Opzigt
ActiveSummary
Opzigt has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€80,195) and a net result of -€33,762. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 972 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-2
Solvency13▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.82 in 2024; short-term debt: 7.6% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.9%
Return on assets
-5%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€80,195
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
26 d early
2023
on the day
2022
17 d early
2021
3 d early
2020
11 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€80,195▼ 72.7%
2024 · -€46,433
Total assets
€672,246▲ 12.3%
2024 · €598,630
Net result
-€33,762▼ 87.9%
2024 · -€17,966
Working capital
-€3,247▲ 62.0%
2024 · -€8,536
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,953▲ 1,213%-€935-€23,494▼ 2,412%-€24,282▼ 3.4%-€29,980▼ 23.5%
Net result-€609within the sector's middle half▲ 83.4%-€4,842below the sector's middle half▼ 694%-€27,843below the sector's middle half▼ 475%-€17,966below the sector's middle half▲ 35.5%-€33,762below the sector's middle half▼ 87.9%
Equity€4,218below the sector's middle half▼ 12.6%-€624below the sector's middle half-€28,466below the sector's middle half▼ 4,465%-€46,433below the sector's middle half▼ 63.1%-€80,195below the sector's middle half▼ 72.7%
Total assets€614,167above the sector's middle half▼ 1.8%€641,561above the sector's middle half▲ 4.5%€592,540above the sector's middle half▼ 7.6%€598,630above the sector's middle half▲ 1.0%€672,246above the sector's middle half▲ 12.3%
Debt€609,948▼ 1.7%€642,185▲ 5.3%€621,006▼ 3.3%€645,063▲ 3.9%€752,442▲ 16.6%
Working capital€11,102within the sector's middle half▼ 21.5%€2,305within the sector's middle half▼ 79.2%-€13,257below the sector's middle half-€8,536below the sector's middle half▲ 35.6%-€3,247within the sector's middle half▲ 62.0%
Solvency0.7%below the sector's middle half▼ 0.1pp-0.1%below the sector's middle half▼ 0.8pp-4.8%below the sector's middle half▼ 4.7pp-7.8%below the sector's middle half▼ 3.0pp-11.9%below the sector's middle half▼ 4.2pp
Current ratio1.32within the sector's middle half▼ 0.091.05within the sector's middle half▼ 0.270.71below the sector's middle half▼ 0.350.82below the sector's middle half▲ 0.110.94below the sector's middle half▲ 0.12
Return on assets (ROA)-0.1%within the sector's middle half▲ 0.5pp-0.8%within the sector's middle half▼ 0.7pp-4.7%below the sector's middle half▼ 3.9pp-3.0%below the sector's middle half▲ 1.7pp-5.0%below the sector's middle half▼ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29,980 in 2025 against €24,282 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €672,246
Fixed assets
€624,262 ▲ 11.5%
Current assets
€47,985 ▲ 23.1%
Equity and liabilities
Equity-€80,195
Debt€752,442
Equity is negative: debt (€752,442) exceeds the balance-sheet total (€672,246).
Key figures and ratios
EBITDA
€14,186▼
2024 · €18,659
Cash flow
€10,404▼
2024 · €24,975
Quick ratio
0.45▲
2024 · 0.36
Interest coverage
3.72▲
2024 · 3.65
Debt ≤ 1 year
€51,232▲
2024 · €47,522
Debt > 1 year
€701,210▲
2024 · €597,541
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,242 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Small
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
4.0%
stopped otherwise
93%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,340 | €36,964 | €41,476 | €42,942 | €44,166 | ▲ 2.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€539 | - | - | - | - |
| Other operating charges640/8 | - | €3,160 | €2,708 | €3,020 | €3,152 | ▲ 4.4% |
| Gross operating margin9900 | €45,068 | €38,650 | €20,691 | €21,679 | €17,338 | ▼ 20.0% |
| Operating profit (loss)9901 | €2,953 | -€935 | -€23,494 | -€24,282 | -€29,980 | ▼ 23.5% |
| Financial income75/76B | - | - | - | €11,429 | €29 | ▼ 99.7% |
| Recurring financial income75 | €29 | - | - | €1,529 | €29 | ▼ 98.1% |
| Non-recurring financial income76B | - | - | - | €9,900 | - | - |
| Financial charges65/66B | - | €3,907 | €4,349 | €5,113 | €3,811 | ▼ 25.5% |
| Recurring financial charges65 | €3,592 | €3,907 | €4,349 | €5,113 | €3,811 | ▼ 25.5% |
| Profit (loss) for the period before taxes9903 | -€609 | -€4,842 | -€27,843 | -€17,966 | -€33,762 | ▼ 87.9% |
| Profit (loss) for the period9904 | -€609 | -€4,842 | -€27,843 | -€17,966 | -€33,762 | ▼ 87.9% |
| Profit (loss) for the period to be appropriated9905 | -€609 | -€4,842 | -€27,843 | -€17,966 | -€33,762 | ▼ 87.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €614,167 | €641,561 | €592,540 | €598,630 | €672,246 | ▲ 12.3% |
