Summary
OPUS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.9m and a net result of €615,162. Equity has been growing by about 11% per year since 2022. Its solvency ranks better than 78% of 6,694 sector peers (NACE 64, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-03-2021 Normal situation
- Activity
- Activities of holding companies NACE 64210and 4 others
- Establishment unit
- 2.315.696.539 3220 Holsbeek, since 03-03-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 30-12-2025
Board and ownership
Shareholders
- Hermes65%2025 annual accounts of Hermes
- Holdings
- Shares in 1 company TIKA
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
- Profit
- €615,162
- ▼ 2.4%
- Equity
- €3.9m
- ▲ 6.4%
- Total assets
- €4.7m
- ▼ 2.8%
- 2025 accounts filed 2 days after the deadline
Signalsraises risk2025 accounts filed 2 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
2 days late
2024
28 days late
2023
3 days early
2022
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 10 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 8 February (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 2 days after the deadline Filed on 2 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00035249.
Annual accounts 2025 filed on 02-02-2026 PDF all 4 filings
Equity
€3.9m▲ 6.4%
2024 · €3.7m
Net result
€615,162▼ 2.4%
2024 · €630,332
Total assets
€4.7m▼ 2.8%
2024 · €4.9m
Solvency
82.3%▲ 7.1pp
2024 · 75.2%
In the rankings
#2 company by equity in Holsbeek, Finance and insurance sector#3 company by total assets in Holsbeek, Finance and insurance sector
Multi-year overview
2022 to 2025, 4 financial yearsOperating result
-€72,490
▼ 852%
2025
20222025
Net result
€615,162
▼ 2.4%
2025
highest quarter of the sector
20222025
Equity
€3.9m
▲ 6.4%
2025
highest quarter of the sector
20222025
Total assets
€4.7m
▼ 2.8%
2025
highest quarter of the sector
20222025
Debt
€839,241
▼ 30.6%
2025
20222025
Working capital
-€298,825
▼ 0.2%
2025
lowest quarter of the sector
20222025
Solvency
82.3%
▲ 7.1pp
2025
highest quarter of the sector
20222025
Current ratio
0.33
▼ 0.16
2025
middle half of the sector
20222025
Return on assets (ROA)
13.0%
▲ 0.1pp
2025
highest quarter of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2022202320242025
Operating result-€0.07m--€0.01m▲ 79.0%-€0.008m▲ 48.6%-€0.07m▼ 852%
Net result€2.6mabove the sector's middle half-€0.9mabove the sector's middle half▼ 65.1%€0.6mabove the sector's middle half▼ 29.3%€0.6mabove the sector's middle half▼ 2.4%
Equity€2.6mabove the sector's middle half-€3.3mabove the sector's middle half▲ 29.3%€3.7mabove the sector's middle half▲ 10.1%€3.9mabove the sector's middle half▲ 6.4%
Total assets€4.6mabove the sector's middle half-€4.9mabove the sector's middle half▲ 5.8%€4.9mabove the sector's middle half▼ 0.3%€4.7mabove the sector's middle half▼ 2.8%
Debt€2.0m-€1.6m▼ 23.8%€1.2m▼ 22.4%€0.8m▼ 30.6%
Working capital-€0.9mbelow the sector's middle half--€0.4mbelow the sector's middle half▲ 55.4%-€0.3mbelow the sector's middle half▲ 28.6%-€0.3mbelow the sector's middle half▼ 0.2%
Solvency55.7%within the sector's middle half-68.1%within the sector's middle half▲ 12.4pp75.2%within the sector's middle half▲ 7.1pp82.3%above the sector's middle half▲ 7.1pp
Current ratio0.01below the sector's middle half-0.40within the sector's middle half▲ 0.390.49within the sector's middle half▲ 0.090.33within the sector's middle half▼ 0.16
Return on assets (ROA)55.2%above the sector's middle half-18.2%above the sector's middle half▼ 37.0pp12.9%above the sector's middle half▼ 5.3pp13.0%above the sector's middle half▲ 0.1pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €72,490, larger than the loss of €7,611 in 2024. It is the lowest result since 2022.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.6m =
