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ORA INTERIEUR

Active
Private limited companyfounded 20241 yr activeRue du Moulin de Calonne(HER) 5, 7522 Tournai, BelgiumKBO/BCE: BE 1018.047.167
Summary

ORA INTERIEUR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,274 and a net result of €1,274. Its solvency ranks better than 21% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability76
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9537 sector peers (2025).
NBB · sector comparison
Position among 9537 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
30 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ORA INTERIEUR was incorporated on 30 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,274
Total assets
€23,051
Net result
€1,274
Working capital
€1,160

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €23,051
Fixed assets €3,114
Current assets €19,937
Equity and liabilities €23,051
Equity €4,274
Debt €18,777
Debt finances 81.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€3,133
Cash flow
€2,229
Current ratio
1.06
Debt to equity
4.39
ROE
29.8%
ROA
5.5%
Interest coverage
7.44
Debt ≤ 1 year
€18,777
Income taxes
€501

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€23,051
Fixed assets21/28€3,114
Tangible fixed assets22/27€3,114
Plant, machinery and equipment23€1,454
Furniture and vehicles24€1,660
Current assets29/58€19,937
Amounts receivable within one year40/41€7,299
Trade receivables40€7,299
Cash at bank and in hand54/58€12,638
Equity and liabilities
Total equity and liabilities10/49€23,051
Equity10/15€4,274
Contributions10/11€3,000
Profit (loss) carried forward14€1,274
Amounts payable17/49€18,777
Amounts payable within one year42/48€18,777
Trade debts44€7,030
Suppliers440/4€7,030
Taxes, remuneration and social security45€3,463
Taxes450/3€3,463
Other amounts payable47/48€8,284
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€955
Other operating charges640/8€366
Gross operating margin9900€3,499
Operating profit (loss)9901€2,178
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€421
Recurring financial charges65€421
Profit (loss) for the period before taxes9903€1,775
Income taxes67/77€501
Profit (loss) for the period9904€1,274
Profit (loss) for the period to be appropriated9905€1,274
Appropriation of the result
Profit (loss) to be appropriated9906€1,274

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€955
Other operating charges640/8€366
Gross operating margin9900€3,499
Operating profit (loss)9901€2,178
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€421
Recurring financial charges65€421
Profit (loss) for the period before taxes9903€1,775
Income taxes67/77€501
Profit (loss) for the period9904€1,274
Profit (loss) for the period to be appropriated9905€1,274
Line2025
Assets
Total assets20/58€23,051
Fixed assets21/28€3,114
Tangible fixed assets22/27€3,114
Plant, machinery and equipment23€1,454
Furniture and vehicles24€1,660
Current assets29/58€19,937
Amounts receivable within one year40/41€7,299
Trade receivables40€7,299
Cash at bank and in hand54/58€12,638
Equity and liabilities
Total equity and liabilities10/49€23,051
Equity10/15€4,274
Contributions10/11€3,000
Profit (loss) carried forward14€1,274
Amounts payable17/49€18,777
Amounts payable within one year42/48€18,777
Trade debts44€7,030
Suppliers440/4€7,030
Taxes, remuneration and social security45€3,463
Taxes450/3€3,463
Other amounts payable47/48€8,284
Line2025
Profit (loss) for the period9904€1,274
+ Depreciation and write-downs630€955
Operating cash flow (approximation)€2,229

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
480 m²
Building footprint
50 m²
Parcel 57008D0384/00R002, Wallonia. Linked by address, not a title deed.
1 establishment unit
ORA Intérieur
Rue du Moulin de Calonne(HER) 5, 7522 TournaiConstruction of residential and non-residential buildings
since 20242.368.842.047
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57008D0384/00R002 Wallonia 480 m² 1 · 50 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018047167
Registered 28-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.