲ 131%
2024 · €161k
2023: €41k
2024: €161k
2023 → 2025
Total assets
€380k▲ 128%
2024 · €167k
2023: €68k
2024: €167k
2023 → 2025
Net result
€210k▲ 74.9%
2024 · €120k
2023: €38k
2024: €120k
2023 → 2025
Working capital
€337k▲ 135%
2024 · €143k
2023: €25k
2024: €143k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€41k-€161k▲ 297%€371k▲ 131%
Operating result€52k-€156k▲ 196%€276k▲ 77.4%
Net result€38k-€120k▲ 220%€210k▲ 74.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€34k▲ 95.7%
Current assets
€346k▲ 131%
Equity and liabilities €380k
Equity
€371k▲ 131%
Debt
€9k▲ 45.0%
The debt ratio falls from 3.7% to 2.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€283k▲
2024 · €163k
Cash flow
€218k▲
2024 · €128k
Solvency
97.7%▲
2024 · 96.3%
Current ratio
39.05▲
2024 · 24.47
Quick ratio
39.05▲
2024 · 24.47
Debt / equity
0.02▼
2024 · 0.04
ROE
56.7%▼
2024 · 74.8%
ROA
55.4%▼
2024 · 72.1%
Interest coverage
827.93▼
2024 · 1488.61
Debt
€9k▲
2024 · €6k
Debt ≤ 1 year
€9k▲
2024 · €6k
Income taxes
€65k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€380k▲
Formation expenses20€0-
Fixed assets21/28€17k€34k▲
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€15k€10k▼
Financial fixed assets28€400€23k▲
Current assets29/58€149k€346k▲
Amounts receivable after more than one year29-€19k
Trade receivables290-€19k
Amounts receivable within one year40/41€1k€0▼
Trade receivables40€1k€0▼
Current investments50/53€38k€76k▲
Cash at bank and in hand54/58€65k€161k▲
Deferred charges and accrued income490/1€45k€89k▲
Equity and liabilities
Total equity and liabilities10/49€167k€380k▲
Equity10/15€161k€371k▲
Contributions10/11€3k€3k=
Reserves13€158k€368k▲
Distributable reserves133€158k€368k▲
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€6k€9k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€2k€45▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€338€274▼
Gross operating margin9900€163k€284k▲
Operating profit (loss)9901€156k€276k▲
Financial income75/76B€5€79▲
Recurring financial income75€5€79▲
Financial charges65/66B€109€342▲
Recurring financial charges65€109€342▲
Profit (loss) for the period before taxes9903€155k€276k▲
Income taxes67/77€35k€65k▲
Profit (loss) for the period9904€120k€210k▲
Profit (loss) for the period to be appropriated9905€120k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€210k▲
Transfer to equity691/2€120k€210k▲
To other reserves6921€120k€210k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €210k ▲74.9%
Operating result €276k, net result €210k, both a record.
31-12
Financial
Equity above €200kEq €371k ▲131%
3 profitable years in a row build equity to €371k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 13current ratio 24.47
Current ratio from 1.93 to 24.47; short-term debt falls from €27k to €6k.
31-12
Financial
Equity above €150kEq €161k ▲297%
2 profitable years in a row build equity to €161k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant 475000 NamurGround area
153 m²
Building footprint
77 m²
Volume, LiDAR
785 m³
Parcel 92302E0421/00A000, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ORTHOLIB
since 20232.347.771.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0421/00A000 | Wallonia | 153 m² | 1 · 77 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800ZBVG7W49XHF713
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,973. 6,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2023
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.