OPTIMUM PROJECT SOLUTION
ActiveOPTIMUM PROJECT SOLUTION has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-5
Solvency93▲+29
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.61 against 1.4 in 2024; short-term debt: 31.7% and cash: 1.1% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
-27.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
43 d late
2024
119 d late
2023
65 d late
2022
46 d late
2021
38 d late
2020
24 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€118k
EBIT margin
-4.5%
Net result
€-5k▲ 22.2%
2024 · €-6k
2018: €-1k
2019: €5k
2020: €-12k
2021: €5k
2022: €-3k
2023: €10k
2024: €-6k
2018 → 2025
Working capital
€9k▼ 16.6%
2024 · €10k
2018: €6k
2019: €11k
2020: €817
2021: €8k
2022: €5k
2023: €22k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€118k
Equity€8k-€5k▼ 35.6%€22k▲ 349%€16k▼ 26.9%€12k▼ 28.6%
Operating result€6k-€-2k€9k€-5k€-5k▲ 14.2%
Net result€5k-€-3k€10k€-6k€-5k▲ 22.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€3k▼ 50.0%
Current assets
€14k▼ 61.1%
Equity and liabilities €17k
Equity
€12k▼ 28.6%
Debt
€5k▼ 79.1%
The debt ratio falls from 61.3% to 31.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-2k▲
2024 · €-3k
Solvency
68.3%▲
2024 · 38.7%
Current ratio
2.61▲
2024 · 1.40
Quick ratio
2.61▲
2024 · 1.40
Debt / equity
0.46▼
2024 · 1.58
ROE
-40.1%▼
2024 · -36.8%
ROA
-27.4%▼
2024 · -14.2%
Interest coverage
-30.82▼
2024 · -13.57
Debt
€5k▼
2024 · €26k
Debt ≤ 1 year
€5k▼
2024 · €26k
Staff costs
€145▼
2024 · €187
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€17k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€36k€14k▼
Amounts receivable within one year40/41€19k€14k▼
Trade receivables40€17k€12k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€703€189▼
Deferred charges and accrued income490/1€17k-
Equity and liabilities
Total equity and liabilities10/49€42k€17k▼
Equity10/15€16k€12k▼
Contributions10/11€19k€19k=
Reserves13€234€234=
Non-distributable reserves130/1€234€234=
Reserves not available under the articles1311€234€234=
Profit (loss) carried forward14€-3k€-7k▼
Amounts payable17/49€26k€5k▼
Amounts payable within one year42/48€26k€5k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€793€51▼
Remuneration and social security454/9€14k€3k▼
Income statement
Code20242025
Turnover70€118k-
Goods, raw materials, services and sundry goods60/61€50k-
Remuneration, social security and pensions62€187€145▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€66k-
Other operating charges640/8€4k€3k▼
Gross operating margin9900€68k€2k▼
Operating profit (loss)9901€-5k€-5k▲
Financial charges65/66B€179€54▼
Recurring financial charges65€179€54▼
Profit (loss) for the period before taxes9903€-6k€-5k▲
Income taxes67/77€445-
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-7k▼
Profit (loss) brought forward from the previous period14P€3k€-3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 43 days late
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.35
Current ratio from 1.09 to 2.35; short-term debt falls from €9k to €6k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-12k ▼351%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
2,042 m²
Building footprint
826 m²
Volume, LiDAR
6,589 m³
2 parcels, Brussels, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMRANET
since 20172.266.115.681
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0028/00G003 | Brussels | 1,894 m² | 1 · 682 m² | 8.8 m · 3 fl. |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2017
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.