OPTIPRODATA
ActiveSummary
OPTIPRODATA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €37k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency69▼-31
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 4.37 in 2024; short-term debt: 56.4% and cash: 79.5% of total assets), but 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
17.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
97 d late
2023
43 d early
2022
40 d early
2021
39 d early
2020
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€37k▼ 52.2%
2024 · €78k
2020: €60k
2021: €44k
2022: €71k
2023: €79k
2024: €78k
2020 → 2025
Working capital
€91k▼ 45.7%
2024 · €167k
2020: €77k
2021: €121k
2022: €191k
2023: €118k
2024: €167k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€193k▲ 57.6%€119k▼ 38.4%€167k▲ 40.6%€95k▼ 43.4%
Operating result€55k-€89k▲ 61.4%€100k▲ 12.0%€101k▲ 0.8%€53k▼ 48.0%
Net result€44k-€71k▲ 61.9%€79k▲ 11.8%€78k▼ 0.7%€37k▼ 52.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€4k ▲ 3,536%
Current assets
€213k ▼ 1.7%
Equity and liabilities €217k
Equity
€95k ▼ 43.4%
Debt
€122k ▲ 146%
Debt's share of the balance-sheet total rises from 22.9% to 56.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €102k
Cash flow
€38k▼
2024 · €79k
Current ratio
1.74▼
2024 · 4.37
Debt to equity
1.29▲
2024 · 0.30
ROE
39.5%▼
2024 · 46.8%
ROA
17.2%▼
2024 · 36.1%
Interest coverage
199.64▼
2024 · 483.46
Debt ≤ 1 year
€122k▲
2024 · €50k
Income taxes
€15k▼
2024 · €22k
Staff costs
€160▼
2024 · €480
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€217k€217k▲
Fixed assets21/28€110€4k▲
Tangible fixed assets22/27€110-
Furniture and vehicles24€110-
Financial fixed assets28-€4k
Current assets29/58€217k€213k▼
Amounts receivable within one year40/41€44k€37k▼
Trade receivables40€44k€24k▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€170k€173k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€217k€217k▲
Equity10/15€167k€95k▼
Contributions10/11€19k€19k=
Reserves13€149k€76k▼
Distributable reserves133€149k€76k▼
Amounts payable17/49€50k€122k▲
Amounts payable within one year42/48€50k€122k▲
Trade debts44€7k€368▼
Suppliers440/4€7k€368▼
Taxes, remuneration and social security45€40k€35k▼
Taxes450/3€37k€35k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€3k€87k▲
Income statement
Code20242025
Remuneration, social security and pensions62€480€160▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€601€110▼
Other operating charges640/8€641€315▼
Non-recurring operating charges66A-€298
Gross operating margin9900€103k€53k▼
Operating profit (loss)9901€101k€53k▼
Financial charges65/66B€210€264▲
Recurring financial charges65€210€264▲
Profit (loss) for the period before taxes9903€101k€52k▼
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€78k€37k▼
Profit (loss) for the period to be appropriated9905€78k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€37k▼
Transfer from equity791/2-€73k
Transfer to equity691/2€48k-
To other reserves6921€48k-
Profit to be distributed694/7€30k€110k▲
Return on contributions (dividend)694€30k€110k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €37k ▼52.2%
Net result drops to €37k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 97 days late
2024
30-09
Financial
Equity above €150kEq €167k ▲40.6%
5 profitable years in a row build equity to €167k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Highest result since 2020net €79k ▲11.8%
Net result €79k, the highest in the series.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Equity above €150kEq €193k ▲57.6%
3 profitable years in a row build equity to €193k.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Equity above €100kEq €123k ▲55.2%
2 profitable years in a row build equity to €123k.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Belle-Vue, C.-W. 145380 FernelmontGround area
1,685 m²
Building footprint
267 m²
Parcel 92027A0530/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
OPTIPRODATA
since 20192.286.896.150
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92027A0530/00V000 | Wallonia | 1,685 m² | 1 · 267 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sven Arnauts
BE 0765.677.022
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BE 0525.732.377
Hasselt · Eq €94,671
MaD Consulting
BE 0720.523.324
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FRESH@WORK
BE 0477.283.154
Braine-l'Alleud · Eq €94,675
SOdB Consult
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2019
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47791Retail sale of antiques
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marie-pierre.fivet@optiprodata.be
Phone:+32476508254