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OPTIQUE FONCK

Active
Private limited companyfounded 1998active for 27 yearsPlace Didier 24, 6700 Arlon, Belgium19 active companies are registered at this addressKBO/BCE: BE 0465.020.077

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of OPTIQUE FONCK for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €18,300 and a net result of -€32,413. Equity has been shrinking by about 9.9% per year since 2018. Its solvency ranks better than 33% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

KBO
Status
Active since 30-12-1998 Normal situation
Legal form
Private limited company
Registered office
Place Didier 24, 6700 Arlon
Activity
Wholesale trade NACE 46432and 2 others
Establishment unit
2.090.029.108 6700 Arlon, since 25-01-1999
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
-€10,183
▼ 21.8%
Loss
€32,413
▲ 31.1%
Equity
€18,300
▼ 63.9%
Total assets
€96,840
▼ 24.5%
Turnover not published (micro format)2025 accounts filed 30 days before the deadline
Filed on 01-07-2026at the National Bank
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €32,413, the second in a row (financial year 2025)1 of the last 3 accounts latelowers riskSize: total assets €96,840Founded in 1998Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in wholesale trade (NACE 46)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 44-21
equity 18.9% of total assets
Liquidity 8-15
short-term debt 81.1% · cash 1.9%
Profitability 0=
return on assets -33.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 3.3%▲ +2.8 percentage points vs 06-2025 08-2025: 3.3%● unchanged vs 07-2025 09-2025: 3.3%● unchanged vs 08-2025 10-2025: 3.3%● unchanged vs 09-2025 11-2025: 3.3%● unchanged vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.3%● unchanged vs 03-2026highest value 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 3.1%▼ -0.2 percentage points vs 05-2026 07-2026: 3.1%● unchanged vs 06-2026 08-2026: 1.1%▼ -2.0 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.54 (0.79 in 2024), below 1. Short-term debt is 81.1% and cash 1.9% of total assets. 81.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 30% of them on solvency, 10% on liquidity, 6% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €32,413, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €96,840
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€32,413
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
240 days late
2023
27 days early
2022
38 days early
2021
37 days early
2020
1 day early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€32,413 View
  • Caution: Lower net result than 92% of companies in wholesale tradesector median €5,660 · 13,722 companies -€32,413 View

Documents

Annual accounts at the NBB

All 27 annual accounts

Articles and registers

Key facts about OPTIQUE FONCK

What is the company number of OPTIQUE FONCK?
The company number of OPTIQUE FONCK is 0465.020.077. The VAT number is the same number with BE in front: BE 0465.020.077.
Where is OPTIQUE FONCK based?
The registered office is at Place Didier 24, 6700 Arlon.Company details
What does OPTIQUE FONCK do?
According to the KBO register, the main activity is wholesale trade (NACE 46432).
What is the legal form of OPTIQUE FONCK?
The legal form of OPTIQUE FONCK is Private limited company (BV).
When was OPTIQUE FONCK founded?
OPTIQUE FONCK was founded on 30-12-1998.
Is OPTIQUE FONCK still active?
Yes, OPTIQUE FONCK is an active enterprise in the KBO register.
What is the turnover of OPTIQUE FONCK?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is OPTIQUE FONCK profitable?
In financial year 2025, OPTIQUE FONCK made a loss of €32,413.
Where can I find the annual accounts of OPTIQUE FONCK?
OPTIQUE FONCK filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of OPTIQUE FONCK due?
OPTIQUE FONCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as OPTIQUE FONCK: wholesale trade (NACE 46432). They are comparable in size and age: total assets between €49,000 and €132,000, founded between 1993 and 2008.

CompanyTotal assetsGross margin
OPTIQUE FONCK Arlon€96,840-€10,183
FOTOWERKEN ERIC ROEMENDAEL Aartselaar€103,630€571
FILLINK Rebecq€96,585-€400
TOP VISION La Louvière€49,029€964
GASPART FINANCE Rixensart€53,637€1,929
DECORATIE VAN MIERT Oud-Turnhout€132,137-€3,491
AIRGEAD Temse€61,261€4,172
Full comparison

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