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OPTIMO

Active Risk: not assessed Public limited companyfounded 1990active for 36 yearsTer Kamerenstraat 22D, 1200 Woluwe-Saint-LambertKBO/BCE: BE 0442.360.184 subsidiary of Société de Promotion et d'Investissement
OPTIMO
Financial year 2025
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Annual accounts 2025

abbreviated format, filed on 27-08-2026, 27 days late
€1.5m
▲ 10.0%
€5.2m
▼ 1.4%
€198,614
▲ €237,934
29.1%
▲ 3.0 percentage points
13.2%
▲ 16.0 percentage points
3.8%
▲ 4.6 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €5.2m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

29.1%

Higher than 30% of 6,708 companies in 2025.

3.8%

Higher than 47% of 6,673 companies in 2025.

OPTIMO Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: top quarter · Equity: middle half · Balance sheet total: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 5.2m5.3m5.5m5.7m5.7m2.1m2.2m2.4m1.4m2.5m3.3m2.5m1.1m1.1m1.4m1.7m1.8m2.1m2.2m
21/28 4.1m4.3m4.4m4.4m4.5m-239-355,800355,800355,800355,800830,200830,2001.2m1.4m1.5m1.7m1.9m
22/27 1.9m2.1m2.2m2.2m2.3m---355,800355,800355,800355,800830,200830,2001.2m1.4m1.5m1.7m1.9m
22 1.9m2.1m2.2m2.2m2.2m---355,800355,800355,800355,800830,200830,2001.2m1.4m1.5m1.7m1.9m
23 1,6002,2402,8801,1864,160--------------
28 2.2m2.2m2.2m2.2m2.2m-239------------
29/58 1.1m924,4271.1m1.2m1.2m2.1m2.2m2.4m1.1m2.1m2.9m2.1m307,598286,492233,955333,210245,643399,569361,591
3 ------200,000270,000550,0001.4m2.2m1.5m-------
30/36 ------200,000270,000550,0001.4m2.2m1.5m-------
40/41 1.1m919,7361.1m1.1m1.2m2.1m2.0m1.7m491,797626,386600,165578,495272,823282,923221,850318,571182,85410-
40 ---032,0411,7911,79130,62410,39217,481143,766122,894122,894102,661-----
41 1.1m919,7361.1m1.1m1.1m2.1m2.0m1.7m481,405608,905456,398455,601149,929180,262221,850318,571182,85410-
54/58 1964,69112,693145,4691,2001,26243,438380,6048,905149,96085,76235,75134,7753,5694,4267,18362,789399,559361,591
490/1 --5,4383,4102,964---------7,6797,456---
Balance sheet: equity and liabilities
10/49 5.2m5.3m5.5m5.7m5.7m2.1m2.2m2.4m1.4m2.5m3.3m2.5m1.1m1.1m1.4m1.7m1.8m2.1m2.2m
10/15 1.5m1.4m1.4m1.5m1.6m1.0m1.1m1.2m424,252242,030178,250323,121-452,692-75,128-560,625-223,100-151,681-6,118117,318
10/11 62,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
10 62,00062,00062,00062,00062,000--------------
100 62,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
12 ---190,000190,000--------------
13 808,481696,431716,050734,962754,582719,108719,108719,1086,2006,2006,2006,2001,3141,3141,3141,3141,3141,3141,314
130/1 6,2006,2006,2006,2006,2006,200-------------
130 6,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2001,3141,3141,3141,3141,3141,3141,314
132 802,281690,231709,850728,762748,382712,908712,908712,908-----------
14 449,105423,457443,157512,265588,298267,454285,629402,818356,052173,830110,050254,921-516,006-138,442-623,939-286,414-214,995-69,43254,004
15 190,000190,000190,000----------------
16 379,927355,415365,518375,256385,358367,092367,092367,092---309,439722,024722,0241.0m1.0m1.0m1.0m687,642
160/5 ---375,256385,358367,092367,092367,092---309,439722,024722,0241.0m1.0m1.0m1.0m687,642
161 ---375,256385,358367,092367,092367,092-----------
168 379,927355,415365,518----------------
17/49 3.3m3.5m3.7m3.8m3.7m674,844811,445801,617982,2512.3m3.1m1.8m868,466469,796949,118878,848887,8621.1m1.4m
17 --48,295111,853174,472--------------
170/4 --48,295111,853174,472--------------
42/48 3.3m3.5m3.6m3.6m3.5m665,733802,334792,506972,1542.2m3.1m1.8m859,027460,149939,132830,257830,1741.0m1.4m
42 ---62,619---------------
43 1.1m1.2m1.9m1.4m1.3m-111,636129,984323,3411.8m2.9m1.7m712,272460,000829,954830,000830,000870,0001.2m
430/8 1.1m1.2m1.9m1.4m1.3m-111,636129,984323,3411.8m2.9m1.7m712,272460,000829,954830,000830,000870,0001.2m
44 657,896658,819651,645604,206604,576602,305626,281541,068539,221417,747216,41383,469146,606149-257174174174
