ORAZ SOLUTION
ActiveSummary
ORAZ SOLUTION has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,143 and a net result of €26,292. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 50% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €60,143
- Profit
- €26,292
Why 96lowers riskLiquidity: current ratio 2.26, cash €51,013Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €100,298Equity €60,143 (60.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 52% on solvency, 65% on liquidity, 82% on profitability and 86% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2019 to 2025net €27,923 ▲1,742%
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 5% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €22,870 | €20,542 | €24,661 | -€3,826 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,375 | €8,303 | €9,891 | €9,788 | €6,943 | €4,325 | €4,007 | ▼ 7.3% |
| Other operating charges640/8 | - | - | €738 | €783 | €505 | €851 | €528 | ▼ 37.9% |
| Gross operating margin9900 | €28,634 | €33,257 | €35,432 | €21,424 | €36,482 | €37,737 | €39,167 | ▲ 3.8% |
| Operating profit (loss)9901 | €16,797 | €4,225 | €1,933 | -€9,688 | €4,373 | €36,387 | €34,632 | ▼ 4.8% |
| Financial income75/76B | - | - | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | - | - | €0 | - |
| Financial charges65/66B | - | - | €135 | €145 | €171 | €168 | €139 | ▼ 16.9% |
| Recurring financial charges65 | €50 | €501 | €135 | €145 | €171 | €168 | €139 | ▼ 16.9% |
| Profit (loss) for the period before taxes9903 | €16,747 | €3,724 | €1,798 | -€9,833 | €4,202 | €36,219 | €34,492 | ▼ 4.8% |
| Income taxes67/77 | €3,930 | €1,354 | €1,377 | -€136 | €2,686 | €8,296 | €8,200 | ▼ 1.2% |
| Profit (loss) for the period9904 | €12,817 | €2,370 | €421 | -€9,697 | €1,516 | €27,923 | €26,292 | ▼ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €12,817 | €2,370 | €421 | -€9,697 | €1,516 | €27,923 | €26,292 | ▼ 5.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €45,135 | €55,962 | €54,604 | €47,776 | €46,978 | €62,851 | €100,298 | ▲ 59.6% |
| Fixed assets21/28 | €27,294 | €33,321 | €26,603 | €16,816 | €9,873 | €5,548 | €9,398 | ▲ 69.4% |
| Tangible fixed assets22/27 | €26,931 | €32,958 | €26,240 | €16,453 | €9,510 | €5,185 | €9,035 | ▲ 74.3% |
| Plant, machinery and equipment23 | - | - | €6,417 | €5,417 | €4,417 | €3,417 | €2,417 | ▼ 29.3% |
| Furniture and vehicles24 | - | - | €19,823 | €11,036 | €5,093 | €1,768 | €6,619 | ▲ 274% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €17,841 | €22,642 | €28,001 | €30,960 | €37,106 | €57,303 | €90,899 | ▲ 58.6% |
| Amounts receivable within one year40/41 | €7,811 | €8,698 | €6,058 | €27,483 | €24,440 | €39,681 | €39,886 | ▲ 0.5% |
| Trade receivables40 | - | - | €6,058 | €27,483 | €22,910 | €39,681 | €39,886 | ▲ 0.5% |
| Other amounts receivable41 | - | - | - | - | €1,530 | - | - | - |
| Cash at bank and in hand54/58 | €9,179 | €13,037 | €21,054 | €2,462 | €11,526 | €17,622 | €51,013 | ▲ 189% |
| Deferred charges and accrued income490/1 | - | - | €889 | €1,015 | €1,139 | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €45,135 | €55,962 | €54,604 | €47,776 | €46,978 | €62,851 | €100,298 | ▲ 59.6% |
| Equity10/15 | €12,818 | €15,188 | €15,609 | €5,912 | €7,428 | €33,851 | €60,143 | ▲ 77.7% |
| Contributions10/11 | €1 | - | €1 | €1 | €1 | €1 | €1 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €10,957 | €13,327 | €13,748 | €4,051 | €5,567 | €31,990 | €58,282 | ▲ 82.2% |
| Amounts payable17/49 | €32,317 | €40,774 | €38,995 | €41,864 | €39,550 | €29,001 | €40,155 | ▲ 38.5% |
| Amounts payable within one year42/48 | €32,317 | €40,774 | €38,995 | €41,864 | €39,550 | €29,001 | €40,155 | ▲ 38.5% |
| Trade debts44 | €1,242 | €639 | €6,046 | €6,235 | €13,791 | €5,575 | €10,479 | ▲ 88.0% |
| Suppliers440/4 | - | - | €6,046 | €6,235 | €13,791 | €5,575 | €10,479 | ▲ 88.0% |
| Advances received on contracts in progress46 | - | - | - | - | - | €2,494 | - | - |
| Taxes, remuneration and social security45 | - | - | €20,549 | €14,695 | €11,081 | €16,193 | €24,173 | ▲ 49.3% |
| Taxes450/3 | - | - | €6,032 | €3,701 | €1,309 | €16,193 | €24,173 | ▲ 49.3% |
| Remuneration and social security454/9 | - | - | €14,518 | €10,994 | €9,772 | - | - | - |
| Other amounts payable47/48 | - | - | €12,399 | €20,933 | €14,678 | €4,739 | €5,503 | ▲ 16.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,817 | €2,370 | €421 | -€9,697 | €1,516 | €27,923 | €26,292 | ▼ 5.8% |
| + Depreciation and write-downs630 | €11,375 | €8,303 | €9,891 | €9,788 | €6,943 | €4,325 | €4,007 | ▼ 7.3% |