Current assets
€148,546 ▼ 47.9%
Equity and liabilities €4.7m
Equity
€3.9m ▲ 6.4%
Debt
€839,241 ▼ 30.6%
Debt's share of the balance-sheet total falls from 24.8% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
15.8%▼
2024 · 17.2%
Debt ≤ 1 year
€447,371▼
2024 · €583,140
Debt > 1 year
€391,870▼
2024 · €627,010
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Securities and guarantees
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Pledge on other assets, amount secured | €1.5m | - | - | - |
| Carrying value of the other pledged assets | €4.6m | - | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Financial fixed assets | €4.7m | - | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €0.001m | €0.001m | €0.002m | €0.006m | ▲ 313% |
| Gross operating margin9900 | -€0.07m | -€0.01m | -€0.006m | -€0.07m | ▼ 985% |
| Operating profit (loss)9901 | -€0.07m | -€0.01m | -€0.008m | -€0.07m | ▼ 852% |
| Financial income75/76B | €2.7m | €0.9m | €0.7m | €0.7m | ▲ 6.7% |
| Recurring financial income75 | €2.7m | €0.9m | €0.7m | €0.7m | ▲ 6.7% |
| Financial charges65/66B | €0.08m | €0.02m | €0.02m | €0.01m | ▼ 24.0% |
| Recurring financial charges65 | €0.08m | €0.02m | €0.02m | €0.01m | ▼ 24.0% |
| Profit (loss) for the period before taxes9903 | €2.6m | €0.9m | €0.6m | €0.6m | ▼ 2.7% |
| Income taxes67/77 | - | - | €0.002m | - | - |
| Profit (loss) for the period9904 | €2.6m | €0.9m | €0.6m | €0.6m | ▼ 2.4% |
| Profit (loss) for the period to be appropriated9905 | €2.6m | €0.9m | €0.6m | €0.6m | ▼ 2.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €4.6m | €4.9m | €4.9m | €4.7m | ▼ 2.8% |
| Fixed assets21/28 | €4.6m | €4.6m | €4.6m | €4.6m | = |
| Financial fixed assets28 | €4.6m | €4.6m | €4.6m | €4.6m | = |
| Current assets29/58 | €0.01m | €0.3m | €0.3m | €0.1m | ▼ 47.9% |
| Amounts receivable within one year40/41 | €0.001m | €0.3m | €0.3m | €0.1m | ▼ 47.2% |
| Other amounts receivable41 | €0.001m | €0.3m | €0.3m | €0.1m | ▼ 47.2% |
| Cash at bank and in hand54/58 | €0.01m | €0.002m | €0.03m | €0.01m | ▼ 57.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €4.6m | €4.9m | €4.9m | €4.7m | ▼ 2.8% |
| Equity10/15 | €2.6m | €3.3m | €3.7m | €3.9m | ▲ 6.4% |
| Contributions10/11 | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Profit (loss) carried forward14 | €2.6m | €3.3m | €3.6m | €3.9m | ▲ 6.4% |
| Amounts payable17/49 | €2.0m | €1.6m | €1.2m | €0.8m | ▼ 30.6% |
| Amounts payable after more than one year17 | €1.1m | €0.9m | €0.6m | €0.4m | ▼ 37.5% |
| Financial debts170/4 | €1.1m | €0.9m | €0.6m | €0.4m | ▼ 37.5% |
| Amounts payable within one year42/48 | €1.0m | €0.7m | €0.6m | €0.4m | ▼ 23.3% |
| Current portion of amounts payable after more than one year42 | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Trade debts44 | €0.005m | €0.001m | - | €0.001m | - |
| Suppliers440/4 | €0.005m | €0.001m | - | €0.001m | - |
| Taxes, remuneration and social security45 | - | - | - | €0.002m | - |
| Taxes450/3 | - | - | - | €0.002m | - |
| Other amounts payable47/48 | €0.7m | €0.5m | €0.3m | €0.2m | ▼ 40.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2.6m | €0.9m | €0.6m | €0.6m | ▼ 2.4% |
| Operating cash flow (approximation) | €2.6m | €0.9m | €0.6m | €0.6m | ▼ 2.4% |
| Investment in fixed assets (approximation) | - | €0 | €0.02m | €0 | ▼ 100% |
| Change in cash | - | -€0.01m | €0.03m | -€0.02m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (4)
Board & ownership
Directors
Directors
2 directors, last change in 2022
Board 2
Hermes
Current
