ORIZ EUPEN
ActiveSummary
ORIZ EUPEN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €420,585 and a net result of €1,445. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 166 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
What they do
Wholesale of information and communication equipment
NACE 46500NACE 46660Retail sale of information and communication equipment NACE 47400
1 site
How big
€2.0mtotal assets 2026
- Staff
- 8.5 FTE
- Equity
- €420,585
- Profit
- €1,445
Who decides
- Parent
- GASPAR GESTION ET PARTICIPATIONS · 90%
Accounts 68 d early0 of 6 deeds read
Why 58- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profile+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2026
Axes · tick = 2025
Profitability58▲+35
Solvency46=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.1 in 2025; short-term debt: 41.5% and cash: 2.8% of total assets), and 78.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
21.2%
Return on assets
0.1%
Age of the figures
6 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
68 d early
2025
1 d early
2024
8 d early
2023
64 d early
2022
98 d early
2021
62 d early
2020
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-03-2027 close31-10-2027 deadline
- Annual accounts filedfiscal year 2026 · abbreviated…
- Back to profitnet €1,445
- Annual accounts filedfiscal year 2025 · full…
Financials
Fiscal year 2026Total assets €2.0mProfit €1,445Solvency 21.2%Liquidity 1.08
Total assets
€2.0m▼ 1.8%
2019 - 2026
Net result
€1,445
2019 - 2026
Equity
€420,585▼ 0.5%
2019 - 2026
Staff (FTE)
8.5▼ 7.6%
2019 - 2026
Financials · fiscal year 2026, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€0.1m▲ 64.2%€0.4m▲ 192%€0.1m▼ 72.2%-€0.1m€0.03m
Net result€0.07mwithin the sector's middle half▲ 57.6%€0.3mwithin the sector's middle half▲ 281%€0.05mwithin the sector's middle half▼ 80.2%-€0.1mbelow the sector's middle half€0.001m
Equity€0.3mwithin the sector's middle half▲ 33.6%€0.5mwithin the sector's middle half▲ 84.9%€0.5mwithin the sector's middle half▲ 9.2%€0.4mwithin the sector's middle half▼ 22.4%€0.4m▼ 0.5%
Total assets€2.0mwithin the sector's middle half▼ 1.0%€2.2mwithin the sector's middle half▲ 9.6%€2.4mwithin the sector's middle half▲ 8.9%€2.0mwithin the sector's middle half▼ 16.4%€2.0m▼ 1.8%
Debt€1.8m▼ 4.8%€1.7m▼ 2.0%€1.9m▲ 8.8%€1.6m▼ 14.7%€1.6m▼ 2.2%
Working capital-€0.1mbelow the sector's middle half▲ 31.4%€0.09mbelow the sector's middle half€0.2mwithin the sector's middle half▲ 103%€0.07mbelow the sector's middle half▼ 60.2%€0.07m▼ 7.1%
Solvency13.3%below the sector's middle half▲ 3.5pp22.5%within the sector's middle half▲ 9.2pp22.6%within the sector's middle half▲ 0.1pp21.0%below the sector's middle half▼ 1.6pp21.2%▲ 0.3pp
Current ratio0.80below the sector's middle half▲ 0.081.11below the sector's middle half▲ 0.311.19within the sector's middle half▲ 0.081.10below the sector's middle half▼ 0.091.08▼ 0.01
Return on assets (ROA)3.4%within the sector's middle half▲ 1.2pp11.7%above the sector's middle half▲ 8.3pp2.1%within the sector's middle half▼ 9.5pp-5.9%below the sector's middle half▼ 8.0pp0.1%▲ 5.9pp
Staff (FTE)7.9within the sector's middle half▲ 3.9%9.5within the sector's middle half▲ 20.3%9.7within the sector's middle half▲ 2.1%9.2within the sector's middle half▼ 5.2%8.5▼ 7.6%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €25,344 after a loss of €97,679 in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.1m ▼ 8.3%
Current assets
€888,705 ▲ 7.6%
Equity and liabilities €2.0m
Equity
€420,585 ▼ 0.5%
Debt
€1.6m ▼ 2.2%
Debt's share of the balance-sheet total falls from 79.0% to 78.8%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
€128,853▲
2025 · €37,763
Cash flow
€104,953▲
2025 · €17,103
Quick ratio
0.68▼
2025 · 0.71
Debt to equity
3.71▼
2025 · 3.77
ROE
0.3%▲
2025 · -28.0%
Interest coverage
4.76▲
2025 · 1.34
Debt ≤ 1 year
€821,623▲