| Operating cash flow (approximation) | €24,193 | €10,673 | €10,312 | €90 | €8,459 | €32,248 | €30,299 | ▼ 6.0% |
| Investment in fixed assets (approximation) | - | -€14,330 | -€3,174 | €0 | €0 | €0 | -€7,857 | - |
| Change in cash | - | €3,858 | €8,017 | -€18,592 | €9,063 | €6,096 | €33,391 | ▲ 448% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00359698 |
| 31-12-2024 | micro format | 25-07-2025 | 2025-00319570 |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00321457 |
| 31-12-2022 | micro format | 24-07-2023 | 2023-00268622 |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20406338 |
| 31-12-2020 | micro format | 30-08-2021 | 2021-64900077 |
| 31-12-2019 | micro format | 28-10-2020 | 2020-64000338 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- 26-02-2024 Converted to unavailable equity · €1,861
Group and network
Connections & network
No directors read yet: 1 of 3 Gazette acts processed.
History
Acts, filings and financial milestones
26-02
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousCapital conversion · Reserve release · Capital9 facts ▸
- General meeting, 30-12-2023
- Other provision, “société à responsabilité limitée”, 01-01-2020 (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “suppression, tous les capitaux propres deviennent disponibles” (deed in French)
- Amendment of the articles
- Capital
- Board composition, ZARIOH Ahmed (sole director)
- Other provision, “coordination statuts, assemblée générale” (deed in French)
- Power of attorney
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52047A0090/00D002 | Wallonia | 148 m² | 1 · 41 m² | 10.2 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Toutes activités de web développement,de conseil digital,de transformation digitale,de consultance IT,de création de plateformes web; Toutes…” (deed in French)
18 activities (deed in French)
- Toutes activités de web développement,de conseil digital,de transformation digitale,de consultance IT,de création de plateformes web
- Toutes activités en relation avec l’informatique et notamment la conception,la réalisation,la commercialisation et le développement de logiciels et programmes informatiques.
- Toutes activités liées directement ou indirectement au développement et à l’exploitation de services et d’activités dans les domaines de l’informatique,de l’internet,des télécommunications et des nouvelles technologies,la distribution et la vente de matériel informatique et électronique,le développement et la vente de logiciels ainsi que tous les services et les activités qui y sont liés directement ou indirectement.
- Le développement d’applications,de logiciels ainsi que de sites internet et de web shop,la programmation de logiciels,réalisation graphique et design,création et administration de sites internet ;
- L’achat,l’échange,la vente,la location et sous-location,ainsi que la cession en location ou en sous-location,le tout avec ou sans option d’achat,l’exploitation et l’entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous les biens immobiliers,ainsi que toutes opérations de financement.
- Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers,en tant que maître de l’ouvrage ou entrepreneur général,et effectuer,éventuellement aux biens immobiliers,des transformations et mise en valeur ainsi que l’étude et l’aménagement de lotissements y compris la construction de routes et égouts ; souscrire des engagements en tant que conseiller en construction (études de génie civil et des divers équipements techniques des immeubles) ; acheter tous matériaux,signer tous contrats d’entreprises qui seraient nécessaires ; réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d’immeubles.
- Elle peut acheter,exploiter et construire tant pour elle-même que pour des tiers,par location ou autrement,tous parkings,garages,station-service et d’entretien.
- La conception,l’invention,la fabrication,la construction,l’importation,l’exportation,l’achat et la vente,la distribution,l’entretien,l’exploitation tant en nom propre qu’en qualité d’agent,de syndic,de gestionnaire,de commissionnaire ou de courtier de tout bien immobilier accessoire aux biens immobiliers
- Toutes opérations se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparation,d’embellissements,de renouvellement et de modernisation,et la maintenance de tous types d’ouvrages d’art,de biens immeubles,maisons,appartements,entreprises et bâtiments industriels,hangars,granges et les silos,et les fours,et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment.
