OPTITECH
ActiveSummary
OPTITECH has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,851 and a net result of -€20,737. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-28
Solvency88▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.48 in 2024; short-term debt: 30.4% and cash: 41.6% of total assets), and 36.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
-15.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€20,737
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
21 d late
2022
28 d late
2021
31 d late
2020
31 d late
2019
112 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€84,851▼ 19.6%
2024 · €105,588
Total assets
€134,242▼ 24.2%
2024 · €177,031
Net result
-€20,737▼ 280%
2024 · -€5,455
Working capital
€45,941▼ 37.8%
2024 · €73,810
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,870▼ 80.5%-€2,989-€1,365▲ 54.3%-€3,545▼ 160%-€18,970▼ 435%
Net result-€1,088-€6,991▼ 543%-€4,628▲ 33.8%-€5,455▼ 17.9%-€20,737▼ 280%
Equity€122,662▼ 0.9%€115,671▼ 5.7%€111,043▼ 4.0%€105,588▼ 4.9%€84,851▼ 19.6%
Total assets€224,567▼ 10.4%€213,310▼ 5.0%€185,457▼ 13.1%€177,031▼ 4.5%€134,242▼ 24.2%
Debt€101,905▼ 19.6%€97,639▼ 4.2%€74,414▼ 23.8%€71,443▼ 4.0%€49,391▼ 30.9%
Working capital€103,159▼ 3.2%€81,582▼ 20.9%€83,466▲ 2.3%€73,810▼ 11.6%€45,941▼ 37.8%
Staff (FTE)1.8=1.8=1.8=1.8=1.7▼ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,970 in 2025 against €3,545 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134,242
Fixed assets
€47,462 ▼ 11.0%
Current assets
€86,780 ▼ 29.8%
Equity and liabilities €134,242
Equity
€84,851 ▼ 19.6%
Debt
€49,391 ▼ 30.9%
Debt's share of the balance-sheet total falls from 40.4% to 36.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€10,618▼
2024 · €4,396
Cash flow
-€12,386▼
2024 · €2,486
Current ratio
2.12▼
2024 · 2.48
Quick ratio
1.45▼
2024 · 1.84
Debt to equity
0.58▼
2024 · 0.68
ROE
-24.4%▼
2024 · -5.2%
ROA
-15.4%▼
2024 · -3.1%
Interest coverage
-6.00▼
2024 · 1.54
Debt ≤ 1 year
€40,839▼
2024 · €49,871
Debt > 1 year
€8,552▼
2024 · €21,572
Income taxes
€466
Staff costs
€89,132▲
2024 · €85,984
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €423 | - | - | - |
| Remuneration, social security and pensions62 | €74,333 | €75,863 | €81,004 | €85,984 | €89,132 | ▲ 3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,609 | €8,512 | €7,941 | €7,941 | €8,351 | ▲ 5.2% |
| Other operating charges640/8 | €2,427 | €3,191 | €3,212 | €1,935 | €3,344 | ▲ 72.9% |
| Non-recurring operating charges66A | - | - | - | €411 | - | - |
| Gross operating margin9900 | €88,238 | €84,578 | €90,791 | €92,725 | €81,858 | ▼ 11.7% |
| Operating profit (loss)9901 | €3,870 | -€2,989 | -€1,365 | -€3,545 | -€18,970 | ▼ 435% |
| Financial income75/76B | €386 | €158 | €166 | €947 | €468 | ▼ 50.6% |
| Recurring financial income75 | €386 | €158 | €166 | €947 | €468 | ▼ 50.6% |
| Financial charges65/66B | €4,709 | €4,160 | €3,428 | €2,856 | €1,770 | ▼ 38.0% |
| Recurring financial charges65 | €4,709 | €4,160 | €3,428 | €2,856 | €1,770 | ▼ 38.0% |
| Profit (loss) for the period before taxes9903 | -€453 | -€6,991 | -€4,628 | -€5,455 | -€20,271 | ▼ 272% |
| Income taxes67/77 | €635 | - | - | - | €466 | - |
| Profit (loss) for the period9904 | -€1,088 | -€6,991 | -€4,628 | -€5,455 | -€20,737 | ▼ 280% |
| Profit (loss) for the period to be appropriated9905 | -€1,088 | -€6,991 | -€4,628 | -€5,455 | -€20,737 | ▼ 280% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €224,567 | €213,310 | €185,457 | €177,031 | €134,242 | ▼ 24.2% |
| Fixed assets21/28 | €74,250 | €76,556 | €61,292 | €53,351 | €47,462 | ▼ 11.0% |
| Tangible fixed assets22/27 | €74,250 | €76,556 | €61,292 | €53,351 | €47,462 | ▼ 11.0% |
| Furniture and vehicles24 | - | €9,731 | €1,892 | €1,376 | €2,912 | ▲ 112% |
| Leasing and similar rights25 | €74,250 | €66,825 | €59,400 | €51,975 | €44,550 | ▼ 14.3% |
| Current assets29/58 | €150,317 | €136,754 | €124,165 | €123,680 | €86,780 | ▼ 29.8% |
| Stocks and contracts in progress3 | €46,420 | €38,619 | €31,707 | €31,683 | €27,428 | ▼ 13.4% |
| Stocks30/36 | €46,420 | €38,619 | €31,707 | €31,683 | €27,428 | ▼ 13.4% |
