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OPTITHERM ECO

Active
Private limited companyfounded 20241 yr activeHavendoklaan 7, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1017.549.497
Summary

OPTITHERM ECO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,727 and a net result of €127,727. Its solvency ranks better than 58% of 28806 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

What stands out

  1. Among the best 5% on net result €127,727sector median €9,926 · 28,797 companies sector median
  2. Total assets 2025 €311,876first fiscal year filed2025
  3. Active since 2024 1 yearsfounded 17-12-2024 founded 2024 now 2026

Overview

What they do
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222 · 1 site
How big
€311,876total assets 2025
Staff 2.1 FTE · Equity €167,727
Financially healthy?
80 Excellent
Bankruptcy chance 1.3% · 12 m
Who decides
Not known
Accounts filed 26 d late0 of 1 deed readTurnover not published (abridged schema)
Why 80- Higher-failure-rate sector- Young company+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.76; short-term debt: 32.2% and cash: 38.4% of total assets), and 46.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.8%
Return on assets
41%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Total assets €311,876Profit €127,727Solvency 53.8%Liquidity 1.76
Total assets
€311,876
2025
Net result
€127,727
2025
Equity
€167,727
2025
Staff (FTE)
2.1
2025

Financials · fiscal year 2025, micro schema

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2025
Balance-sheet composition
Assets €311,876
Fixed assets €135,083
Current assets €176,793
Equity and liabilities €311,876
Equity €167,727
Debt €144,149
Debt finances 46.2% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value
EBITDA
€210,223
Cash flow
€165,283
Current ratio
1.76
Debt to equity
0.86
ROE
76.2%
ROA
41.0%
Interest coverage
57.99
Debt ≤ 1 year
€100,397
Debt > 1 year
€43,152
Income taxes
€44,867
Staff costs
€82,349

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€311,876
Fixed assets21/28€135,083
Tangible fixed assets22/27€135,083
Plant, machinery and equipment23€10,194
Furniture and vehicles24€124,889
Current assets29/58€176,793
Amounts receivable within one year40/41€52,625
Trade receivables40€41,331
Other amounts receivable41€11,294
Cash at bank and in hand54/58€119,725
Deferred charges and accrued income490/1€4,443
Equity and liabilities
Total equity and liabilities10/49€311,876
Equity10/15€167,727
Contributions10/11€40,000
Reserves13€127,727
Distributable reserves133€127,727
Amounts payable17/49€144,149
Amounts payable after more than one year17€43,152
Financial debts170/4€43,152
Amounts payable within one year42/48€100,397
Current portion of amounts payable after more than one year42€33,324
Trade debts44€10,198
Suppliers440/4€10,198
Taxes, remuneration and social security45€55,606
Taxes450/3€48,695
Remuneration and social security454/9€6,912
Other amounts payable47/48€1,268
Accrued charges and deferred income492/3€600
Income statement Code2025
Remuneration, social security and pensions62€82,349
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,556
Other operating charges640/8€2,898
Gross operating margin9900€295,470
Operating profit (loss)9901€172,667
Financial income75/76B€3,552
Recurring financial income75€3,552
Financial charges65/66B€3,625
Recurring financial charges65€3,625
Profit (loss) for the period before taxes9903€172,594
Income taxes67/77€44,867
Profit (loss) for the period9904€127,727
Profit (loss) for the period to be appropriated9905€127,727
Appropriation of the result
Profit (loss) to be appropriated9906€127,727
Transfer to equity691/2€127,727
To other reserves6921€127,727

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€82,349
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,556
Other operating charges640/8€2,898
Gross operating margin9900€295,470
Operating profit (loss)9901€172,667
Financial income75/76B€3,552
Recurring financial income75€3,552
Financial charges65/66B€3,625
Recurring financial charges65€3,625
Profit (loss) for the period before taxes9903€172,594
Income taxes67/77€44,867
Profit (loss) for the period9904€127,727
Profit (loss) for the period to be appropriated9905€127,727
Line2025
Assets
Total assets20/58€311,876
Fixed assets21/28€135,083
Tangible fixed assets22/27€135,083
Plant, machinery and equipment23€10,194
Furniture and vehicles24€124,889
Current assets29/58€176,793
Amounts receivable within one year40/41€52,625
Trade receivables40€41,331
Other amounts receivable41€11,294
Cash at bank and in hand54/58€119,725
Deferred charges and accrued income490/1€4,443
Equity and liabilities
Total equity and liabilities10/49€311,876
Equity10/15€167,727
Contributions10/11€40,000
Reserves13€127,727
Distributable reserves133€127,727
Amounts payable17/49€144,149
Amounts payable after more than one year17€43,152
Financial debts170/4€43,152
Amounts payable within one year42/48€100,397
Current portion of amounts payable after more than one year42€33,324
Trade debts44€10,198
Suppliers440/4€10,198
Taxes, remuneration and social security45€55,606
Taxes450/3€48,695
Remuneration and social security454/9€6,912
Other amounts payable47/48€1,268
Accrued charges and deferred income492/3€600
Line2025
Profit (loss) for the period9904€127,727
+ Depreciation and write-downs630€37,556
Operating cash flow (approximation)€165,283

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 9,531 companies in this sector we hold annual accounts for 5,666. 4,894 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

1 eventLatest 26-08-2026

History

OPTITHERM ECO was incorporated on 17 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

2 registers with recognitions
Registered contractor
3
categories
Work and economy
5
current recognitions
Recognitions · licences · registrations2

Recognised contractor

3 categories
OPTITHERM ECO BVapproval no. #10294
category D16, class 1 · category D17, class 1 · category D18, class 1
decision 02-12-2025 · valid until 01-08-2027

Dual-learning approval

5 live approvals
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Goedgekeurd · 2025 to 2030
Sanitaire en verwarmingsinstallaties duaal (so)
Goedgekeurd · 2025 to 2030
Technicus installatietechnieken (vwo)
Goedgekeurd · 2025 to 2030
Technicus installatietechnieken duaal (so)
Goedgekeurd · 2025 to 2030
Vakman installatietechnieken (vwo)
Goedgekeurd · 2025 to 2030

Company details

Private limited company · founded 17-12-2024Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
43221Plumbing work
43230Insulation installation
46842Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017549497
Also 9925:BE1017549497
Registered 08-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
5,088 m²
Building footprint
2,294 m²
Volume, LiDAR
15,598 m³
Parcel 23643E0213/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
OPTITHERM ECO
Havendoklaan 7, 1800 VilvoordePlumbing work
since 2024unit no. 2.368.116.428
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23643E0213/00H000 Flanders 5,088 m² 1 · 2,294 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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