- La construction et l’entretien de jardins,parcs,terrains de sport,des piscines,des routes,chemins,clôtures et barrières.
- Toutes activités d’entreprise générale,l’étude et la réalisation de tous travaux de construction,publics et privés,clé-sur-porte ou autre,l’installation et la maintenance de maçonnerie,briques,ouvrages en béton,zinc,… en qualité d’entrepreneur général ou en sous-traitance,la conception et la construction de tous bâtiments et édifice,la rénovation,la démolition,la construction et la transformation de bâtiments,l’exécution de tous travaux d’installation et de réparation,de plomberie,d’électricité,de chauffage central,d’installation sanitaire,de débouchage d’égouts,hydrauliques,de terrassements,de drainage,de pose de câbles,de canalisations diverses et d’armatures métalliques,de rejointoiement,de peintures (intérieurs-extérieurs),de revêtements des murs et des sols,de façade,de plafonnage,de charpentage,de menuiserie et menuiserie métallique,de déshabillage,d’isolation acoustique,thermique et frigorifique,le nettoyage et l’entretien d’immeubles,de vitres et de bureaux,d’installation de cheminées ornementales ou autres ornementations en marbre ou en pierre,de placement de serrures et de quincaillerie du bâtiment,de portes,de châssis,de plainte en matière plastique,de pose de parquets et de tous revêtements en bois,de ramonage de cheminées,de placement d’appareils électriques,de système d’alarme et de surveillance,d’installation de systèmes de chauffage,de climatisation,de réfrigération et de ventilation,de constructions de citernes,de réservoirs,de constructions métalliques,d’installations de cuisines équipées,de fabrication,installation,et aménagement de stands et de foires d’expositions,de montage et démontage d’échafaudage et de plates-formes,d’entretien et nettoyage des outils de travail en tout genre ; l’installation,la construction,l’entretien et la réparation d’ascenseurs de personnes et de monte-charges.
- La prestation de conseils et d’assistance tant au point de vue technique qu’administratif et commercial à toutes sociétés et entreprises,pour tout ce qui concerne le secteur des biens immobiliers.
- Le commerce sous toutes ses formes,dont l’e-commerce,le commerce par correspondance,en gros ou en détail,et notamment l’achat,la vente,tant en gros qu’au détail,l’importation,l’exportation,la conception,la distribution,la réalisation,la production,la diffusion et le commerce de produits et marchandises en tout genre.
- Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur Horeca,l’organisation de banquets et réceptions,le service traiteur,y compris l’organisation,la gestion et l’exploitation de restaurants,débits de boissons,tavernes,snack-bars,cafétérias,bar de nuit ainsi que toutes opérations de tourisme,d’hôtellerie,de divertissement et de loisirs.
- L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout lunch-bar,bar de nuit,snack-bar,cafétéria,sandwicherie,service de cuisine rapide ou de petite restauration,de tout service traiteur et/ou d’un ou plusieurs restaurants.
- L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout magasin d’alimentation générale.
- L’achat,la vente,tant en gros qu’au détail,l’importation,l’exportation,la représentation,la distribution,la location,la fabrication,la confection artisanale,semi-artisanale ou industrielle,le conditionnement et la commercialisation de tous produits ou denrées alimentaires ainsi que tous produits liés à l’alimentation en général et à l’industrie alimentaire (frais,en conserve,secs ou surgelés) et notamment de fruits et légumes,de boulangerie,de pâtisserie,de chocolaterie,d’épicerie,d’épicerie fine,de produits laitiers,de fromagerie,de charcuterie,de produits de la mer,de traiteur,de plats préparés,de confiserie,de biscuiterie,de boissons,de vins et de spiritueux,de tabacs,de cigarettes et accessoires,de même que tous articles liés à l’art de la table et de décoration divers.
- L’organisation et la gestion en tout genre de spectacles et d’événements,de repas,de réceptions,de banquets,de colloques,de fêtes,de soirée de gala,d’activités sportives en tout genre et toutes activités analogues,à caractère événementiel et/ou promotionnel,de rencontres littéraires et culturelles,d’exposition,d’ateliers ; toutes manifestations et réceptions à caractère privé,commercial et professionnel pour son compte ou pour compte de tiers,et notamment en qualité de conseillers en matière d’organisations d’évènements et de rencontres ; l’élaboration,la production,la promotion d’évènements par tous modes et moyens de communication.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ORAZ SOLUTION
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Peut établir par simple décision de l'organe d'administration des sièges administratifs,agences,ateliers,dépôts et succursales,tant en…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “1, organe d'administration” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Émission entièrement souscrite ou plus de demande, courrier électronique, ou courrier ordinaire si sans adresse électronique” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Tuesday of June at 16:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Faculté AG désigner liquidateurs et fixer pouvoirs et émoluments, si aucun autre liquidateur désigné” (deed in French)