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OPTIQUE SIMONET

Active
Private limited companyfounded 198243 yrs activeRue des Alliés 37, 7080 Frameries, BelgiumKBO/BCE: BE 0423.399.852
Summary

OPTIQUE SIMONET has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €537,218 and a net result of €86,709. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 71% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
OPTIQUE SIMONETActiveChecked score 97/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782NACE 52485
#8 oldest company in Frameries, Wholesale and retail trade sector1 site
How big
€908,785total assets 2025
Staff
2.2 FTE
Equity
€537,218
Profit
€86,709
Financially healthy?
97 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 28 d late0 of 2 deeds read
Why 97- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.56, cash €243,399+ Founded in 1982+ Size: total assets €908,785Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 84-1
equity 59.1% of total assets
Liquidity 80+12
short-term debt 15.9% · cash 26.8%
Profitability 81+31
return on assets 9.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 0.3%highest value 12-2024: 0.3%● 0.0% vs 11-2024highest value 01-2025: 0.3%▼ -0.6% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -0.9% vs 02-2025 04-2025: 0.3%▼ -0.3% vs 03-2025 05-2025: 0.3%▼ -0.9% vs 04-2025 06-2025: 0.3%▼ -14.7% vs 05-2025 07-2025: 0.3%▲ +7.2% vs 06-2025 08-2025: 0.1%▼ -70.5% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.1% vs 12-2025 02-2026: 0.1%▲ +2.3% vs 01-2026 03-2026: 0.1%▼ -2.2% vs 02-2026 04-2026: 0.1%▼ -3.4% vs 03-2026 05-2026: 0.1%▼ -2.4% vs 04-2026 06-2026: 0.1%▼ -8.5% vs 05-2026 07-2026: 0.1%▲ +9.3% vs 06-2026 08-2026: 0.2%▲ +127% vs 07-2026 09-2026: 0.1%▼ -73.1% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.56, cash €243,399 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1982 lowers the probability for this profile
  • Size: total assets €908,785 lowers the probability for this profile
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.78 in 2024; short-term debt: 15.9% and cash: 26.8% of total assets), and 40.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 72%, liquidity 84%, profitability 72%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.56, cash €243,399
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1982
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €908,785
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
on the day
2023
28 d late
2022
31 d late
2021
22 d late
2020
20 d late
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €500,000Eq €537,218 ▲19.2%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Result rose in 2025from €21,598 to €86,709 ▲ 301% View
  • Positive: Among the best 5% on net resultsector median €5,003 · 20,084 companies €86,709 View
  • Active since 1982founded 31-12-1982 43 years View

By topic

Financials

Fiscal year
2025
Total assets
€908,785
Profit
€86,709
Solvency
59.1%
Total assets▲ 21.1%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Equity above €500,000
  3. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
31-12-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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