OPTIMUM CONCEPT & COMMUNICATION
ActiveSummary
OPTIMUM CONCEPT & COMMUNICATION has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €248k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+13
Solvency74▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 5.38 in 2024; short-term debt: 19.4% and cash: 37.3% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
36 d early
2023
29 d early
2022
22 d late
2021
22 d late
2020
25 d late
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€248k▲ 218%
2024 · €78k
2018: €38k
2019: €122k
2020: €14k
2021: €391k
2022: €382k
2023: €224k
2024: €78k
2018 → 2025
Working capital
€563k▼ 13.9%
2024 · €654k
2018: €192k
2019: €186k
2020: €275k
2021: €349k
2022: €525k
2023: €596k
2024: €654k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€607k-€784k▲ 29.1%€803k▲ 2.4%€874k▲ 8.8%€796k▼ 8.8%
Operating result€556k-€536k▼ 3.7%€319k▼ 40.5%€132k▼ 58.6%€386k▲ 192%
Net result€391k-€382k▼ 2.4%€224k▼ 41.3%€78k▼ 65.3%€248k▲ 218%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 192% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€741k ▼ 10.2%
Current assets
€877k ▲ 9.2%
Equity and liabilities €1.62M
Equity
€796k ▼ 8.8%
Debt
€821k ▲ 8.9%
Debt's share of the balance-sheet total rises from 46.3% to 50.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€508k▲
2024 · €239k
Cash flow
€370k▲
2024 · €185k
Current ratio
2.79▼
2024 · 5.38
Quick ratio
2.74▼
2024 · 5.30
Debt to equity
1.03▲
2024 · 0.86
ROE
31.1%▲
2024 · 8.9%
ROA
15.3%▲
2024 · 4.8%
Interest coverage
18.62▲
2024 · 8.38
Debt ≤ 1 year
€314k▲
2024 · €149k
Debt > 1 year
€505k▼
2024 · €603k
Income taxes
€116k▲
2024 · €32k
Staff costs
€204k▼
2024 · €209k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.62M▼
Fixed assets21/28€825k€741k▼
Tangible fixed assets22/27€824k€740k▼
Land and buildings22€591k€543k▼
Plant, machinery and equipment23€105k€94k▼
Furniture and vehicles24€128k€103k▼
Financial fixed assets28€845€865▲
Current assets29/58€803k€877k▲
Stocks and contracts in progress3€12k€17k▲
Stocks30/36€12k€17k▲
Amounts receivable within one year40/41€225k€230k▲
Trade receivables40€209k€217k▲
Other amounts receivable41€16k€13k▼
Cash at bank and in hand54/58€536k€603k▲
Deferred charges and accrued income490/1€30k€27k▼
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.62M▼
Equity10/15€874k€796k▼
Contributions10/11€77k€77k=
Revaluation surpluses12€101k€101k=
Reserves13€634k€562k▼
Tax-exempt reserves132€204k€53k▼
Distributable reserves133€430k€509k▲
Investment grants15€61k€56k▼
Amounts payable17/49€755k€821k▲
Amounts payable after more than one year17€603k€505k▼
Financial debts170/4€603k€505k▼
Amounts payable within one year42/48€149k€314k▲
Current portion of amounts payable after more than one year42€96k€98k▲
Trade debts44€24k€18k▼
Suppliers440/4€24k€18k▼
Taxes, remuneration and social security45€28k€38k▲
Taxes450/3€5k€22k▲
Remuneration and social security454/9€22k€16k▼
Other amounts payable47/48€2k€160k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€209k€204k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107k€123k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-3k▼
Other operating charges640/8€18k€18k▼
Non-recurring operating charges66A-€18k
Gross operating margin9900€470k€744k▲
Operating profit (loss)9901€132k€386k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€29k€27k▼
Recurring financial charges65€29k€27k▼
Profit (loss) for the period before taxes9903€110k€363k▲
Income taxes67/77€32k€116k▲
Profit (loss) for the period9904€78k€248k▲
Transfer from tax-exempt reserves789-€152k
Profit (loss) for the period to be appropriated9905€78k€399k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€399k▲
Transfer from equity791/2-€170k
Transfer to equity691/2€76k€249k▲
To other reserves6921€76k€249k▲
Profit to be distributed694/7€2k€320k▲
Return on contributions (dividend)694€2k€320k▲
Social balance
Average headcount (FTE)90873.03.3▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
State Gazette act
Appointment: Benjamin Donckers (director)3 facts ▸
State Gazette act
Appointment: Benjamin Donckers (director)
3 facts ▸
- General meeting, 31-08-2026
- Director appointment, Benjamin Donckers (director)
- Other statement, email address, info@optimum-concept.com
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €391k ▲2763%
Operating result €556k, net result €391k, both a record.
31-12
Financial
Equity above €500kEq €607k ▲43.9%
4 profitable years in a row build equity to €607k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €14k ▼88.8%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.44
Current ratio from 1.61 to 3.44; short-term debt falls from €307k to €113k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Benjamin Donckers
CurrentDirector · since 01-09-2026
01-09-2026
Appointed as Director
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Avenir 84460 Grâce-HollogneGround area
1,659 m²
Building footprint
854 m²
Volume, LiDAR
5,206 m³
Parcel 62054A0058/11D000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Avenir 8, 4460 Grâce-Hollogne
since 19992.090.050.090
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62054A0058/11D000 | Wallonia | 1,659 m² | 1 · 854 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COS
BE 0808.793.522
Oudenaarde · Eq €799k
VANROBAEYS PANELS
BE 0548.704.155
Poperinge · Eq €800k
VAN TILBURG LEO
BE 0429.713.166
Baarle-Hertog · Eq €801k
ENGINEX
BE 0830.297.630
Essen · Eq €792k
STEENHUYSE FRANKY
BE 0465.562.485
Ieper · Eq €804k
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 1,423 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1999
Fiscal year end31-12
Abbreviation EN
OPTIMUM CONCEPT
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
32990Other manufacturing not elsewhere classified
73110Advertising agencies
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@optimum-concept.com