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ORACIO

Active
Private limited companyfounded 20197 yrs activeLouizalaan 231, 1050 Elsene, BelgiumKBO/BCE: BE 0734.584.661
Summary

ORACIO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €537,809 and a net result of €311,966. Equity is growing by ~171% per year across the filed fiscal years. Its solvency ranks better than 82% of 1008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency100▲+39
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.56 against 1.57 in 2024; short-term debt: 21.9% and cash: 11.8% of total assets), and 22.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.2%
Return on assets
44.8%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
1 d late
2024
7 d early
2023
135 d early
2022
61 d early
2021
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 January (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 September 2019, ORACIO was incorporated as a Private limited company.1 Total assets went from EUR 267,548 in 2021 to EUR 696,424 in 2025 and headcount from 5 full-time equivalents in 2021 to 4.3 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021, 2023 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€311,966▲ 180%
2024 · €111,260
Working capital
€542,714▲ 141%
2024 · €225,548
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€210,063-€56,218▼ 73.2%€111,578▲ 98.5%€130,180▲ 16.7%€426,230▲ 227%
Net result€201,785above the sector's middle half-€34,231within the sector's middle half▼ 83.0%€76,567above the sector's middle half▲ 124%€111,260above the sector's middle half▲ 45.3%€311,966within the sector's middle half▲ 180%
Equity€2,785below the sector's middle half-€38,016within the sector's middle half▲ 1,265%€114,583within the sector's middle half▲ 201%€225,843within the sector's middle half▲ 97.1%€537,809within the sector's middle half▲ 138%
Total assets€267,548within the sector's middle half-€386,662within the sector's middle half▲ 44.5%€441,173within the sector's middle half▲ 14.1%€623,663above the sector's middle half▲ 41.4%€696,424within the sector's middle half▲ 11.7%
Debt€264,763-€348,646▲ 31.7%€326,590▼ 6.3%€397,820▲ 21.8%€158,615▼ 60.1%
Working capital€1,349below the sector's middle half-€40,852within the sector's middle half▲ 2,929%€114,396within the sector's middle half▲ 180%€225,548above the sector's middle half▲ 97.2%€542,714above the sector's middle half▲ 141%
Solvency1.0%below the sector's middle half-9.8%below the sector's middle half▲ 8.8pp26.0%below the sector's middle half▲ 16.1pp36.2%within the sector's middle half▲ 10.2pp77.2%above the sector's middle half▲ 41.0pp
Current ratio1.01below the sector's middle half-1.12below the sector's middle half▲ 0.111.35within the sector's middle half▲ 0.231.57within the sector's middle half▲ 0.224.56above the sector's middle half▲ 2.99
Return on assets (ROA)75.4%above the sector's middle half-8.9%within the sector's middle half▼ 66.6pp17.4%within the sector's middle half▲ 8.5pp17.8%within the sector's middle half▲ 0.5pp44.8%above the sector's middle half▲ 27.0pp
Staff (FTE)5-4.7▼ 6.0%4.3▼ 8.5%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2025 Net result +180% on 2024. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €210,063€210,063Net result 2021: €201,785€201,785Operating result 2022: €56,218€56,218Net result 2022: €34,231€34,231Operating result 2023: €111,578€111,578Net result 2023: €76,567€76,567Operating result 2024: €130,180€130,180Net result 2024: €111,260€111,260Operating result 2025: €426,230€426,230Net result 2025: €311,966€311,96620212022202320242025€0€200,000€400,000Operating result 2023: €111,578€112,000Net result 2023: €76,567€76,600Operating result 2024: €130,180€130,000Net result 2024: €111,260€111,000Operating result 2025: €426,230€426,000Net result 2025: €311,966€312,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 227% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €696,424
