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OPTIMUS FINISH

Active
Private limited companyfounded 2017active for 9 yearsLouizalaan 209/7, 1050 Brussel, Belgium180 active companies are registered at this addressKBO/BCE: BE 0674.838.502
Summary

The computed 12-month bankruptcy probability of OPTIMUS FINISH is 2.3% (moderate). The 2025 annual accounts show equity of €64,896 and a net result of €1,682. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 25% of 34,590 sector peers (NACE 43, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€281,007total assets 2025
Equity
€64,896
Profit
€1,682
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
  • FERNANDES Rafael PedroDirector
Accounts filed 61 days late1 of 3 deeds read
Why 51raises riskLatest accounts 61 days late; 3 of the last 3 lateSector: Specialised construction activities (NACE 43)Size: total assets €281,007Equity €64,896 (23.1% of total assets)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 48+2
equity 23.1% of total assets
Liquidity 17+8
short-term debt 74.8% · cash 6.0%
Profitability 65+19
return on assets 0.6%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 3.0% 12-2024: 2.9%▼ -0.1 percentage points vs 11-2024 01-2025: 2.8%▼ -0.1 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.7%▼ -0.1 percentage points vs 04-2025 06-2025: 2.3%▼ -0.4 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.7 percentage points vs 07-2025 09-2025: 3.4%▲ +0.3 percentage points vs 08-2025 10-2025: 5.5%▲ +2.1 percentage points vs 09-2025 11-2025: 5.6%▲ +0.1 percentage points vs 10-2025 12-2025: 6.6%▲ +1.0 percentage point vs 11-2025 01-2026: 8.6%▲ +2.0 percentage points vs 12-2025highest value 02-2026: 8.2%▼ -0.4 percentage points vs 01-2026 03-2026: 8.2%● unchanged vs 02-2026 04-2026: 8.2%● unchanged vs 03-2026 05-2026: 7.8%▼ -0.4 percentage points vs 04-2026 06-2026: 7.5%▼ -0.3 percentage points vs 05-2026 07-2026: 7.0%▼ -0.5 percentage points vs 06-2026 08-2026: 7.6%▲ +0.6 percentage points vs 07-2026 09-2026: 8.0%▲ +0.4 percentage points vs 08-2026 10-2026: 2.3%▼ -5.7 percentage points vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, compared with 1.29 in 2024, below the usual 1.5; short-term debt: 74.8% and cash: 6% of total assets), and 76.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 25% on solvency, 9% on liquidity, 31% on profitability and 42% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Latest accounts 61 days late; 3 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €281,007
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €64,896 (23.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 34590 sector peers (2025).
NBB · sector comparison
Position among 34590 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
61 days late
2024
169 days late
2023
65 days late
2022
32 days late
2021
74 days late
2020
32 days late
2019
111 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 78 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €1,682

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €281,007 View

By topic

Financials

Financial year
2025
Total assets
€281,007
Profit
€1,682
Solvency
23.1%
Total assets▼ 7.3%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 04-10-2024Annual accounts filed
  3. 19-12-2023Resignation: FERNANDES Rafael Pedro (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
26-04-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Annual meeting
First Monday of June at 11:00
Purpose
“Fabrication de cadres métalliques ou d'ossatures pour la construction; Fabrication de…” (deed in French)
Go to Articles of association

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