Financials
- Fiscal year
- 2025
- Total assets
- €138,615
- Profit
- €27,646
- Solvency
- 82.2%
Total assets▲ 12.9%
Net result
20202025
OPTIQUE LEFEVRE - ERIC COLLART
ActiveSummary
OPTIQUE LEFEVRE - ERIC COLLART has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,873 and a net result of €27,646. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
2 sites
Size
€138,615total assets 2025
- Staff
- 1 FTE
- Equity
- €113,873
- Profit
- €27,646
Turnover not published (abridged schema)
Structure
Accounts 128 d early0 of 2 deeds read
Why 99- Founded in 2020+ Liquidity: current ratio 4.62, cash €76,216+ Equity €113,873 (82.2% of total assets)+ Figures for FY 2025 (filed 26-03-2026)Show the evidence
Checked score
Score 2025
99
/ 100
Excellent
Probability in this band: under 0.55%
Better than 89% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+5
equity 82.2% of total assets
Liquidity
95+5
short-term debt 17.8% · cash 55.0%
Profitability
94+13
return on assets 19.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%▲ +0.7% vs 11-2024
01-2025: 0.4%▼ -3.5% vs 12-2024
02-2025: 0.4%▼ -1.6% vs 01-2025
03-2025: 0.4%▼ -1.8% vs 02-2025
04-2025: 0.5%▲ +8.0% vs 03-2025
05-2025: 0.5%▲ +11.1% vs 04-2025highest value
06-2025: 0.2%▼ -59.3% vs 05-2025
07-2025: 0.2%▼ -1.0% vs 06-2025
08-2025: 0.2%▲ +2.9% vs 07-2025
09-2025: 0.2%▼ -7.1% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%▲ +1.5% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.1%▼ -51.0% vs 03-2026
05-2026: 0.1%▼ -2.0% vs 04-2026lowest value
06-2026: 0.1%● 0.0% vs 05-2026lowest value
07-2026: 0.1%● 0.0% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 4.62, cash €76,216 lowers the probability
- Equity €113,873 (82.2% of total assets) lowers the probability
- Founded in 2020 raises the probability for this profile
- Figures for FY 2025 (filed 26-03-2026) lowers the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 4.62 against 2.62 in 2024; short-term debt: 17.8% and cash: 55% of total assets), and 17.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 94%, profitability 88%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
128 d early
2024
71 d early
2023
35 d early
2022
31 d early
2021
37 d early
2020
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 57 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €113,873 ▲32.1%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2021
- Next accounts
- by 31-07-2027
- 25-03-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 21-05-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 02-01-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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