Fixed assets €1,222 ▲ 315%
Current assets €695,201 ▲ 11.5%
Equity and liabilities €696,424
Equity €537,809 ▲ 138%
Debt €158,615 ▼ 60.1%
Debt's share of the balance-sheet total falls from 63.8% to 22.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€426,502▲
2024 · €130,465
Cash flow
€312,239▲
2024 · €111,544
Debt to equity
0.29▼
2024 · 1.76
ROE
58.0%▲
2024 · 49.3%
Interest coverage
47.36▲
2024 · 32.91
Debt ≤ 1 year
€152,487▼
2024 · €397,820
Income taxes
€119,023▲
2024 · €49,187
Staff costs
€406,094▲
2024 · €291,249
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€623,663€696,424▲
Fixed assets21/28€295€1,222▲
Tangible fixed assets22/27€295€1,222▲
Furniture and vehicles24€295€1,222▲
Current assets29/58€623,368€695,201▲
Amounts receivable within one year40/41€152,684€464,050▲
Trade receivables40€152,684€316,944▲
Other amounts receivable41-€147,106
Current investments50/53€280,000€140,000▼
Cash at bank and in hand54/58€183,634€81,925▼
Deferred charges and accrued income490/1€7,050€9,226▲
Equity and liabilities
Total equity and liabilities10/49€623,663€696,424▲
Equity10/15€225,843€537,809▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€223,843€535,809▲
Amounts payable17/49€397,820€158,615▼
Amounts payable within one year42/48€397,820€152,487▼
Trade debts44€88,313€16,591▼
Suppliers440/4€88,313€16,591▼
Taxes, remuneration and social security45€98,604€135,896▲
Taxes450/3€49,733€70,972▲
Remuneration and social security454/9€48,871€64,923▲
Other amounts payable47/48€210,903€0▼
Accrued charges and deferred income492/3-€6,127
Income statement Code20242025
Remuneration, social security and pensions62€291,249€406,094▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€284€272▼
Other operating charges640/8€1,206€1,301▲
Non-recurring operating charges66A€0-
Gross operating margin9900€422,920€833,897▲
Operating profit (loss)9901€130,180€426,230▲
Financial income75/76B€34,231€13,764▼
Recurring financial income75€34,231€13,764▼
Financial charges65/66B€3,965€9,005▲
Recurring financial charges65€3,965€9,005▲
Profit (loss) for the period before taxes9903€160,446€430,989▲
Income taxes67/77€49,187€119,023▲
Profit (loss) for the period9904€111,260€311,966▲
Profit (loss) for the period to be appropriated9905€111,260€311,966▲
Appropriation of the result
Profit (loss) to be appropriated9906€223,843€535,809▲
Profit (loss) brought forward from the previous period14P€112,583€223,843▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€133,478€141,405€291,249€406,094▲ 39.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,989€3,092€1,010€284€272▼ 4.3%
Other operating charges640/8-€1,078€1,039€1,206€1,301▲ 7.9%
Non-recurring operating charges66A-€0€250€0--
Gross operating margin9900€371,064€193,866€255,282€422,920€833,897▲ 97.2%
Operating profit (loss)9901€210,063€56,218€111,578€130,180€426,230▲ 227%
Financial income75/76B-€35€198€34,231€13,764▼ 59.8%
Recurring financial income75€1,077€35€198€34,231€13,764▼ 59.8%
Financial charges65/66B-€2,161€2,428€3,965€9,005▲ 127%
Recurring financial charges65€1,958€2,161€2,428€3,965€9,005▲ 127%
Profit (loss) for the period before taxes9903€209,182€54,092€109,348€160,446€430,989▲ 169%
Income taxes67/77€7,397€19,862€32,780€49,187€119,023▲ 142%
Profit (loss) for the period9904€201,785€34,231€76,567€111,260€311,966▲ 180%
Profit (loss) for the period to be appropriated9905€201,785€34,231€76,567€111,260€311,966▲ 180%
Line20212022202320242025Change
Assets
Total assets20/58€267,548€386,662€441,173€623,663€696,424▲ 11.7%
Fixed assets21/28€4,290€1,198€187€295€1,222▲ 315%
Tangible fixed assets22/27€4,290€1,198€187€295€1,222▲ 315%
Furniture and vehicles24-€1,198€187€295€1,222▲ 315%
Current assets29/58€263,258€385,464€440,986€623,368€695,201▲ 11.5%
