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Orphée Psy

Active
Private limited companyfounded 20233 yrs activeRue Biomont 49, 4651 Herve, BelgiumKBO/BCE: BE 0802.347.475
Summary

The computed 12-month bankruptcy probability of Orphée Psy is 2.8% (moderate). The 2025 annual accounts show equity of €113,500 and a net result of €77,576. Equity is growing by ~15.7% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency71▼-29
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 5.16 in 2024; short-term debt: 53.6% and cash: 36.4% of total assets), but 53.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.4%
Return on assets
31.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
135 d early
2024
1 d early
2023
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 56 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (3 of the last 3 filed years within 103 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 June 2023, Orphée Psy was incorporated as a Private limited company.1 In 2026 the registered office moved to Herve.2 Total assets went from EUR 105,459 in 2023 to EUR 244,674 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 10-07-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€113,500▼ 21.8%
2024 · €145,109
Total assets
€244,674▲ 37.7%
2024 · €177,665
Net result
€77,576▲ 15.3%
2024 · €67,304
Working capital
€104,923▼ 22.3%
2024 · €135,093
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€97,978-€94,584▼ 3.5%€99,372▲ 5.1%
Net result€72,805-€67,304▼ 7.6%€77,576▲ 15.3%
Equity€77,805-€145,109▲ 86.5%€113,500▼ 21.8%
Total assets€105,459-€177,665▲ 68.5%€244,674▲ 37.7%
Debt€27,654-€32,556▲ 17.7%€131,174▲ 303%
Working capital€75,500-€135,093▲ 78.9%€104,923▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2023: €97,978€97,978Net result 2023: €72,805€72,805Operating result 2024: €94,584€94,584Net result 2024: €67,304€67,304Operating result 2025: €99,372€99,372Net result 2025: €77,576€77,576202320242025€0€25,000€50,000€75,000€100,000Operating result 2023: €97,978€98,000Net result 2023: €72,805€72,800Operating result 2024: €94,584€94,600Net result 2024: €67,304€67,300Operating result 2025: €99,372€99,400Net result 2025: €77,576€77,600202320242025
The operating result recovers in 2025; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244,674
Fixed assets €8,577 ▼ 14.8%
Current assets €236,097 ▲ 40.9%
Equity and liabilities €244,674
Equity €113,500 ▼ 21.8%
Debt €131,174 ▲ 303%
Debt's share of the balance-sheet total rises from 18.3% to 53.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€103,242▲
2024 · €96,699
Cash flow
€81,446▲
2024 · €69,418
Current ratio
1.80▼
2024 · 5.16
Debt to equity
1.16▲
2024 · 0.22
ROE
68.3%▲
2024 · 46.4%
ROA
31.7%▼
2024 · 37.9%
Interest coverage
1841.64▲
2024 · 1638.97
Debt ≤ 1 year
€131,174▲
2024 · €32,509
Income taxes
€21,740▼
2024 · €27,222
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€177,665€244,674▲
Fixed assets21/28€10,064€8,577▼
Tangible fixed assets22/27€9,864€8,377▼
Furniture and vehicles24€5,429€4,868▼
Other tangible fixed assets26€4,434€3,509▼
Financial fixed assets28€200€200=
Current assets29/58€167,602€236,097▲
Amounts receivable within one year40/41€68,103€89,815▲
Trade receivables40€3,500€348▼
Other amounts receivable41€64,603€89,467▲
Cash at bank and in hand54/58€70,318€89,089▲
Deferred charges and accrued income490/1€29,181€57,194▲
Equity and liabilities
Total equity and liabilities10/49€177,665€244,674▲
Equity10/15€145,109€113,500▼
Contributions10/11€5,000€5,000=
Reserves13€108,500€108,500=
Distributable reserves133€108,500€108,500=
Profit (loss) carried forward14€31,609-
Amounts payable17/49€32,556€131,174▲
Amounts payable within one year42/48€32,509€131,174▲
Trade debts44€27€0▼
Suppliers440/4€27€0▼
Taxes, remuneration and social security45€32,482€43,827▲
Taxes450/3€30,722€43,827▲
Remuneration and social security454/9€1,760€0▼
Other amounts payable47/48-€87,348
Accrued charges and deferred income492/3€48-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,115€3,871▲
Other operating charges640/8€662€244▼
Gross operating margin9900€97,361€103,487▲
Operating profit (loss)9901€94,584€99,372▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€59€56▼
Recurring financial charges65€59€56▼
Profit (loss) for the period before taxes9903€94,525€99,316▲
Income taxes67/77€27,222€21,740▼
Profit (loss) for the period9904€67,304€77,576▲
Profit (loss) for the period to be appropriated9905€67,304€77,576▲
Appropriation of the result
Profit (loss) to be appropriated9906€91,609€109,184▲
Profit (loss) brought forward from the previous period14P€24,305€31,609▲
Transfer to equity691/2€60,000-
To other reserves6921€60,000-
Profit to be distributed694/7-€109,184
Return on contributions (dividend)694-€109,184