| Fixed assets21/28 | €568,355 | €596,887 | €560,750 | €559,645 | €624,262 | ▲ 11.5% |
| Intangible fixed assets21 | €1,171 | €577 | €338 | €99 | - | - |
| Tangible fixed assets22/27 | €567,162 | €596,286 | €560,389 | €559,523 | €624,239 | ▲ 11.6% |
| Land and buildings22 | - | €303,053 | €286,069 | €308,154 | €295,891 | ▼ 4.0% |
| Plant, machinery and equipment23 | - | €273,304 | €258,687 | €241,918 | €324,462 | ▲ 34.1% |
| Furniture and vehicles24 | - | €19,930 | €15,634 | €9,451 | €3,886 | ▼ 58.9% |
| Financial fixed assets28 | €23 | €23 | €23 | €23 | €23 | = |
| Current assets29/58 | €45,811 | €44,674 | €31,790 | €38,985 | €47,985 | ▲ 23.1% |
| Stocks and contracts in progress3 | €25,106 | €21,282 | €21,696 | €21,940 | €24,788 | ▲ 13.0% |
| Stocks30/36 | - | €21,282 | €21,696 | €21,940 | €24,788 | ▲ 13.0% |
| Amounts receivable within one year40/41 | €12,050 | €13,700 | €8,241 | €14,425 | €20,124 | ▲ 39.5% |
| Trade receivables40 | - | €13,700 | €8,241 | €14,425 | €6,594 | ▼ 54.3% |
| Other amounts receivable41 | - | - | - | - | €13,530 | - |
| Cash at bank and in hand54/58 | €6,512 | €7,424 | - | €1,000 | €1,020 | ▲ 2.0% |
| Deferred charges and accrued income490/1 | - | €2,269 | €1,852 | €1,620 | €2,052 | ▲ 26.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €614,167 | €641,561 | €592,540 | €598,630 | €672,246 | ▲ 12.3% |
| Equity10/15 | €4,218 | -€624 | -€28,466 | -€46,433 | -€80,195 | ▼ 72.7% |
| Contributions10/11 | - | €280,000 | €280,000 | €280,000 | €280,000 | = |
| Reserves13 | €16,000 | €16,000 | €16,000 | €16,000 | €16,000 | = |
| Non-distributable reserves130/1 | - | €8,000 | €8,000 | - | - | - |
| Reserves not available under the articles1311 | - | €8,000 | €8,000 | - | - | - |
| Tax-exempt reserves132 | - | €6,630 | €6,630 | €6,630 | €6,630 | = |
| Distributable reserves133 | - | €1,370 | €1,370 | €9,370 | €9,370 | = |
| Profit (loss) carried forward14 | -€291,782 | -€296,624 | -€324,466 | -€342,433 | -€376,195 | ▼ 9.9% |
| Amounts payable17/49 | €609,948 | €642,185 | €621,006 | €645,063 | €752,442 | ▲ 16.6% |
| Amounts payable after more than one year17 | €575,239 | €599,815 | €575,959 | €597,541 | €701,210 | ▲ 17.3% |
| Financial debts170/4 | - | €156,623 | €121,944 | €88,164 | €55,590 | ▼ 36.9% |
| Other amounts payable178/9 | - | €443,192 | €454,015 | €509,378 | €645,620 | ▲ 26.7% |
| Amounts payable within one year42/48 | €34,709 | €42,370 | €45,047 | €47,522 | €51,232 | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | - | €33,452 | €34,679 | €33,781 | €32,574 | ▼ 3.6% |
| Financial debts43 | - | - | €1,623 | €2,246 | €9,133 | ▲ 307% |
| Other loans439 | - | - | €1,623 | €2,246 | €9,133 | ▲ 307% |
| Trade debts44 | €4,781 | €3,399 | €4,841 | €7,300 | €9,144 | ▲ 25.3% |
| Suppliers440/4 | - | €3,399 | €4,841 | €7,300 | €9,144 | ▲ 25.3% |
| Taxes, remuneration and social security45 | - | €5,519 | €3,905 | €4,195 | €381 | ▼ 90.9% |
| Taxes450/3 | - | €5,519 | €3,524 | €3,814 | - | - |
| Remuneration and social security454/9 | - | - | €381 | €381 | €381 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€609 | -€4,842 | -€27,843 | -€17,966 | -€33,762 | ▼ 87.9% |
| + Depreciation and write-downs630 | €39,340 | €36,964 | €41,476 | €42,942 | €44,166 | ▲ 2.9% |
| Operating cash flow (approximation) | €38,731 | €32,122 | €13,633 | €24,975 | €10,404 | ▼ 58.3% |
| Investment in fixed assets (approximation) | - | -€65,496 | -€5,340 | -€41,837 | -€108,783 | ▼ 160% |
| Change in cash | - | €912 | - | - | €20 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2002
Ground area
540 m²
Building footprint
215 m²
Volume, LiDAR
1,596 m³
Parcel 33303E0128/02G002, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OP ZIGT
since 20022.096.300.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33303E0128/02G002 | Flanders | 540 m² | 1 · 215 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 531 EUR awarded · 531 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 531 EUR |
| 2024 | 1 | 531 EUR | 0 EUR |
Similar companies · same sector and region
CUVELIER GRAPHICS
BE 0446.797.737
Ieper
DAELPRINTING
BE 0405.471.282
Ieper
DERUDDERE
BE 0464.969.005
Ieper
EXCEET CARD BELGIË
BE 0890.657.661
Ieper
P.Con
BE 0500.767.547
Ieper
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,596 companies in this sector we hold annual accounts for 810. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-07-2002
Fiscal year end31-03
Activities, NACEBEL 2025
18120Other printing
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477964332
Also
9925:BE0477964332
Registered
01-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.