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ORTHO SCHMIT

Active
Private limited companyfounded 20241 yr activeRue de Jalhay 31, 4801 Verviers, BelgiumKBO/BCE: BE 1015.117.965
Summary

ORTHO SCHMIT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,733 and a net result of €13,733. Its solvency ranks better than 12% of 19918 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes
Profitability79
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.21; short-term debt: 86% and cash: 18.1% of total assets), and 86% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
14%
Return on assets
8.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 19918 sector peers (2024).
NBB · sector comparison
Position among 19918 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 16 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 October 2024, ORTHO SCHMIT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€23,733
Total assets
€169,687
Net result
€13,733
Working capital
-€115,156

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €169,687
Fixed assets €138,889
Current assets €30,798
Equity and liabilities €169,687
Equity €23,733
Debt €145,954
Debt finances 86.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€21,419
Cash flow
€17,844
Current ratio
0.21
Debt to equity
6.15
ROE
57.9%
ROA
8.1%
Interest coverage
240.24
Debt ≤ 1 year
€145,954
Income taxes
€3,486
Staff costs
€3,954

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€169,687
Fixed assets21/28€138,889
Intangible fixed assets21€97,554
Tangible fixed assets22/27€41,335
Furniture and vehicles24€41,335
Current assets29/58€30,798
Cash at bank and in hand54/58€30,768
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€169,687
Equity10/15€23,733
Contributions10/11€10,000
Profit (loss) carried forward14€13,733
Amounts payable17/49€145,954
Amounts payable within one year42/48€145,954
Trade debts44€3,065
Suppliers440/4€3,065
Taxes, remuneration and social security45€4,370
Taxes450/3€3,495
Remuneration and social security454/9€874
Other amounts payable47/48€138,519
Income statement Code2024
Remuneration, social security and pensions62€3,954
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,111
Other operating charges640/8€709
Gross operating margin9900€26,083
Operating profit (loss)9901€17,309
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903€17,219
Income taxes67/77€3,486
Profit (loss) for the period9904€13,733
Profit (loss) for the period to be appropriated9905€13,733
Appropriation of the result
Profit (loss) to be appropriated9906€13,733

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€3,954
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,111
Other operating charges640/8€709
Gross operating margin9900€26,083
Operating profit (loss)9901€17,309
Financial charges65/66B€89
Recurring financial charges65€89
Profit (loss) for the period before taxes9903€17,219
Income taxes67/77€3,486
Profit (loss) for the period9904€13,733
Profit (loss) for the period to be appropriated9905€13,733
Line2024
Assets
Total assets20/58€169,687
Fixed assets21/28€138,889
Intangible fixed assets21€97,554
Tangible fixed assets22/27€41,335
Furniture and vehicles24€41,335
Current assets29/58€30,798
Cash at bank and in hand54/58€30,768
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€169,687
Equity10/15€23,733
Contributions10/11€10,000
Profit (loss) carried forward14€13,733
Amounts payable17/49€145,954
Amounts payable within one year42/48€145,954
Trade debts44€3,065
Suppliers440/4€3,065
Taxes, remuneration and social security45€4,370
Taxes450/3€3,495
Remuneration and social security454/9€874
Other amounts payable47/48€138,519
Line2024
Profit (loss) for the period9904€13,733
+ Depreciation and write-downs630€4,111
Operating cash flow (approximation)€17,844

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,474 m²
Building footprint
321 m²
Volume, LiDAR
3,152 m³
Parcel 63074A0710/00F004, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ORTHO SCHMIT
Rue de Jalhay 31, 4801 VerviersDental practice
since 20242.365.228.501
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63074A0710/00F004 Wallonia 1,474 m² 1 · 321 m² 11.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,945 companies in sector 86230 we hold annual accounts for 4,294. 2,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.