ORfinance MT

Active

Private limited company (pre-2019)founded 201016 yrs activeQuellinstraat 49, 2018 Antwerpen, BelgiumKBO/BCE: BE 0824.451.894

Summary

ORfinance MT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€428,099) and a net result of -€15,036. Equity remains stable across the filed fiscal years (±1.9% per year). Its net result ranks better than 9% of 38872 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

ORfinance MTActive

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

-€428,099equity 2025

Loss: -€15,036

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 0.4%

Too few figures to score

Structure

Accounts filed 30 d late0 of 9 deeds read

Signals- Latest accounts 30 days late; 1 of the last 3 late- Founded in 2010- Negative equity+ Sector Activities of head offices; management consultancy activities (NACE 70)+ No annual accounts with figuresFiled after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (10,762 companies)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%● 0.0% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.2%● 0.0% vs 03-2025lowest value 05-2025: 0.2%● 0.0% vs 04-2025lowest value 06-2025: 0.2%● 0.0% vs 05-2025lowest value 07-2025: 0.2%▲ +2.1% vs 06-2025 08-2025: 0.3%▲ +3.7% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.6%▲ +142% vs 09-2025highest value 11-2025: 0.5%▼ -16.2% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.5%▲ +3.3% vs 07-2026 09-2026: 0.4%▼ -17.1% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026

Latest accounts 30 days late; 1 of the last 3 late raises the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
No annual accounts with figures lowers the probability
Founded in 2010 raises the probability for this profile

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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 30 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

No annual accounts with figures

In the bankruptcy model this factor lowers the probability.

NBB · filings

Founded in 2010

In the bankruptcy model this factor raises the probability for this profile.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€428,099

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

30 d late

2024

61 d late

2023

30 d late

2022

25 d late

2021

39 d early

2020

9 d late

2019

9 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Position in the running window

07-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Weakest financial yearnet -€15,036
30-09-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€428,099 View
Risk: 8 loss-making years in a rowloss fiscal year 2025 -€15,036 View
Caution: Among the weakest 5% on equitysector median €78,192 · 38,891 companies -€428,099 View