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Orizont-Lux

Active
Private limited companyfounded 20224 yrs activeGeeraard Mercatorstraat(Mar) 7, 8510 Kortrijk, BelgiumKBO/BCE: BE 0782.545.718
Summary

Orizont-Lux has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€106) and a net result of -€5,896. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
Orizont-LuxActiveChecked score 53/100
Risk analysis ReportCompare

Overview

What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
How big
€6,444total assets 2025
Equity
-€106
Loss
-€5,896
Turnover not published (abridged schema)
Financially healthy?
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 21 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€106- Loss of €5,896, the second in a row (FY 2025)+ Size: total assets €6,444+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 23-33
equity -1.7% of total assets
Liquidity 37-25
short-term debt 63.8% · cash 16.4%
Profitability 0=
return on assets -91.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -1.2% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.2%▲ +7.1% vs 02-2025 04-2025: 0.2%▲ +6.0% vs 03-2025 05-2025: 0.2%▲ +5.2% vs 04-2025 06-2025: 0.2%▲ +3.0% vs 05-2025 07-2025: 0.2%▲ +4.3% vs 06-2025 08-2025: 0.2%▲ +13.8% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%▼ -23.4% vs 10-2025 12-2025: 0.2%▼ -2.6% vs 11-2025 01-2026: 0.2%▼ -2.7% vs 12-2025 02-2026: 0.2%▼ -0.6% vs 01-2026 03-2026: 0.2%▲ +3.9% vs 02-2026 04-2026: 0.2%▲ +11.8% vs 03-2026 05-2026: 0.2%▲ +13.9% vs 04-2026 06-2026: 0.2%▲ +3.0% vs 05-2026 07-2026: 0.3%▲ +7.4% vs 06-2026 08-2026: 0.5%▲ +87.4% vs 07-2026 09-2026: 0.6%▲ +13.2% vs 08-2026highest value 10-2026: 0.6%● 0.0% vs 09-2026highest value
  • Size: total assets €6,444 lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
  • Negative equity -€106 raises the probability
  • Loss of €5,896, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity tight (current ratio 1.23 against 1.68 in 2024; short-term debt: 63.8% and cash: 16.4% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 18%, liquidity 30%, profitability 4%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €6,444
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€106
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €5,896, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€106
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
21 d late
2024
6 d early
2023
23 d late
2022
5 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€5,986

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€106 View
  • Caution: Among the weakest 19% on solvencysector median 29.5% · 15,312 companies -1.7% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€5,896 View

By topic

Financials

Fiscal year
2025
Total assets
€6,444
Loss
-€5,896
Solvency
-1.7%
Total assets▼ 65.5%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 25-07-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
23-02-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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