Statutair bestuurder opvolger · since 03-03-2021 · Private limited company · also on the board of 4 other companies · listed in the 2025 annual accounts, filed on 02-02-2026
DAS Tom
Current
Enige en statutaire bestuurder opvolger · appointed in the act of 11-05-2022 · also on the board of 6 other companies
Other functions 1
DAS Tom
Current
Enige en statutaire bestuurder opvolger · appointed in the act of 11-05-2022
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 11-05-2022Owners and capital
Shareholders
1 ownerCapital transactions
Shareholders according to the deeds
Stated in the act
act of 11-05-2022 ↗
- HERMES (BE 0677.755.925) 650 shares
Mandate history
2 people, 2 in office
- Board
- Other function
| Name | Functions and periods |
|---|---|
| DAS Tom |
|
| Hermes |
|
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “2, 1000”
Articles of association, deed of 11-05-2022 (in Dutch)
Network & group
Holdings and subsidiaries
1 holding · 4 subsidiaries, including indirect onesHoldings 1
- TIKAsubsidiarySourceown accounts 30-06-2025Equity €698,435 Profit of €853,286 in 2025 (profit of €705,832 in 2024) Checked score 95100%
All subsidiaries, including indirect ones 4+
OPUS or one of its subsidiaries holds more than half of the shares of these companies. A company it consolidates per the LEI register is listed too.
TIKA 100%3 subsidiaries
DE VUNT 100%2 subsidiaries
Clock-O-Matic 100%1 subsidiary
- CAMPA 99.92%
The tree shows 4 companies, up to 4 levels deep. There are more. Open a subsidiary's dossier to look further.
Companies at the same address
4 other companiesConnections & network
5 connected companiesThis company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Clock-O-Matic
via DAS Tom · Statutair bestuurder opvolger
→
Show 1 more companies with a shared director
Bewerk
Shared corporate director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
02-02
abbreviated format · 2 days late
2025
28-02
abbreviated format · 28 days late
2024
28-01
abbreviated format · 3 days before the deadline
2023
14-02
abbreviated format · 14 days late
2022
11-05
Gazette deed
2 directors appointedAppointments: HERMES (statutair bestuurder opvolger) and DAS Tom (enige en statutaire bestuurder opvolger) · Permanent representatives: STRAETMANS Ann Maria Katia Mathieu Itta and DAS Tom · Purpose change19 points ▸
Gazette deed
2 directors appointed
Appointments: HERMES (statutair bestuurder opvolger) and DAS Tom (enige en statutaire bestuurder opvolger) · Permanent representatives: STRAETMANS Ann Maria Katia Mathieu Itta and DAS Tom · Purpose change19 points ▸
- General meeting, 11-04-2022
- Other provision, “verzaking termijnen en verslag eerste besluit, verslag bestuursorgaan houdende verantwoording voorgestelde wijziging” (deed in Dutch)
- Purpose change
- Other provision, “verslag bestuursorgaan artikel 5:102 WVV, geen financiële noch boekhoudkundige gegevens ten grondslag” (deed in Dutch)
- Other provision, “ontvangst verslaggeving en verzaking formaliteiten, zuiver,eenvoudig,onvoorwaardelijk en onherroepelijk verzaken aan alle formaliteiten en termijnen van terbesc…” (deed in Dutch)
- Kind of shares, “ab initio in oprichtingsakte”, 2 (deed in Dutch)
- Other provision, “eenhoofdigheid, nog steeds éénhoofdig” (deed in Dutch)
- Other provision, “feitelijk uitgegeven soorten, enkel soort A” (deed in Dutch)
- Kind of shares, 350, “herkwalificatie” (deed in Dutch)
- Other provision, “goedkeuring agendapunt 2 en ontslag informatieplicht, inhoud en motiveringen bestuursorgaan in verslag zonder voorbehoud goedgekeurd en bijgetreden,agendapunt 2…” (deed in Dutch)
- HERMES holds 650 shares
- HERMES holds 350 shares
- The act holds 7 more points.
