ORO-BEX
ActiveSummary
ORO-BEX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €-25k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 90% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-6
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 11.24 against 13.15 in 2024; short-term debt: 8.8% and cash: 6.7% of total assets), and 8.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
-10.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
43 d early
2023
26 d early
2022
27 d early
2021
27 d early
2020
45 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▼ 10.7%
2024 · €229k
2019: €308khighest in 7 years
2020: €291k▼ -5.5% vs 2019
2021: €269k▼ -7.5% vs 2020
2022: €271k▲ +0.5% vs 2021
2023: €245k▼ -9.6% vs 2022
2024: €229k▼ -6.3% vs 2023
2025: €205k▼ -10.7% vs 2024lowest in 7 years
2019 → 2025
Total assets
€225k▼ 10.8%
2024 · €252k
2019: €319khighest in 7 years
2020: €293k▼ -8.3% vs 2019
2021: €288k▼ -1.6% vs 2020
2022: €289k▲ +0.3% vs 2021
2023: €262k▼ -9.4% vs 2022
2024: €252k▼ -3.8% vs 2023
2025: €225k▼ -10.8% vs 2024lowest in 7 years
2019 → 2025
Net result
€-25k▼ 59.1%
2024 · €-15k
2019: €13khighest in 7 years
2020: €-17k▼ -230% vs 2019
2021: €-22k▼ -27.3% vs 2020
2022: €1k▲ +106% vs 2021
2023: €-26k▼ -2008% vs 2022lowest in 7 years
2024: €-15k▲ +40.5% vs 2023
2025: €-25k▼ -59.1% vs 2024
2019 → 2025
Working capital
€203k▼ 11.7%
2024 · €230k
2019: €304khighest in 7 years
2020: €289k▼ -5.1% vs 2019
2021: €262k▼ -9.2% vs 2020
2022: €265k▲ +1.2% vs 2021
2023: €241k▼ -9.1% vs 2022
2024: €230k▼ -4.6% vs 2023
2025: €203k▼ -11.7% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€271k▲ 0.5%€245k▼ 9.6%€229k▼ 6.3%€205k▼ 10.7%
2021: €269k
2022: €271k▲ +0.5% vs 2021highest in 5 years
2023: €245k▼ -9.6% vs 2022
2024: €229k▼ -6.3% vs 2023
2025: €205k▼ -10.7% vs 2024lowest in 5 years
Operating result€-21k-€2k€-25k€-14k▲ 42.3%€-25k▼ 70.2%
2021: €-21k
2022: €2k▲ +111% vs 2021highest in 5 years
2023: €-25k▼ -1209% vs 2022lowest in 5 years
2024: €-14k▲ +42.3% vs 2023
2025: €-25k▼ -70.2% vs 2024
Net result€-22k-€1k€-26k€-15k▲ 40.5%€-25k▼ 59.1%
2021: €-22k
2022: €1k▲ +106% vs 2021highest in 5 years
2023: €-26k▼ -2008% vs 2022lowest in 5 years
2024: €-15k▲ +40.5% vs 2023
2025: €-25k▼ -59.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €14k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€2k ▼ 37.6%
Current assets
€223k ▼ 10.5%
Equity and liabilities €225k
Equity
€205k ▼ 10.7%
Debt
€20k ▼ 11.4%
Debt's share of the balance-sheet total falls from 8.9% to 8.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-24k▼
2024 · €-13k
Cash flow
€-24k▼
2024 · €-14k
Current ratio
11.24▼
2024 · 13.15
Quick ratio
0.82▼
2024 · 1.49
Debt to equity
0.10▼
2024 · 0.10
ROE
-12.0%▼
2024 · -6.7%
ROA
-10.9%▼
2024 · -6.1%
Interest coverage
-88.64▼
2024 · -13.30
Debt ≤ 1 year
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€252k€225k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€1k▼
Other tangible fixed assets26€889€178▼
Financial fixed assets28€50€50=
Current assets29/58€249k€223k▼
Stocks and contracts in progress3€221k€207k▼
Stocks30/36€221k€207k▼
Amounts receivable within one year40/41-€1k
Trade receivables40-€1k
Cash at bank and in hand54/58€28k€15k▼
Equity and liabilities
Total equity and liabilities10/49€252k€225k▼
Equity10/15€229k€205k▼
Contributions10/11€20k€20k=
Reserves13€209k€185k▼
Distributable reserves133€209k€185k▼
Profit (loss) carried forward14€330€246▼
Amounts payable17/49€22k€20k▼
Amounts payable within one year42/48€19k€20k▲
Trade debts44€7k€11k▲
Suppliers440/4€7k€11k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€989€989=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-12k€-22k▼
Operating profit (loss)9901€-14k€-25k▼
Financial income75/76B€0€255▲
Recurring financial income75€0€255▲
Financial charges65/66B€1k€266▼
Recurring financial charges65€1k€266▼
Profit (loss) for the period before taxes9903€-15k€-25k▼
Profit (loss) for the period9904€-15k€-25k▼
Profit (loss) for the period to be appropriated9905€-15k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-24k▼
Profit (loss) brought forward from the previous period14P€71€330▲
