OPTYMUM
ActiveOPTYMUM has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €40k. Its solvency ranks better than 85% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.7; short-term debt: 20.8% and cash: 68.4% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
70.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€45k
Total assets
€57k
Net result
€40k
Working capital
€44k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €57k
Fixed assets
€1k
Current assets
€56k
Equity and liabilities €57k
Equity
€45k
Debt
€12k
Debt finances 20.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€51k
Cash flow
€41k
Solvency
79.2%
Current ratio
4.70
Quick ratio
4.70
Debt / equity
0.26
ROE
89.0%
ROA
70.5%
Interest coverage
463.38
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€10k
Staff costs
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€57k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€56k
Amounts receivable within one year40/41€16k
Trade receivables40€16k
Other amounts receivable41€220
Cash at bank and in hand54/58€39k
Deferred charges and accrued income490/1€775
Equity and liabilities
Total equity and liabilities10/49€57k
Equity10/15€45k
Contributions10/11€5k
Capital10€5k
Issued capital100€5k
Reserves13€40k
Distributable reserves133€40k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Income statement
Code2025
Remuneration, social security and pensions62€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€162
Other operating charges640/8€473
Gross operating margin9900€53k
Operating profit (loss)9901€51k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€110
Recurring financial charges65€110
Profit (loss) for the period before taxes9903€50k
Income taxes67/77€10k
Profit (loss) for the period9904€40k
Profit (loss) for the period to be appropriated9905€40k
Appropriation of the result
Profit (loss) to be appropriated9906€40k
Transfer to equity691/2€40k
To the legal reserve6920€40k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trou du Bois 604652 HerveGround area
814 m²
Building footprint
85 m²
Volume, LiDAR
470 m³
Parcel 63085B0662/00X000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTYMUM
since 20252.372.503.994
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63085B0662/00X000 | Wallonia | 814 m² | 1 · 85 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 4,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2025
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
46180Agents specialised in the wholesale of other particular products
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:srl.optymum@gmail.com