ORAMIC
ActiveORAMIC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €69k. Its solvency ranks better than 86% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 8.54 against 4.6 in 2024; short-term debt: 11.7% and cash: 86.6% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
42.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 91.1%
2024 · €75k
2024: €75k
2024 → 2025
Total assets
€163k▲ 69.4%
2024 · €96k
2024: €96k
2024 → 2025
Net result
€69k▼ 7.7%
2024 · €74k
2024: €74k
2024 → 2025
Working capital
€144k▲ 91.2%
2024 · €75k
2024: €75k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€75k-€144k▲ 91.1%
Operating result€95k-€88k▼ 7.7%
Net result€74k-€69k▼ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€94=
Current assets
€163k▲ 69.5%
Equity and liabilities €163k
Equity
€144k▲ 91.1%
Debt
€19k▼ 8.7%
The debt ratio falls from 21.7% to 11.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
88.3%▲
2024 · 78.3%
Current ratio
8.54▲
2024 · 4.60
Quick ratio
8.54▲
2024 · 4.60
Debt / equity
0.13▼
2024 · 0.28
ROE
47.7%▼
2024 · 98.7%
ROA
42.1%▼
2024 · 77.2%
Debt
€19k▼
2024 · €21k
Debt ≤ 1 year
€19k▼
2024 · €21k
Income taxes
€18k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€163k▲
Fixed assets21/28€94€94=
Financial fixed assets28€94€94=
Current assets29/58€96k€163k▲
Amounts receivable within one year40/41€815€20k▲
Trade receivables40€815€14k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€93k€141k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€96k€163k▲
Equity10/15€75k€144k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€74k€143k▲
Amounts payable17/49€21k€19k▼
Amounts payable within one year42/48€21k€19k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€14k€15k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Other operating charges640/8€347€295▼
Gross operating margin9900€96k€88k▼
Operating profit (loss)9901€95k€88k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€94k€87k▼
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€74k€69k▼
Profit (loss) for the period to be appropriated9905€74k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€143k▲
Profit (loss) brought forward from the previous period14P-€74k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €144k ▲91.1%
2 profitable years in a row build equity to €144k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Basse-Biez 1211390 Grez-DoiceauGround area
500 m²
Building footprint
79 m²
Parcel 25008A0462/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Basse Biez 121, 1390 Grez-Doiceau
since 20242.355.492.273
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25008A0462/00F000 | Wallonia | 499 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,854 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.