2021
05-03
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
OPUS in Dutch
Enterprise number
0764.603.389
Legal form
Private limited company
Status
Active, normale toestand
Founded
03-03-2021
Entity type
Legal entity
Registered office and establishments
Registered office
De Vunt 14, 3220 Holsbeek, Belgium
Establishment unit
OPUS, De Vunt 14, 3220 Holsbeek since 03-03-2021 · unit number 2.315.696.539
Activities
NACEBEL 202564210
Activities of holding companies main activity
62200
Computer consultancy and computer facilities management
70200
Business and other management consultancy
73300
Public relations and communication consultancy
82990
Other business support services
Codes under NACEBEL 2008
64200
Holdings main activity
62020
IT consultancy
70210
Activities of head offices; management consultancy activities
70220
Business consulting
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 11-05-2022 (in Dutch)
“Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van…”
28 activities
- Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut
- Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert
- Het leveren van diensten in het kader van dit voorwerp krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen
- Het aanleggen,het oordeelkundig uitbouwen,het beheren en verhandelen van een onroerend vermogen;alle verrichtingen,studies en operaties met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de aanpassing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten.Dit alles uitsluitend voor eigen rekening,tenzij zou worden voldaan aan de voorwaarden als omschreven in het Koninklijk Besluit van zes september negentienhonderd drieënnegentig inzake vastgoedmakelaar
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan-en verkoop,de huur en verhuur,de ruil in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen
- Het verwerven en aanhouden van participaties,in eender welke vorm,in alle bestaande of op te richten,industriële,commerciële,financiële,landbouw- of immobiliënvennootschappen of -ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
- Alle mogelijke advies- en/of dienstenfuncties
- Alle mogelijke activiteiten die verband houden met het verlenen van consultancy,opleiding,technische expertise en bijstand
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven en ondernemingen,de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis
- Opzetten en uitwerken van projecten
- Ondernemen van managementopdrachten,en huren en leasen,kopen en verkopen en beheren van alle roerende en onroerende goederen voor eigen rekening of voor rekening van derden
- Het besturen van vennootschappen en verenigingen,met name de deelname aan en de bijstand bij het beheer,bestuur en management van vennootschappen,ongeacht hun voorwerp en activiteit,via de uitoefening van de functie van bestuurder,gedelegeerd bestuurder,directeur,directeur-generaal,manager,en van alle andere topfuncties die door de vennootschap op grond van een overeenkomst aan een zelfstandige manager kunnen worden uitbesteed
- Het verlenen van dienstprestaties van administratieve,technische en bedrijfseconomische aard in de meest uitgebreide betekenis,zowel in eigen beheer als in deelname met derden
- Het verlenen aan bedrijven van advies en bijstand en het voeren voor deze bedrijven van het beleid en het beheer op technisch,commercieel,administratief en bedrijfseconomisch vlak
- Het organiseren van de administratieve diensten van de ondernemingen,evenals de consulting inzake deze organisatie
- Het organiseren van het aankoop- en verkoopbeleid van de ondernemingen
- Het huren en verhuren en het ter beschikking stellen in gelijk welke vorm aan de ondernemingen en verenigingen van materialen,materieel en van installaties
- Het beleggen van beschikbare middelen in roerende goederen en waarden
- Het verwerven,te gelde maken,inbrengen,afstaan en verhandelen door uitgiften of andere middelen van alle soorten marktwaarden,aandelen of obligaties,van participaties of belangen onder gelijk welke vorm in Belgische of buitenlandse vennootschappen
- Media en communicatie consultancy en training
- Conceptontwikkeling,productie en publicatie van televisie en radioprogramma’s,reclamespots,publicitaire- en bedrijfsfilms,promotieartikelen,magazines en bladen
- Aankoop,verkoop,productie en distributie van televisieprogramma’s en formats
- Styling,casting en make-up,journalistiek en schrijven van artikels
- Grafisch ontwerp en fotografie,camerawerk -organisatie van evenementen
- Componeren van muziek in de ruime zin
- Alle activiteiten verbonden aan het componeren van muziek
Invoicing and payment
VAT number
BE 0764.603.389
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Sites & property
Location
Buildings and parcels at the address
Ground area
5,294 m²
Building footprint
2,759 m²
Building volume
13,864 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24043A0018/00V002 | Flanders | 5,294 m² | 1 · 2,759 m² | 13.8 m · 2 |