ORCAT
ActiveORCAT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €54k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 6.2 against 5.35 in 2024), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
28.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €163k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
13 d early
2023
14 d early
2022
14 d early
2021
16 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 49.2%
2024 · €109k
2018: €8k
2019: €5k
2020: €8k
2021: €8k
2022: €8k
2023: €74k
2024: €109k
2018 → 2025
Total assets
€190k▲ 48.1%
2024 · €128k
2018: €50k
2019: €36k
2020: €64k
2021: €74k
2022: €72k
2023: €98k
2024: €128k
2018 → 2025
Net result
€54k▲ 53.6%
2024 · €35k
2018: €27k
2019: €-3k
2020: €36k
2021: €44k
2022: €38k
2023: €66k
2024: €35k
2018 → 2025
Working capital
€141k▲ 69.7%
2024 · €83k
2018: €7k
2019: €4k
2020: €8k
2021: €6k
2022: €7k
2023: €49k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€8k=€74k▲ 823%€109k▲ 47.1%€163k▲ 49.2%
Operating result€59k-€52k▼ 12.3%€95k▲ 83.7%€52k▼ 45.5%€78k▲ 50.0%
Net result€44k-€38k▼ 12.3%€66k▲ 73.3%€35k▼ 47.2%€54k▲ 53.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€23k▼ 14.8%
Current assets
€168k▲ 64.5%
Equity and liabilities €190k
Equity
€163k▲ 49.2%
Debt
€27k▲ 41.8%
The debt ratio falls from 14.8% to 14.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€83k▲
2024 · €56k
Cash flow
€59k▲
2024 · €39k
Solvency
85.8%▲
2024 · 85.2%
Current ratio
6.20▲
2024 · 5.35
Quick ratio
6.20▲
2024 · 5.35
Debt / equity
0.17▼
2024 · 0.17
ROE
33.0%▲
2024 · 32.0%
ROA
28.3%▲
2024 · 27.3%
Interest coverage
31.76▲
2024 · 21.40
Debt
€27k▲
2024 · €19k
Debt ≤ 1 year
€27k▲
2024 · €19k
Income taxes
€22k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€190k▲
Fixed assets21/28€27k€23k▼
Tangible fixed assets22/27€27k€23k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€5k▼
Other tangible fixed assets26€20k€17k▼
Current assets29/58€102k€168k▲
Amounts receivable within one year40/41€28k€20k▼
Trade receivables40€28k€20k▼
Cash at bank and in hand54/58€73k€145k▲
Deferred charges and accrued income490/1€1,000€3k▲
Equity and liabilities
Total equity and liabilities10/49€128k€190k▲
Equity10/15€109k€163k▲
Contributions10/11€6k€6k=
Reserves13€103k€157k▲
Distributable reserves133€103k€157k▲
Amounts payable17/49€19k€27k▲
Amounts payable within one year42/48€19k€27k▲
Trade debts44€95€592▲
Suppliers440/4€95€592▲
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€18k€26k▲
Other amounts payable47/48€926€855▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Gross operating margin9900€56k€83k▲
Operating profit (loss)9901€52k€78k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€49k€75k▲
Income taxes67/77€14k€22k▲
Profit (loss) for the period9904€35k€54k▲
Profit (loss) for the period to be appropriated9905€35k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€54k▲
Transfer to equity691/2€35k€54k▲
To other reserves6921€35k€54k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €163k ▲49.2%
6 profitable years in a row build equity to €163k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲47.1%
5 profitable years in a row build equity to €109k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €66k ▲73.3%
Operating result €95k, net result €66k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.08
Current ratio from 1.11 to 3.08; short-term debt falls from €64k to €24k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k ▼112%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsebaan 231982 ZemstGround area
536 m²
Building footprint
90 m²
Volume, LiDAR
711 m³
Parcel 23018A0103/00T016, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ORCAT
since 20092.176.483.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018A0103/00T016 | Flanders | 536 m² | 1 · 90 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gruyaert-Deceuninck
BE 0846.938.276
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Sanderling Leren en Ontwikkelen
BE 0468.050.635
Merelbeke-Melle · Eq €163k
CMPS Corporate Finance
BE 0599.775.942
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Together Forward
BE 1004.336.515
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JIL Consult
BE 0800.931.770
Oudergem · Eq €163k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.