| Amounts receivable within one year40/41 | €32,606 | €25,925 | €17,485 | €25,256 | €2,267 | ▼ 91.0% |
| Trade receivables40 | €22,504 | €17,688 | €14,147 | €20,657 | €266 | ▼ 98.7% |
| Other amounts receivable41 | €10,102 | €8,237 | €3,338 | €4,600 | €2,000 | ▼ 56.5% |
| Cash at bank and in hand54/58 | €68,567 | €70,133 | €72,858 | €65,454 | €55,786 | ▼ 14.8% |
| Deferred charges and accrued income490/1 | €2,723 | €2,077 | €2,116 | €1,286 | €1,299 | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €224,567 | €213,310 | €185,457 | €177,031 | €134,242 | ▼ 24.2% |
| Equity10/15 | €122,662 | €115,671 | €111,043 | €105,588 | €84,851 | ▼ 19.6% |
| Contributions10/11 | €30,987 | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €91,675 | €84,684 | €80,056 | €74,602 | €53,864 | ▼ 27.8% |
| Non-distributable reserves130/1 | €3,654 | €3,654 | €3,654 | €3,654 | €3,654 | = |
| Reserves not available under the articles1311 | €3,654 | €3,654 | €3,654 | €3,654 | €3,654 | = |
| Distributable reserves133 | €88,021 | €81,030 | €76,402 | €70,948 | €50,211 | ▼ 29.2% |
| Amounts payable17/49 | €101,905 | €97,639 | €74,414 | €71,443 | €49,391 | ▼ 30.9% |
| Amounts payable after more than one year17 | €54,748 | €42,468 | €33,715 | €21,572 | €8,552 | ▼ 60.4% |
| Financial debts170/4 | €54,748 | €42,468 | €33,715 | €21,572 | €8,552 | ▼ 60.4% |
| Amounts payable within one year42/48 | €47,158 | €55,171 | €40,699 | €49,871 | €40,839 | ▼ 18.1% |
| Current portion of amounts payable after more than one year42 | €9,906 | €13,132 | €13,416 | €12,143 | €13,021 | ▲ 7.2% |
| Financial debts43 | €4,167 | €2,087 | - | - | - | - |
| Credit institutions430/8 | €4,167 | €2,087 | - | - | - | - |
| Trade debts44 | €24,143 | €30,630 | €15,674 | €24,489 | €9,968 | ▼ 59.3% |
| Suppliers440/4 | €24,143 | €30,630 | €15,674 | €24,489 | €9,968 | ▼ 59.3% |
| Taxes, remuneration and social security45 | €8,218 | €8,699 | €10,219 | €10,030 | €12,534 | ▲ 25.0% |
| Taxes450/3 | €2,187 | €500 | €2,047 | €584 | €3,097 | ▲ 431% |
| Remuneration and social security454/9 | €6,031 | €8,199 | €8,171 | €9,447 | €9,438 | ▼ 0.1% |
| Other amounts payable47/48 | €724 | €624 | €1,390 | €3,208 | €5,316 | ▲ 65.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,088 | -€6,991 | -€4,628 | -€5,455 | -€20,737 | ▼ 280% |
| + Depreciation and write-downs630 | €7,609 | €8,512 | €7,941 | €7,941 | €8,351 | ▲ 5.2% |
| Operating cash flow (approximation) | €6,521 | €1,521 | €3,313 | €2,486 | -€12,386 | ▼ 598% |
| Investment in fixed assets (approximation) | - | -€10,818 | €7,323 | €0 | -€2,462 | - |
| Change in cash | - | €1,566 | €2,725 | -€7,404 | -€9,668 | ▼ 30.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-02
State Gazette act
Resignations & appointments · RestructuringMerger · Dissolution · Share cancellation6 facts ▸
State Gazette act
Resignations & appointments · Restructuring
Merger · Dissolution · Share cancellation6 facts ▸
- General meeting, 23-12-2025
- Merger, 23-12-2025
- Dissolution, 23-12-2025
- Share cancellation, fusion
- Accounting effect, 01-01-2026
- Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen: - onderh…
2025
31-12
Financial
Weakest financial yearnet -€20,737
Net result drops to -€20,737, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Ground area
2,000 m²
Building footprint
302 m²
Volume, LiDAR
7,174 m³
Parcel 11028A0236/00A005, Flanders · tallest building 27.5 m, ±8 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
A & D SYSTEMS/Optitech Telecom
since 19892.044.088.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11028A0236/00A005 | Flanders | 2,000 m² | 1 · 302 m² | 27.5 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:OPTIHOME
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 112 EUR awarded · 112 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 112 EUR | 112 EUR |
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Of 22,831 companies in sector 43211 we hold annual accounts for 10,329. 8,811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-1989
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437616884
Also
9925:BE0437616884
Registered
24-07-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.