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OPTIMUM CONCEPT & SOLUTIONS

Active
Private limited companyfounded 20232 yrs activeBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1001.990.994
Summary

The computed 12-month bankruptcy probability of OPTIMUM CONCEPT & SOLUTIONS is 2.7% (moderate). The 2024 annual accounts show equity of €11,032 and a net result of €11,032. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.66; short-term debt: 23.4% and cash: 54.8% of total assets), and 23.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
76.6%
Return on assets
76.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
43 d early
2024
86 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 November 2023, OPTIMUM CONCEPT & SOLUTIONS was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€11,032
Total assets
€14,394
Net result
€11,032
Working capital
€5,578

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €14,394
Fixed assets €5,454
Current assets €8,940
Equity and liabilities €14,394
Equity €11,032
Debt €3,362
Debt finances 23.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€13,802
Cash flow
€13,759
Current ratio
2.66
Debt to equity
0.30
ROE
100.0%
ROA
76.6%
Interest coverage
326.28
Debt ≤ 1 year
€3,362

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€14,394
Fixed assets21/28€5,454
Tangible fixed assets22/27€5,454
Furniture and vehicles24€5,454
Current assets29/58€8,940
Amounts receivable within one year40/41€1,054
Trade receivables40€186
Other amounts receivable41€868
Cash at bank and in hand54/58€7,886
Equity and liabilities
Total equity and liabilities10/49€14,394
Equity10/15€11,032
Profit (loss) carried forward14€11,032
Amounts payable17/49€3,362
Amounts payable within one year42/48€3,362
Trade debts44€462
Suppliers440/4€462
Other amounts payable47/48€2,900
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,728
Gross operating margin9900€13,802
Operating profit (loss)9901€11,074
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€11,032
Profit (loss) for the period9904€11,032
Profit (loss) for the period to be appropriated9905€11,032
Appropriation of the result
Profit (loss) to be appropriated9906€11,032

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,728
Gross operating margin9900€13,802
Operating profit (loss)9901€11,074
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€11,032
Profit (loss) for the period9904€11,032
Profit (loss) for the period to be appropriated9905€11,032
Line2024
Assets
Total assets20/58€14,394
Fixed assets21/28€5,454
Tangible fixed assets22/27€5,454
Furniture and vehicles24€5,454
Current assets29/58€8,940
Amounts receivable within one year40/41€1,054
Trade receivables40€186
Other amounts receivable41€868
Cash at bank and in hand54/58€7,886
Equity and liabilities
Total equity and liabilities10/49€14,394
Equity10/15€11,032
Profit (loss) carried forward14€11,032
Amounts payable17/49€3,362
Amounts payable within one year42/48€3,362
Trade debts44€462
Suppliers440/4€462
Other amounts payable47/48€2,900
Line2024
Profit (loss) for the period9904€11,032
+ Depreciation and write-downs630€2,728
Operating cash flow (approximation)€13,759

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 86 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,006 m²
Building footprint
766 m²
Volume, LiDAR
5,238 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
515 companies at this address See who is registered here
1 establishment unit
OPTIMUM CONCEPT & SOLUTIONS
Nieuwstraat 125, 9340 LedeManufacture of fabricated metal products, except machinery and equipment
since 20232.354.396.470
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3 fl.
41034C0325/00T000 Flanders 368 m² 1 · 368 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,140. 4,886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
25120Manufacture of fabricated metal products, except machinery and equipment
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001990994
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.