Transfer from equity791/2€16k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €989 | €989 | = |
| Other operating charges640/8 | - | €1k | €1k | €1k | €1k | ▼ 11.3% |
| Gross operating margin9900 | €-19k | €5k | €-22k | €-12k | €-22k | ▼ 86.1% |
| Operating profit (loss)9901 | €-21k | €2k | €-25k | €-14k | €-25k | ▼ 70.2% |
| Financial income75/76B | - | €0 | €18 | €0 | €255 | ▲ 62,037% |
| Recurring financial income75 | €4 | €0 | €18 | €0 | €255 | ▲ 62,037% |
| Financial charges65/66B | - | €896 | €967 | €1k | €266 | ▼ 73.7% |
| Recurring financial charges65 | €992 | €896 | €967 | €1k | €266 | ▼ 73.7% |
| Profit (loss) for the period before taxes9903 | €-22k | €1k | €-26k | €-15k | €-25k | ▼ 59.1% |
| Profit (loss) for the period9904 | €-22k | €1k | €-26k | €-15k | €-25k | ▼ 59.1% |
| Profit (loss) for the period to be appropriated9905 | €-22k | €1k | €-26k | €-15k | €-25k | ▼ 59.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €288k | €289k | €262k | €252k | €225k | ▼ 10.8% |
| Fixed assets21/28 | €7k | €5k | €4k | €3k | €2k | ▼ 37.6% |
| Tangible fixed assets22/27 | €7k | €5k | €4k | €3k | €2k | ▼ 38.3% |
| Plant, machinery and equipment23 | - | €3k | €2k | €2k | €1k | ▼ 16.4% |
| Other tangible fixed assets26 | - | €2k | €2k | €889 | €178 | ▼ 80.0% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €281k | €283k | €258k | €249k | €223k | ▼ 10.5% |
| Stocks and contracts in progress3 | €260k | €251k | €239k | €221k | €207k | ▼ 6.5% |
| Stocks30/36 | - | €251k | €239k | €221k | €207k | ▼ 6.5% |
| Amounts receivable within one year40/41 | - | - | - | - | €1k | - |
| Trade receivables40 | - | - | - | - | €1k | - |
| Cash at bank and in hand54/58 | €20k | €32k | €19k | €28k | €15k | ▼ 46.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €288k | €289k | €262k | €252k | €225k | ▼ 10.8% |
| Equity10/15 | €269k | €271k | €245k | €229k | €205k | ▼ 10.7% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €288k | €250k | €225k | €209k | €185k | ▼ 11.7% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €248k | €223k | €209k | €185k | ▼ 11.7% |
| Profit (loss) carried forward14 | €-39k | €549 | €71 | €330 | €246 | ▼ 25.4% |
| Amounts payable17/49 | €18k | €18k | €17k | €22k | €20k | ▼ 11.4% |
| Amounts payable within one year42/48 | €18k | €18k | €17k | €19k | €20k | ▲ 4.8% |
| Trade debts44 | €8k | €333 | €5k | €7k | €11k | ▲ 40.7% |
| Suppliers440/4 | - | €333 | €5k | €7k | €11k | ▲ 40.7% |
| Taxes, remuneration and social security45 | - | €6k | €6k | €6k | €4k | ▼ 25.5% |
| Taxes450/3 | - | €6k | €5k | €4k | €1k | ▼ 71.5% |
| Remuneration and social security454/9 | - | - | €2k | €2k | €3k | ▲ 101% |
| Other amounts payable47/48 | - | €12k | €6k | €6k | €5k | ▼ 12.1% |
| Accrued charges and deferred income492/3 | - | - | - | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-22k | €1k | €-26k | €-15k | €-25k | ▼ 59.1% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €989 | €989 | = |
| Operating cash flow (approximation) | €-20k | €3k | €-24k | €-14k | €-24k | ▼ 63.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €12k | €-13k | €9k | €-13k | ▼ 243% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity times 7current ratio 189.67
Current ratio from 28.95 to 189.67; short-term debt falls from €11k to €2k.
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1996
Ground area
30 m²
Building footprint
30 m²
Volume, LiDAR
311 m³
Parcel 71016I0958/00C002, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 12 A, 3600 Genk
since 19962.077.156.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0958/00C002 | Flanders | 30 m² | 1 · 30 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SERTEOR
BE 0447.018.461
Huy · Eq €206,006
VIC-INVEST
BE 0828.134.332
Aalst · Eq €208,444
LE PRINCE
BE 0438.858.286
Liège · Eq €208,578
SUCHOWOLSKI
BE 0425.272.843
Antwerpen · Eq €208,625
HET JUWEELATELIER
BE 0881.017.247
Lier · Eq €198,409
Of 567 companies in sector 46480 we hold annual accounts for 353. 256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-1996
Fiscal year end30-06
Activities, NACEBEL 2025
46480Wholesale trade
47770Retail sale of watches and jewellery
Scores and ratios are computed by Checked and are not a credit decision.