Amounts receivable within one year40/41€82,745€100,345€162,897€152,684€464,050▲ 204%
Trade receivables40-€100,345€162,897€152,684€316,944▲ 108%
Other amounts receivable41----€147,106-
Current investments50/53-€6,126€123,336€280,000€140,000▼ 50.0%
Cash at bank and in hand54/58€179,002€277,496€149,185€183,634€81,925▼ 55.4%
Deferred charges and accrued income490/1-€1,497€5,568€7,050€9,226▲ 30.9%
Equity and liabilities
Total equity and liabilities10/49€267,548€386,662€441,173€623,663€696,424▲ 11.7%
Equity10/15€2,785€38,016€114,583€225,843€537,809▲ 138%
Contributions10/11-€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14€1,785€36,016€112,583€223,843€535,809▲ 139%
Amounts payable17/49€264,763€348,646€326,590€397,820€158,615▼ 60.1%
Amounts payable within one year42/48€261,909€344,612€326,590€397,820€152,487▼ 61.7%
Trade debts44€36,604€86,790€58,060€88,313€16,591▼ 81.2%
Suppliers440/4-€86,790€58,060€88,313€16,591▼ 81.2%
Taxes, remuneration and social security45-€53,731€59,199€98,604€135,896▲ 37.8%
Taxes450/3-€35,026€39,758€49,733€70,972▲ 42.7%
Remuneration and social security454/9-€18,705€19,441€48,871€64,923▲ 32.8%
Other amounts payable47/48-€204,091€209,330€210,903€0▼ 100%
Accrued charges and deferred income492/3-€4,034€0-€6,127-
Line20212022202320242025Change
Profit (loss) for the period9904€201,785€34,231€76,567€111,260€311,966▲ 180%
+ Depreciation and write-downs630€4,989€3,092€1,010€284€272▼ 4.3%
Operating cash flow (approximation)€206,774€37,323€77,578€111,544€312,239▲ 180%
Investment in fixed assets (approximation)-€0€0-€392-€1,200▼ 206%
Change in cash-€98,493-€128,311€34,450-€101,709▼ 395%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
15-07
State Gazette act Other statement · Share class
Transfer restriction · Board rule
01-02
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 1 day late
2025
30-06
Financial Highest result since 2021net €311,966 ▲180%
Operating result €426,230, net result €311,966, both a record.
30-06
Financial Liquidity triplescurrent ratio 4.56
Current ratio from 1.57 to 4.56; short-term debt falls from €397,820 to €152,487.
30-06
Financial Equity above €500,000Eq €537,809 ▲138%
5 profitable years in a row build equity to €537,809.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Equity above €200,000Eq €225,843 ▲97.1%
4 profitable years in a row build equity to €225,843.
2023
18-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Equity above €100,000Eq €114,583 ▲201%
3 profitable years in a row build equity to €114,583.
2022
01-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Weakest financial yearnet €34,231 ▼83%
Net result drops to €34,231, the lowest in the series; recovery starts the following year.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2019
seat establishment All 2 establishment units on the map
Ground area
1.9 ha
Building footprint
8,727 m²
Volume, LiDAR
122,395 m³
2 parcels, Brussels, Flanders · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
567 companies at this address See who is registered here
2 establishment units
ORACIO
Louizalaan 231, 1050 ElseneLegal and accounting activities
since 20192.294.216.779
ORACIO
Leuvensesteenweg 553, 1930 ZaventemLegal and accounting activities
since 20192.294.216.878
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23772C0383/00E000 Flanders 1.3 ha 1 · 4,849 m² 10.3 m · 2 fl.
21807G0131/00T000 Brussels 5,672 m² 1 · 3,878 m² 45.8 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 2,556 EUR awarded · 2,556 EUR paid
Year Entries awardedpaid
2023 1 2,556 EUR2,556 EUR
Schemes
1 entry · 2,556 EUR · 2,556 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-09-2019
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail info@oracio.be
Phone 02 627 77 17
E-invoicing
Reachable via Peppol
Peppol ID 0208:0734584661
Also 9925:BE0734584661
Registered 21-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.