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ORTHO-MAIN

Active
Private limited companyfounded 201510 yrs activeCourtil 62, 6671 Gouvy, BelgiumKBO/BCE: BE 0639.969.871

ORTHO-MAIN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €32k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 16414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-48
Solvency100▲+4
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 2.1 in 2024), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.2%
Return on assets
8.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 d early
2024
120 d early
2023
75 d early
2022
75 d early
2021
69 d early
2020
57 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€312k▲ 11.5%
2024 · €279k
2018: €110k 2019: €152k 2020: €165k 2021: €215k 2022: €290k 2023: €398k 2024: €279k
2018 → 2025
Total assets
€394k▼ 26.0%
2024 · €532k
2018: €237k 2019: €241k 2020: €291k 2021: €286k 2022: €344k 2023: €443k 2024: €532k
2018 → 2025
Net result
€32k▼ 62.6%
2024 · €86k
2018: €36k 2019: €41k 2020: €13k 2021: €43k 2022: €75k 2023: €108k 2024: €86k
2018 → 2025
Working capital
€211k▼ 23.4%
2024 · €275k
2018: €-15k 2019: €19k 2020: €87k 2021: €184k 2022: €286k 2023: €389k 2024: €275k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€215k-€290k▲ 35.1%€398k▲ 37.2%€279k▼ 29.8%€312k▲ 11.5%
Operating result€68k-€111k▲ 62.0%€151k▲ 37.0%€108k▼ 28.7%€42k▼ 61.3%
Net result€43k-€75k▲ 73.5%€108k▲ 43.3%€86k▼ 20.1%€32k▼ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €68k€68kNet result 2021: €43k€43kOperating result 2022: €111k€111kNet result 2022: €75k€75kOperating result 2023: €151k€151kNet result 2023: €108k€108kOperating result 2024: €108k€108kNet result 2024: €86k€86kOperating result 2025: €42k€42kNet result 2025: €32k€32k20212022202320242025
The operating result has fallen two years in a row; 2025 is 61% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €394k
Fixed assets €102k▲ 1,735%
Current assets €292k▼ 44.6%
Equity and liabilities €394k
Equity €312k▲ 11.5%
Debt €82k▼ 67.6%
The debt ratio falls from 47.5% to 20.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€51k
2024 · €111k
Cash flow
€41k
2024 · €90k
Solvency
79.2%
2024 · 52.5%
Current ratio
3.62
2024 · 2.10
Quick ratio
3.62
2024 · 2.10
Debt / equity
0.26
2024 · 0.90
ROE
10.4%
2024 · 30.9%
ROA
8.2%
2024 · 16.2%
Interest coverage
24.65
2024 · 41.52
Debt
€82k
2024 · €252k
Debt ≤ 1 year
€81k
2024 · €251k
Income taxes
€13k
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€532k€394k
Fixed assets21/28€6k€102k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€5k€102k
Land and buildings22€242€70k
Furniture and vehicles24€5k€32k
Financial fixed assets28€160€160=
Current assets29/58€526k€292k
Amounts receivable within one year40/41€62k€52k
Trade receivables40€49k€25k
Other amounts receivable41€13k€27k
Current investments50/53€70k€70k=
Cash at bank and in hand54/58€388k€164k
Deferred charges and accrued income490/1€7k€6k
Equity and liabilities
Total equity and liabilities10/49€532k€394k
Equity10/15€279k€312k
Contributions10/11€19k€19k=
Reserves13€260k€292k
Tax-exempt reserves132€19k€19k=
Distributable reserves133€241k€273k
Profit (loss) carried forward14€637€900
Amounts payable17/49€252k€82k
Amounts payable within one year42/48€251k€81k
Trade debts44€4k€6k
Suppliers440/4€4k€6k
Advances received on contracts in progress46-€33k
Taxes, remuneration and social security45€17k€16k
Taxes450/3€17k€14k
Remuneration and social security454/9-€2k
Other amounts payable47/48€230k€25k
Accrued charges and deferred income492/3€2k€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k
Other operating charges640/8€1k€1k
Gross operating margin9900€112k€52k
Operating profit (loss)9901€108k€42k
Financial income75/76B€4k€5k
Recurring financial income75€4k€5k
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€109k€45k
Income taxes67/77€23k€13k
Profit (loss) for the period9904€86k€32k
Profit (loss) for the period to be appropriated9905€86k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€87k€33k
Profit (loss) brought forward from the previous period14P€377€637
Transfer from equity791/2€119k-
Transfer to equity691/2-€32k
To other reserves6921-€32k
Profit to be distributed694/7€205k-
Return on contributions (dividend)694€205k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €108k ▲43.3%
Operating result €151k, net result €108k, both a record.
17-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity doublescurrent ratio 3.60
Current ratio from 1.75 to 3.60; short-term debt falls from €117k to €71k.
31-12
Financial Equity above €200kEq €215k ▲30%
4 profitable years in a row build equity to €215k.
04-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €13k ▼68%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €150kEq €152k ▲37.5%
2 profitable years in a row build equity to €152k.
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gouvy · 2 establishment units since 2015
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Courtil 626671 Gouvy
Ground area
710 m²
Building footprint
248 m²
Volume, LiDAR
915 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
ORTHO-MAIN
Rue du Chaufour 5, 5000 NamurSpecialist medical practice
since 20152.246.626.896
SIEGE SOCIAL de l'Entreprise
Courtil 62, 6671 GouvySpecialist medical practice
since 20222.330.564.758
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82007E0414/00L000 Wallonia 565 m² 1 · 146 m² -
92094B0050/00P002 Wallonia 145 m² 1 · 102 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,604 companies in sector 86220 we hold annual accounts for 7,961. 6,641 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-10-2015
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

4 entries
E-mail:luc@depierreux.com
Establishment Namur 2.246.626.896
Phone:0497/428.621
Establishment Namur 2.246.626.896
E-mail:ldepierreux@proximus.be
Establishment Gouvy 2.330.564.758
Phone:0032 471 58 23 32
Establishment Gouvy 2.330.564.758