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€394€2,115€3,871▲ 83.0%
Other operating charges640/8€238€662€244▼ 63.1%
Gross operating margin9900€98,610€97,361€103,487▲ 6.3%
Operating profit (loss)9901€97,978€94,584€99,372▲ 5.1%
Financial income75/76B-€0--
Recurring financial income75-€0--
Financial charges65/66B€20€59€56▼ 5.0%
Recurring financial charges65€20€59€56▼ 5.0%
Profit (loss) for the period before taxes9903€97,959€94,525€99,316▲ 5.1%
Income taxes67/77€25,154€27,222€21,740▼ 20.1%
Profit (loss) for the period9904€72,805€67,304€77,576▲ 15.3%
Profit (loss) for the period to be appropriated9905€72,805€67,304€77,576▲ 15.3%
Line202320242025Change
Assets
Total assets20/58€105,459€177,665€244,674▲ 37.7%
Fixed assets21/28€2,305€10,064€8,577▼ 14.8%
Tangible fixed assets22/27€2,305€9,864€8,377▼ 15.1%
Furniture and vehicles24€2,305€5,429€4,868▼ 10.3%
Other tangible fixed assets26-€4,434€3,509▼ 20.9%
Financial fixed assets28-€200€200=
Current assets29/58€103,154€167,602€236,097▲ 40.9%
Amounts receivable within one year40/41€16,228€68,103€89,815▲ 31.9%
Trade receivables40€2,500€3,500€348▼ 90.1%
Other amounts receivable41€13,728€64,603€89,467▲ 38.5%
Cash at bank and in hand54/58€45,114€70,318€89,089▲ 26.7%
Deferred charges and accrued income490/1€41,812€29,181€57,194▲ 96.0%
Equity and liabilities
Total equity and liabilities10/49€105,459€177,665€244,674▲ 37.7%
Equity10/15€77,805€145,109€113,500▼ 21.8%
Contributions10/11€5,000€5,000€5,000=
Reserves13€48,500€108,500€108,500=
Distributable reserves133€48,500€108,500€108,500=
Profit (loss) carried forward14€24,305€31,609--
Amounts payable17/49€27,654€32,556€131,174▲ 303%
Amounts payable within one year42/48€27,654€32,509€131,174▲ 304%
Trade debts44-€27€0▼ 100%
Suppliers440/4-€27€0▼ 100%
Taxes, remuneration and social security45€27,654€32,482€43,827▲ 34.9%
Taxes450/3€27,654€30,722€43,827▲ 42.7%
Remuneration and social security454/9-€1,760€0▼ 100%
Other amounts payable47/48--€87,348-
Accrued charges and deferred income492/3-€48--
Line202320242025Change
Profit (loss) for the period9904€72,805€67,304€77,576▲ 15.3%
+ Depreciation and write-downs630€394€2,115€3,871▲ 83.0%
Operating cash flow (approximation)€73,199€69,418€81,446▲ 17.3%
Investment in fixed assets (approximation)--€9,873-€2,384▲ 75.9%
Change in cash-€25,204€18,771▼ 25.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 22-05-2026
  • Registered-office move, 4651 Herve,Rue Biomont 49
18-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €77,576 ▲15.3%
Operating result €99,372, net result €77,576, both a record.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €67,304 ▼7.6%
Net result drops to €67,304, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €100,000Eq €145,109 ▲86.5%
2 profitable years in a row build equity to €145,109.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
174 m²
Building footprint
176 m²
Volume, LiDAR
2,264 m³
Parcel 63006C0799/00F000, Wallonia · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Orphée Psy
Rue Biomont 49, 4651 HerveHuman health activities
since 20232.346.176.414
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63006C0799/00F000 Wallonia 174 m² 1 · 176 m² 15.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500A3SFDC1CCB3628
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded02-06-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802347475
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.