OPTIMRENT
ActiveThe computed 12-month bankruptcy probability of OPTIMRENT is 1.8% (moderate). The 2025 annual accounts show equity of €56k and a net result of €11k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 30% of 18237 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+53
Solvency36▲+8
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.03 in 2024; short-term debt: 89.1% and cash: 5.9% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 25.2%
2024 · €45k
2023: €50k
2024: €45k
2023 → 2025
Total assets
€518k▼ 62.9%
2024 · €1.40M
2023: €977k
2024: €1.40M
2023 → 2025
Net result
€11k
2024 · €-5k
2023: €49k
2024: €-5k
2023 → 2025
Working capital
€47k▲ 36.6%
2024 · €34k
2023: €50k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€50k-€45k▼ 10.5%€56k▲ 25.2%
Operating result€62k-€-4k€14k
Net result€49k-€-5k€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €518k
Fixed assets
€10k▼ 10.5%
Current assets
€508k▼ 63.4%
Equity and liabilities €518k
Equity
€56k▲ 25.2%
Debt
€461k▼ 65.9%
The debt ratio falls from 96.8% to 89.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €-4k
Cash flow
€12k▲
2024 · €-5k
Solvency
10.9%▲
2024 · 3.2%
Current ratio
1.10▲
2024 · 1.03
Quick ratio
0.86▼
2024 · 0.88
Debt / equity
8.19▼
2024 · 30.04
ROE
20.1%▲
2024 · -11.7%
ROA
2.2%▲
2024 · -0.4%
Interest coverage
66.02▲
2024 · -3.98
Debt
€461k▼
2024 · €1.35M
Debt ≤ 1 year
€461k▼
2024 · €1.35M
Income taxes
€2k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€518k▼
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Other tangible fixed assets26€11k€10k▼
Current assets29/58€1.39M€508k▼
Stocks and contracts in progress3€199k€113k▼
Stocks30/36€199k€113k▼
Amounts receivable within one year40/41€1.12M€364k▼
Trade receivables40€1.12M€135k▼
Other amounts receivable41-€230k
Cash at bank and in hand54/58€65k€30k▼
Equity and liabilities
Total equity and liabilities10/49€1.40M€518k▼
Equity10/15€45k€56k▲
Contributions10/11€1k€1k=
Reserves13€44k€55k▲
Distributable reserves133€44k€55k▲
Amounts payable17/49€1.35M€461k▼
Amounts payable within one year42/48€1.35M€461k▼
Trade debts44€946k€53k▼
Suppliers440/4€946k€53k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€401k€402k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€517€1k▲
Other operating charges640/8€449€1k▲
Gross operating margin9900€-3k€16k▲
Operating profit (loss)9901€-4k€14k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€951€222▼
Recurring financial charges65€951€222▼
Profit (loss) for the period before taxes9903€-5k€13k▲
Income taxes67/77€0€2k▲
Profit (loss) for the period9904€-5k€11k▲
Profit (loss) for the period to be appropriated9905€-5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€11k▲
Transfer from equity791/2€5k€0▼
Transfer to equity691/2€0€11k▲
To other reserves6921€0€11k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼111%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terwouwenstraat 443800 Sint-TruidenGround area
1,429 m²
Building footprint
242 m²
Volume, LiDAR
1,667 m³
Parcel 71064A0638/00E000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMRENT
since 20222.337.077.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064A0638/00E000 | Flanders | 1,429 m² | 1 · 241 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELTA SERVICES
BE 0474.261.308
Oudsbergen · Eq €56k
HOM
BE 0459.120.004
Liège · Eq €57k
F&B CARS
BE 0752.965.765
Kraainem · Eq €56k
GARAGE A.V. VERMEULEN
BE 0865.468.939
Braine-l'Alleud · Eq €56k
ABDI & CO
BE 0742.732.958
Sint-Jans-Molenbeek · Eq €57k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,391 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2022
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
64200Holdings
64210Activities of holding companies
77110Renting and leasing of cars and light motor vehicles
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.