OPTIQUE MANSET
ActiveSummary
OPTIQUE MANSET has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €29k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency64=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.49 in 2024; short-term debt: 16.9% and cash: 33.5% of total assets), but 61.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
5.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
120 d early
2023
23 d late
2022
30 d late
2021
30 d late
2020
29 d early
2019
82 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€210k▼ 4.2%
2024 · €219k
2018: €48k
2019: €61k
2020: €84k
2021: €189k
2022: €224k
2023: €216k
2024: €219k
2018 → 2025
Total assets
€540k▼ 4.3%
2024 · €564k
2018: €193k
2019: €176k
2020: €199k
2021: €358k
2022: €606k
2023: €586k
2024: €564k
2018 → 2025
Net result
€29k▼ 1.1%
2024 · €29k
2018: €13k
2019: €13k
2020: €23k
2021: €105k
2022: €35k
2023: €20k
2024: €29k
2018 → 2025
Working capital
€102k▼ 9.5%
2024 · €112k
2018: €-20k
2019: €-12k
2020: €13k
2021: €138k
2022: €160k
2023: €114k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€224k▲ 18.6%€216k▼ 3.7%€219k▲ 1.6%€210k▼ 4.2%
Operating result€147k-€73k▼ 50.6%€22k▼ 69.4%€36k▲ 63.9%€44k▲ 20.8%
Net result€105k-€35k▼ 66.6%€20k▼ 42.1%€29k▲ 44.9%€29k▼ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets
€347k ▼ 7.8%
Current assets
€193k ▲ 2.6%
Equity and liabilities €540k
Equity
€210k ▼ 4.2%
Provisions
€54k ▼ 5.3%
Debt
€276k ▼ 4.2%
Debt's share of the balance-sheet total rises from 51.1% to 51.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▲
2024 · €69k
Cash flow
€62k▲
2024 · €62k
Current ratio
2.12▼
2024 · 2.49
Quick ratio
2.03▼
2024 · 2.40
Debt to equity
1.32=
2024 · 1.32
ROE
13.9%▲
2024 · 13.4%
ROA
5.4%▲
2024 · 5.2%
Interest coverage
18.17▲
2024 · 14.64
Debt ≤ 1 year
€91k▲
2024 · €76k
Debt > 1 year
€185k▼
2024 · €213k
Income taxes
€16k▲
2024 · €8k
Staff costs
€19k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€564k€540k▼
Fixed assets21/28€376k€347k▼
Tangible fixed assets22/27€376k€347k▼
Land and buildings22€323k€309k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€39k€26k▼
Current assets29/58€188k€193k▲
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40-€1k
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€178k€181k▲
Deferred charges and accrued income490/1€998€3k▲
Equity and liabilities
Total equity and liabilities10/49€564k€540k▼
Equity10/15€219k€210k▼
Contributions10/11€25k€25k=
Reserves13€194k€185k▼
Tax-exempt reserves132€171k€162k▼
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€57k€54k▼
Deferred taxes168€57k€54k▼
Amounts payable17/49€288k€276k▼
Amounts payable after more than one year17€213k€185k▼
Financial debts170/4€213k€185k▼
Amounts payable within one year42/48€76k€91k▲
Current portion of amounts payable after more than one year42€31k€28k▼
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€27k€40k▲
Accrued charges and deferred income492/3€30€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€19k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€91k€100k▲
Operating profit (loss)9901€36k€44k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€34k€42k▲
Transfer from deferred taxes780€3k€3k▼
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€29k€29k▼
Transfer from tax-exempt reserves789€9k€9k▼
Profit (loss) for the period to be appropriated9905€39k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€38k▲
Profit (loss) brought forward from the previous period14P€-13k€0▲
Transfer from equity791/2€0-
Profit to be distributed694/7€26k€38k▲
Return on contributions (dividend)694€26k€38k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €224k ▲18.6%
5 profitable years in a row build equity to €224k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €105k ▲348%
Operating result €147k, net result €105k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.06
Current ratio from 1.31 to 3.06.
31-12
Financial
Equity above €150kEq €189k ▲126%
4 profitable years in a row build equity to €189k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.31
Current ratio from 0.65 to 1.31.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
Show earlier events
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2013
Ground area
166 m²
Building footprint
82 m²
Volume, LiDAR
720 m³
Parcel 63076C0546/00A000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VISIONARIS
since 20132.222.542.390
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076C0546/00A000 | Wallonia | 166 m² | 1 · 82 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARBRERIE FARRUGGIO
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Jodoigne · Eq €208,955
DESMETS Père et Fils
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Antoing · Eq €212,041
B-OPTiUS
BE 0689.656.736
Merelbeke-Melle · Eq €212,087
SEEGERS NATUURSTEEN
BE 0447.891.065
Dilsen-Stokkem · Eq €207,155
Of 428 companies in sector 26700 we hold annual accounts for 341. 298 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
26700Manufacture of computer, electronic and optical products
47742Retail sale of prescription glasses, lenses and sunglasses
23150Manufacture of other non-metallic mineral products
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.