OR&FU Construction

Active

Private limited companyfounded 20214 yrs activeNoordstraat 6, 8434 Middelkerke, BelgiumKBO/BCE: BE 0775.752.055

Summary

The computed 12-month bankruptcy probability of OR&FU Construction is 8.2% (elevated). The 2025 annual accounts show negative equity (-€21,099). Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 5% of 5606 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

OR&FU ConstructionActive

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410

1 site

Size

€1total assets 2025

Equity: -€21,099

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 8.2%

Too few figures to score

Structure

Accounts filed 28 d late1 of 4 deeds read

Signals- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2021- 1 change of registered office in 24 months- Latest accounts 28 days late; 2 of the last 3 late- Weak solvency vs sectorFiled after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability.

Bankruptcy probability: Elevated

Bankruptcy probability, 12 months

8.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 3.7% (1,742 companies)

Last 24 months 11-2024: 19.5% 12-2024: 19.6%▲ +0.1% vs 11-2024 01-2025: 19.7%▲ +0.5% vs 12-2024 02-2025: 19.7%● 0.0% vs 01-2025 03-2025: 19.7%● 0.0% vs 02-2025 04-2025: 19.7%● 0.0% vs 03-2025 05-2025: 19.7%● 0.0% vs 04-2025 06-2025: 18.6%▼ -5.2% vs 05-2025 07-2025: 18.6%● 0.0% vs 06-2025 08-2025: ≥ 25%▲ +45.7% vs 07-2025highest value 09-2025: 20.1%▼ -25.8% vs 08-2025 10-2025: 19.1%▼ -5.1% vs 09-2025 11-2025: 16.1%▼ -15.9% vs 10-2025 12-2025: 16.1%● 0.0% vs 11-2025 01-2026: 10.6%▼ -34.1% vs 12-2025 02-2026: 10.6%▲ +0.6% vs 01-2026 03-2026: 10.6%● 0.0% vs 02-2026 04-2026: 10.6%● 0.0% vs 03-2026 05-2026: 6.6%▼ -38.0% vs 04-2026lowest value 06-2026: 9.9%▲ +50.2% vs 05-2026 07-2026: 9.9%● 0.0% vs 06-2026 08-2026: 9.7%▼ -2.2% vs 07-2026 09-2026: 8.4%▼ -13.6% vs 08-2026 10-2026: 8.2%▼ -2.4% vs 09-2026

Sector Land transport and transport via pipelines (NACE 49) raises the probability
Founded in 2021 raises the probability for this profile
1 change of registered office in 24 months raises the probability
Latest accounts 28 days late; 2 of the last 3 late raises the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Sector Land transport and transport via pipelines (NACE 49)

In the bankruptcy model this factor raises the probability.

KBO

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 28 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5606 sector peers (2025).

NBB · sector comparison

Position among 5606 sector peers

Solvency

better than 5%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

28 d late

2024

60 d late

2023

420 d late

2022

13 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 124 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 September (3 of the last 4 filed years within 57 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-08-26 Annual accounts filedfiscal year 2025 · micro…
06-05-26 Registered officeRegistered-office move
29-09-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€21,099 View
Caution: Among the weakest 5% on solvencysector median 38.6% · 5,606 companies -2109900.0% View
Total assets 20254 fiscal years filed €1 View