Optique Lambotte
ActiveOptique Lambotte has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €55k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+14
Solvency88▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.25 in 2024; short-term debt: 29.8% and cash: 38.6% of total assets), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
59 d early
2023
30 d late
2022
90 d early
2021
53 d early
2020
34 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€236k▲ 30.3%
2024 · €181k
2018: €164k
2019: €163k
2020: €187k
2021: €192k
2022: €160k
2023: €169k
2024: €181k
2018 → 2025
Total assets
€372k▲ 7.2%
2024 · €347k
2018: €475k
2019: €450k
2020: €467k
2021: €429k
2022: €369k
2023: €333k
2024: €347k
2018 → 2025
Net result
€55k▲ 323%
2024 · €13k
2018: €-7k
2019: €612
2020: €32k
2021: €13k
2022: €-31k
2023: €11k
2024: €13k
2018 → 2025
Working capital
€91k▲ 208%
2024 · €30k
2018: €32k
2019: €2k
2020: €36k
2021: €64k
2022: €35k
2023: €37k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€160k▼ 17.0%€169k▲ 5.7%€181k▲ 7.2%€236k▲ 30.3%
Operating result€21k-€-28k€13k€14k▲ 13.3%€80k▲ 456%
Net result€13k-€-31k€11k€13k▲ 16.2%€55k▲ 323%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 456% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€170k▼ 15.2%
Current assets
€202k▲ 38.1%
Equity and liabilities €372k
Equity
€236k▲ 30.3%
Debt
€136k▼ 17.9%
The debt ratio falls from 47.9% to 36.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €46k
Cash flow
€90k▲
2024 · €45k
Solvency
63.3%▲
2024 · 52.1%
Current ratio
1.82▲
2024 · 1.25
Quick ratio
1.38▲
2024 · 0.83
Debt / equity
0.58▼
2024 · 0.92
ROE
23.3%▲
2024 · 7.2%
ROA
14.7%▲
2024 · 3.7%
Interest coverage
33.94▲
2024 · 11.56
Debt
€136k▼
2024 · €166k
Debt ≤ 1 year
€111k▼
2024 · €117k
Debt > 1 year
€26k▼
2024 · €49k
Income taxes
€25k▲
2024 · €1k
Staff costs
€117k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€372k▲
Fixed assets21/28€201k€170k▼
Tangible fixed assets22/27€201k€170k▼
Land and buildings22€122k€117k▼
Plant, machinery and equipment23€67k€45k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€146k€202k▲
Stocks and contracts in progress3€50k€49k▼
Stocks30/36€50k€49k▼
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€2k€7k▲
Other amounts receivable41-€502
Cash at bank and in hand54/58€94k€144k▲
Deferred charges and accrued income490/1€559€2k▲
Equity and liabilities
Total equity and liabilities10/49€347k€372k▲
Equity10/15€181k€236k▲
Contributions10/11€62k€62k=
Capital10-€62k
Issued capital100-€62k
Reserves13€119k€174k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130-€6k
Reserves not available under the articles1311€6k-
Tax-exempt reserves132€27k€27k=
Distributable reserves133€86k€141k▲
Profit (loss) carried forward14-€57
Amounts payable17/49€166k€136k▼
Amounts payable after more than one year17€49k€26k▼
Financial debts170/4€49k€26k▼
Amounts payable within one year42/48€117k€111k▼
Current portion of amounts payable after more than one year42€29k€23k▼
Trade debts44€43k€34k▼
Suppliers440/4€43k€34k▼
Taxes, remuneration and social security45€35k€45k▲
Taxes450/3€20k€43k▲
Remuneration and social security454/9€15k€2k▼
Other amounts payable47/48€9k€9k▼
Accrued charges and deferred income492/3€692-
Income statement
Code20242025
Non-recurring operating income76A€10-
Remuneration, social security and pensions62€128k€117k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€35k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€142€-367▼
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€178k€239k▲
Operating profit (loss)9901€14k€80k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€14k€80k▲
Income taxes67/77€1k€25k▲
Profit (loss) for the period9904€13k€55k▲
Profit (loss) for the period to be appropriated9905€13k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€55k▲
Transfer to equity691/2€13k€55k▲
To other reserves6921€13k€55k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €55k ▲323%
Operating result €80k, net result €55k, both a record.
31-12
Financial
Equity above €200kEq €236k ▲30.3%
3 profitable years in a row build equity to €236k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-31k ▼330%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €612
Net result €612 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-05-2022
Resigned as Director
Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hamenton(AMA) 84540 AmayGround area
2,401 m²
Building footprint
149 m²
Volume, LiDAR
864 m³
Parcel 61022C0650/00K000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Hamenton(AMA) 8, 4540 Amay
since 19912.051.688.273
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61022C0650/00K000 | Wallonia | 2,401 m² | 1 · 149 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIEK COLSON
BE 0821.780.733
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BERT RUTTEN OPTIEK
BE 0451.081.177
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OPTIEK JORY
BE 0451.279.038
Merelbeke-Melle · Eq €236k
OPTIC 2012
BE 0436.602.938
Antwerpen · Eq €235k
Optiek Aerden
BE 0885.152.318
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-02-1991
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.optique-lambotte.be
E-mail:info@optique-lambotte.be