ORS & CO
ActiveThe computed 12-month bankruptcy probability of ORS & CO is 2.3% (moderate). The 2025 annual accounts show equity of €13k and a net result of €3k. Its solvency ranks better than 63% of 27450 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency84▼-16
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 2.98 in 2024; short-term debt: 35.5% and cash: 2% of total assets), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 35.1%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€22k▲ 74.3%
2024 · €13k
2024: €13k
2024 → 2025
Net result
€3k▼ 49.2%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€4k▼ 36.2%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€13k▲ 35.1%
Operating result€10k-€7k▼ 34.1%
Net result€7k-€3k▼ 49.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€10k▲ 182%
Current assets
€12k▲ 29.8%
Equity and liabilities €22k
Equity
€13k▲ 35.1%
Debt
€9k▲ 200%
The debt ratio rises from 23.8% to 40.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €11k
Cash flow
€4k▼
2024 · €8k
Solvency
59.1%▼
2024 · 76.2%
Current ratio
1.48▼
2024 · 2.98
Quick ratio
1.48▼
2024 · 2.98
Debt / equity
0.69▲
2024 · 0.31
ROE
26.0%▼
2024 · 69.1%
ROA
15.3%▼
2024 · 52.6%
Interest coverage
7.55▼
2024 · 20.26
Debt
€9k▲
2024 · €3k
Debt ≤ 1 year
€8k▲
2024 · €3k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€22k▲
Fixed assets21/28€4k€10k▲
Tangible fixed assets22/27€4k€10k▲
Furniture and vehicles24€4k€10k▲
Current assets29/58€9k€12k▲
Amounts receivable within one year40/41€4k€10k▲
Trade receivables40€2k€8k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€3k€442▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€13k€22k▲
Equity10/15€10k€13k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7k€10k▲
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€8k▲
Trade debts44€172€142▼
Suppliers440/4€172€142▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€30€421▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€340▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€827
Gross operating margin9900€13k€9k▼
Operating profit (loss)9901€10k€7k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€551€923▲
Recurring financial charges65€551€923▲
Profit (loss) for the period before taxes9903€10k€6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€10k▲
Profit (loss) brought forward from the previous period14P-€7k
Transfer from equity791/2€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortenbergsesteenweg 551820 SteenokkerzeelGround area
314 m²
Building footprint
93 m²
Volume, LiDAR
517 m³
Parcel 23081C0132/00T000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ORS & CO
since 20232.358.472.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081C0132/00T000 | Flanders | 314 m² | 1 · 93 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ACF PROJECT
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BEST PROJECT ENTREPRISE
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DAKWERKEN COUSSEE
BE 0448.188.894
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B & B
BE 0890.382.893
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IASI CONSTRUCT
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 4,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43990Other specialised construction activities
43999Specialised construction activities
43343Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.