ORTHODONTIE KLINIEK
ActiveORTHODONTIE KLINIEK has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €24k. Equity is growing by ~9.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+4
Solvency100▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.93 against 0.81 in 2024; short-term debt: 7.2% and cash: 2.1% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
48 d late
2024
57 d late
2023
54 d late
2022
60 d late
2021
81 d late
2020
54 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 17.0%
2024 · €139k
2018: €55k
2019: €110k
2020: €139k
2021: €191k
2022: €189k
2023: €188k
2024: €139k
2018 → 2025
Total assets
€175k▼ 26.2%
2024 · €237k
2018: €551k
2019: €492k
2020: €434k
2021: €361k
2022: €304k
2023: €236k
2024: €237k
2018 → 2025
Net result
€24k▼ 7.0%
2024 · €25k
2018: €17k
2019: €55k
2020: €28k
2021: €52k
2022: €-2k
2023: €-174
2024: €25k
2018 → 2025
Working capital
€62k
2024 · €-19k
2018: €-239k
2019: €-231k
2020: €-200k
2021: €-152k
2022: €-102k
2023: €-36k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€189k▼ 1.2%€188k▼ 0.1%€139k▼ 26.3%€162k▲ 17.0%
Operating result€51k-€-10k€4k€32k▲ 627%€29k▼ 11.4%
Net result€52k-€-2k€-174▲ 92.1%€25k€24k▼ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€100k▼ 36.3%
Current assets
€74k▼ 5.9%
Equity and liabilities €175k
Equity
€162k▲ 17.0%
Debt
€13k▼ 87.2%
The debt ratio falls from 41.4% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €98k
Cash flow
€90k▼
2024 · €91k
Solvency
92.8%▲
2024 · 58.6%
Current ratio
5.93▲
2024 · 0.81
Quick ratio
5.93▲
2024 · 0.81
Debt / equity
0.08▼
2024 · 0.71
ROE
14.5%▼
2024 · 18.2%
ROA
13.5%▲
2024 · 10.7%
Interest coverage
188.53▲
2024 · 184.27
Debt
€13k▼
2024 · €98k
Debt ≤ 1 year
€13k▼
2024 · €98k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€175k▼
Fixed assets21/28€158k€100k▼
Tangible fixed assets22/27€158k€100k▼
Land and buildings22€27k€13k▼
Plant, machinery and equipment23€131k€87k▼
Current assets29/58€79k€74k▼
Amounts receivable within one year40/41€73k€63k▼
Trade receivables40€10k-
Other amounts receivable41€63k€63k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€237k€175k▼
Equity10/15€139k€162k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€118k€142k▲
Amounts payable17/49€98k€13k▼
Amounts payable within one year42/48€98k€13k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€10k€10k▲
Other amounts payable47/48€79k-
Income statement
Code20242025
Non-recurring operating income76A€20k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€66k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€100k€97k▼
Operating profit (loss)9901€32k€29k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€532€503▼
Recurring financial charges65€532€503▼
Profit (loss) for the period before taxes9903€35k€32k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€25k€24k▼
Profit (loss) for the period to be appropriated9905€25k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€142k▼
Profit (loss) brought forward from the previous period14P€168k€118k▼
Profit to be distributed694/7€75k-
Return on contributions (dividend)694€75k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial
Liquidity times 7current ratio 5.93
Current ratio from 0.81 to 5.93; short-term debt falls from €98k to €13k.
31-12
Financial
Equity above €150kEq €162k ▲17%
2 profitable years in a row build equity to €162k.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼104%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Equity above €150kEq €191k ▲37.4%
4 profitable years in a row build equity to €191k.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Highest result since 2018net €55k ▲231%
Net result €55k, the highest in the series.
31-12
Financial
Equity above €100kEq €110k ▲99.7%
2 profitable years in a row build equity to €110k.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beverlaai(Kor) 328500 KortrijkGround area
2,565 m²
Building footprint
318 m²
Parcel 34022E0060/00A002, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0060/00A002 | Flanders | 2,565 m² | 1 · 318 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.