2025 · €753,990
Debt > 1 year
€725,295▼
2025 · €816,130
Income taxes
€917▼
2025 · €994
Staff costs
€525,209▲
2025 · €523,050
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €389,494 | €478,728 | €629,964 | €523,050 | €525,209 | ▲ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €122,224 | €142,521 | €153,311 | €135,443 | €103,508 | ▼ 23.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€2,217 | €4,422 | -€1,884 | -€2,538 | - | - |
| Other operating charges640/8 | €13,628 | €7,427 | €16,683 | €5,408 | €13,345 | ▲ 147% |
| Gross operating margin9900 | €646,421 | €992,996 | €897,952 | €563,684 | €667,407 | ▲ 18.4% |
| Operating profit (loss)9901 | €123,291 | €359,898 | €99,879 | -€97,679 | €25,344 | ▲ 126% |
| Financial income75/76B | €1,276 | €20,539 | €6,772 | €8,612 | €4,108 | ▼ 52.3% |
| Recurring financial income75 | €1,276 | €20,539 | €6,772 | €8,612 | €4,108 | ▼ 52.3% |
| Financial charges65/66B | €31,159 | €32,124 | €29,873 | €28,278 | €27,091 | ▼ 4.2% |
| Recurring financial charges65 | €31,159 | €32,124 | €29,873 | €28,278 | €27,091 | ▼ 4.2% |
| Profit (loss) for the period before taxes9903 | €93,409 | €348,313 | €76,778 | -€117,346 | €2,361 | ▲ 102% |
| Income taxes67/77 | €25,497 | €89,803 | €25,682 | €994 | €917 | ▼ 7.8% |
| Profit (loss) for the period9904 | €67,911 | €258,510 | €51,096 | -€118,339 | €1,445 | ▲ 101% |
| Transfer to tax-exempt reserves689 | - | - | €67,360 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €67,911 | €258,510 | -€16,264 | -€118,339 | €1,445 | ▲ 101% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.2m | €2.4m | €2.0m | €2.0m | ▼ 1.8% |
| Fixed assets21/28 | €1.4m | €1.3m | €1.3m | €1.2m | €1.1m | ▼ 8.3% |
| Intangible fixed assets21 | €0.04m | €0.04m | €0.02m | €0.001m | - | - |
| Tangible fixed assets22/27 | €1.4m | €1.3m | €1.2m | €1.2m | €1.1m | ▼ 8.3% |
| Land and buildings22 | €1.0m | €1.0m | €0.9m | €0.9m | €0.9m | ▼ 3.3% |
| Plant, machinery and equipment23 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 20.2% |
| Furniture and vehicles24 | €0.1m | €0.07m | €0.08m | €0.09m | €0.06m | ▼ 31.0% |
| Current assets29/58 | €0.6m | €0.9m | €1.1m | €0.8m | €0.9m | ▲ 7.6% |
| Stocks and contracts in progress3 | €0.3m | €0.4m | €0.3m | €0.3m | €0.3m | ▲ 12.0% |
| Stocks30/36 | €0.3m | €0.4m | €0.3m | €0.3m | €0.3m | ▲ 12.0% |
| Amounts receivable within one year40/41 | €0.2m | €0.4m | €0.8m | €0.4m | €0.5m | ▲ 12.4% |
| Trade receivables40 | €0.2m | €0.4m | €0.5m | €0.3m | €0.4m | ▲ 33.9% |
| Other amounts receivable41 | €0.008m | €0.007m | €0.2m | €0.2m | €0.1m | ▼ 22.7% |
| Cash at bank and in hand54/58 | €0.07m | €0.1m | €0.06m | €0.08m | €0.06m | ▼ 31.2% |
| Deferred charges and accrued income490/1 | - | - | €0.01m | €0.02m | €0.01m | ▼ 7.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.2m | €2.4m | €2.0m | €2.0m | ▼ 1.8% |
| Equity10/15 | €0.3m | €0.5m | €0.5m | €0.4m | €0.4m | ▼ 0.5% |
| Contributions10/11 | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Reserves13 | €0.003m | €0.003m | €0.07m | €0.07m | €0.07m | = |
| Non-distributable reserves130/1 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Reserves not available under the articles1311 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Tax-exempt reserves132 | - | - | €0.07m | €0.07m | €0.07m | = |
| Profit (loss) carried forward14 | €0.2m | €0.4m | €0.4m | €0.3m | €0.3m | ▲ 0.6% |
| Investment grants15 | - | €0.07m | €0.07m | €0.06m | €0.06m | ▼ 5.7% |
| Amounts payable17/49 | €1.8m | €1.7m | €1.9m | €1.6m | €1.6m | ▼ 2.2% |
| Amounts payable after more than one year17 | €1.0m | €0.9m | €0.9m | €0.8m | €0.7m | ▼ 11.1% |
| Financial debts170/4 | €1.0m | €0.9m | €0.9m | €0.8m | €0.7m | ▼ 11.1% |
| Amounts payable within one year42/48 | €0.7m | €0.8m | €1.0m | €0.8m | €0.8m | ▲ 9.0% |
| Current portion of amounts payable after more than one year42 | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | ▼ 3.8% |
