OPUS II
ActiveOPUS II has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €543k and a net result of €374k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+33
Solvency89▲+18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.7 in 2024; short-term debt: 21.6% and cash: 23.6% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
44.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
23 d early
2023
21 d early
2022
17 d early
2021
26 d early
2020
11 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€543k▲ 221%
2024 · €169k
2018: €-30k
2019: €-4k
2020: €6k
2021: €194k
2022: €188k
2023: €173k
2024: €169k
2018 → 2025
Total assets
€842k▲ 129%
2024 · €368k
2018: €535k
2019: €515k
2020: €486k
2021: €469k
2022: €485k
2023: €416k
2024: €368k
2018 → 2025
Net result
€374k
2024 · €-4k
2018: €25k
2019: €26k
2020: €10k
2021: €21k
2022: €-5k
2023: €-16k
2024: €-4k
2018 → 2025
Working capital
€31k▼ 18.2%
2024 · €37k
2018: €-182k
2019: €-170k
2020: €-162k
2021: €139k
2022: €143k
2023: €73k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€188k▼ 2.7%€173k▼ 8.3%€169k▼ 2.2%€543k▲ 221%
Operating result€44k-€3k▼ 92.4%€-7k€3k€537k▲ 19,786%
Net result€21k-€-5k€-16k▼ 196%€-4k▲ 75.7%€374k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19,786% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €842k
Fixed assets
€629k▲ 127%
Current assets
€213k▲ 133%
Equity and liabilities €842k
Equity
€543k▲ 221%
Provisions
€55k▼ 1.8%
Debt
€245k▲ 70.4%
The debt ratio falls from 39.0% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€581k▲
2024 · €43k
Cash flow
€419k▲
2024 · €36k
Solvency
64.5%▲
2024 · 45.9%
Current ratio
1.17▼
2024 · 1.70
Quick ratio
1.15▼
2024 · 1.70
Debt / equity
0.45▼
2024 · 0.85
ROE
68.9%▲
2024 · -2.2%
ROA
44.4%▲
2024 · -1.0%
Interest coverage
117.88▲
2024 · 6.87
Debt
€245k▲
2024 · €144k
Debt ≤ 1 year
€182k▲
2024 · €54k
Debt > 1 year
€62k▼
2024 · €89k
Income taxes
€159k▲
2024 · €279
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€842k▲
Fixed assets21/28€277k€629k▲
Tangible fixed assets22/27€275k€628k▲
Land and buildings22€222k€592k▲
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€42k€26k▼
Other tangible fixed assets26€2k€2k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€2k€2k=
Current assets29/58€91k€213k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€206€4k▲
Trade receivables40€75€0▼
Other amounts receivable41€131€4k▲
Cash at bank and in hand54/58€85k€199k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€368k€842k▲
Equity10/15€169k€543k▲
Contributions10/11€77k€77k=
Reserves13€170k€466k▲
Tax-exempt reserves132€167k€164k▼
Distributable reserves133€3k€302k▲
Profit (loss) carried forward14€-78k€0▲
Provisions and deferred taxes16€56k€55k▼
Deferred taxes168€56k€55k▼
Amounts payable17/49€144k€245k▲
Amounts payable after more than one year17€89k€62k▼
Financial debts170/4€89k€62k▼
Amounts payable within one year42/48€54k€182k▲
Current portion of amounts payable after more than one year42€40k€28k▼
Trade debts44€3k€20k▲
Suppliers440/4€3k€20k▲
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€1k€10k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€7k€124k▲
Accrued charges and deferred income492/3€627€219▼
Income statement
Code20242025
Non-recurring operating income76A-€622k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€45k▲
Other operating charges640/8€6k€13k▲
Gross operating margin9900€49k€594k▲
Operating profit (loss)9901€3k€537k▲
Financial income75/76B€21€406▲
Recurring financial income75€21€406▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-4k€532k▲
Transfer from deferred taxes780-€991
Income taxes67/77€279€159k▲
Profit (loss) for the period9904€-4k€374k▲
Transfer from tax-exempt reserves789-€3k
Profit (loss) for the period to be appropriated9905€-4k€377k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€299k▲
Profit (loss) brought forward from the previous period14P€-75k€-78k▼
Transfer to equity691/2-€299k
To other reserves6921-€299k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €374k
Net result €374k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €543k ▲221%
Equity rises from €169k to €543k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 9current ratio 3.65
Current ratio from 0.42 to 3.65; short-term debt falls from €280k to €53k.
31-12
Financial
Equity above €150kEq €194k ▲3089%
4 profitable years in a row build equity to €194k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Steenweg 152 A3400 LandenGround area
1,145 m²
Building footprint
509 m²
Volume, LiDAR
3,931 m³
2 parcels, Flanders · tallest building 16.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
OPUS II BVBA
since 19972.083.439.937
PAND 26
since 20262.391.054.849
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24024A0062/00A002 | Flanders | 651 m² | 1 · 148 m² | 10.3 m · 2 fl. |
| 24593G0682/00C000 | Flanders | 494 m² | 1 · 361 m² | 16.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLanden2.083.439.937
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HAPPY A
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GALATEA
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Of 7,506 companies in sector 56210 we hold annual accounts for 2,445. 1,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1997
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.