| Financial debts43 | €0.2m | €0.01m | €0.1m | €0.08m | €0.2m | ▲ 99.8% |
| Credit institutions430/8 | €0.2m | €0.01m | €0.1m | €0.08m | €0.2m | ▲ 99.8% |
| Trade debts44 | €0.2m | €0.3m | €0.4m | €0.3m | €0.3m | ▼ 6.3% |
| Suppliers440/4 | €0.2m | €0.3m | €0.4m | €0.3m | €0.3m | ▼ 6.3% |
| Taxes, remuneration and social security45 | €0.05m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 0.2% |
| Taxes450/3 | €0.01m | €0.08m | €0.03m | €0.02m | €0.02m | ▼ 3.4% |
| Remuneration and social security454/9 | €0.04m | €0.06m | €0.1m | €0.08m | €0.08m | ▲ 1.4% |
| Other amounts payable47/48 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 7.2% |
| Accrued charges and deferred income492/3 | €0.02m | €0.007m | €0.04m | €0.02m | €0.01m | ▼ 47.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,911 | €258,510 | €51,096 | -€118,339 | €1,445 | ▲ 101% |
| + Depreciation and write-downs630 | €122,224 | €142,521 | €153,311 | €135,443 | €103,508 | ▼ 23.6% |
| Operating cash flow (approximation) | €190,136 | €401,030 | €204,407 | €17,103 | €104,953 | ▲ 514% |
| Investment in fixed assets (approximation) | - | -€34,778 | -€91,052 | -€61,506 | -€4,416 | ▲ 92.8% |
| Change in cash | - | €34,241 | -€43,576 | €16,657 | -€25,453 | ▼ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
SIGNALPRO
BE 0462.316.747
Boechout · Eq €420,481
BUSINESS NETWORK SYSTEMS
BE 0443.859.033
Alken · Eq €420,137
MIG DP
BE 0475.338.701
Charleroi · Eq €420,001
THOMAS & PIRON ICT
BE 0444.345.716
Namur · Eq €422,401
ELCIA Belgium
BE 0440.982.289
Gesves · Eq €422,838
Of 2,119 companies in this sector we hold annual accounts for 1,410. 1,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Parent GASPAR GESTION ET PARTICIPATIONS · 90%
Directors
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
1 ownerChain of control
- GASPAR GESTION ET PARTICIPATIONS
- ORIZ EUPEN
Highest known parent: GASPAR GESTION ET PARTICIPATIONS. The sources do not say who stands above it.
Owners 1
-
90%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 6 Gazette acts processed.
Timeline
16 eventsLatest 24-08-2026Next filing 31-10-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Back to profitnet €1,445
Net result €1,445 after one loss-making year.
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Weakest financial yearnet -€118,339
Net result drops to -€118,339, the lowest in the series; recovery starts the following year.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €500,000Eq €544,700 ▲9.2%
6 profitable years in a row build equity to €544,700.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2019net €258,510 ▲281%
Operating result €359,898, net result €258,510, both a record.
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Equity above €200,000Eq €201,926 ▲27.1%
3 profitable years in a row build equity to €201,926.
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
31-03
Financial
Equity above €150,000Eq €158,824 ▲7.4%
2 profitable years in a row build equity to €158,824.
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Company details
Private limited company · founded 24-08-2012Year ends 31-03Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded24-08-2012
Fiscal year end31-03
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
46492Wholesale trade
47621Retail sale of newspapers and periodicals
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848265097
Also
9925:BE0848265097
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2012
Ground area
1,535 m²
Building footprint
716 m²
Parcel 63023C0107/00E000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ORIZ EUPEN
since 2012unit no. 2.212.036.203
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63023C0107/00E000 | Wallonia | 1,535 m² | 1 · 716 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.