440/4 657,896658,819651,645604,206604,576602,305626,281541,068539,221417,747216,41383,469146,606149-257174174174
45 12,70954,14351,82564,57983,43862,82563,814120,635109,59367,205----109,178--3715,489
450/3 12,70954,14351,82564,57983,43862,82563,814120,635109,59367,205----109,178--3715,489
47/48 1.5m1.6m1.1m1.5m1.5m603603818----149----177,160171,920
492/3 --2,36649,26624,8769,1119,1119,11110,09610,7794,09312,7919,4399,6479,98648,59157,68816,85417,048
Income statement
76A 2,093---563,859------838,185-553,640-----
9900 279,16082,37939,59629,820581,567-4,013-113,0441.1m144,756198,282-408,050-9,430-349,625-21,18330,116146,677109,731439,774746,559
630 44,43961,91845,62345,62314,544---------168,000168,000168,000168,000168,000
635/8 -----------309,439------343,821343,821
640/8 22,8589,72314,89517,0394,860-8688688681,36278326,72615,43136,67333,49835,85434,35331,09387,696
9901 211,86310,739-20,922-32,842562,163-4,013-113,9121.1m143,888196,921-99,395-36,156-365,056-57,856-171,382-57,177-92,622-103,140147,042
75/76B ------21500253781,5141,08210,51510,24810,6393263381
75 ------21500253781,5141,08210,51510,24810,6393263381
65/66B 49,65259,94176,51272,76419,0374843,29811,44728,21557,18345,85327,72913,59020,80226,59724,88152,97351,26456,941
65 49,65259,94176,51272,76419,0374843,29811,44728,21557,18345,85327,72913,59020,80226,59724,88152,97351,26456,941
9903 162,211-49,202-97,433-105,606543,126-4,497-117,1891.1m115,675139,743-144,870775,814-377,564485,497-187,731-71,419-145,563-154,34190,482
780 36,40310,1039,73810,1033,192--------------
67/77 -220325150-----66,54775,9632---149,794---30,90536,478
9904 198,614-39,319-88,021-95,653546,318-4,497-117,189759,674182,22163,780-144,871775,814-377,564485,497-337,525-71,419-145,563-123,43654,004
789 70,69719,62018,91219,6206,199--------------
689 243,663------712,908-----------
9905 25,648-19,700-69,109-76,033552,517-4,497-117,18946,766182,22163,780-144,871775,814-377,564485,497-337,525-71,419-145,563-123,43654,004
Appropriation of the result
9906 449,105423,457443,157512,265819,971267,454285,629402,818356,052173,830110,050259,808-516,006-138,442-623,939-286,414-214,995-69,43254,004
14P 423,457443,157512,265588,298267,454--------------
691/2 ----231,673--712,908---4,886-------
6920 -----------4,886-------
6921 ----231,673--712,908-----------
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The accounts for 15 older financial years (1991-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00475982.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 27-08-2026 2026-00475982 PDF
31-12-2024 micro format 31-07-2025 2025-00359670 PDF
31-12-2023 micro format 05-09-2024 2024-00454835 PDF
31-12-2022 micro format 10-10-2023 2023-00480711 PDF
31-12-2021 micro format 27-10-2022 2022-20481248 PDF
31-12-2020 micro format 31-08-2021 2021-64900266 PDF
31-12-2018 micro format 30-08-2019 2019-61100355 PDF
31-12-2017 micro format 28-09-2018 2018-68200295 PDF
31-12-2016 full format 31-08-2017 2017-58400120 PDF
31-12-2015 full format 31-08-2016 2016-57200252 PDF
31-12-2014 full format 31-08-2015 2015-56200592 PDF
31-12-2013 full format 30-09-2014 2014-62100574 PDF
31-12-2012 full format 26-09-2013 2013-59700475 PDF
31-12-2011 full format 31-08-2012 2012-52800268 PDF
31-12-2010 full format 31-08-2011 2011-53800301 PDF
31-12-2009 full format 31-08-2010 2010-52800478 PDF
31-12-2008 full format 25-08-2009 2009-61400013 PDF
31-12-2007 full format 29-08-2008 2008-64800139 PDF
31-12-2006 full format 24-08-2007 2007-59100320 PDF
31-12-2005 full format 25-08-2006 2006-67301120 PDF
31-12-2004 full format 13-10-2005 2005-82404186 PDF
31-12-2003 full format 12-11-2004 2004-78801959 PDF
31-12-2002 full format 19-05-2004 2004-15700202 PDF
31-12-2001 full format 19-05-2004 2004-15700193 PDF
31-12-2000 full format 19-05-2004 2004-15700184 PDF
31-12-1999 full format 04-01-2001 2001-00100182 PDF
31-12-1998 full format 31-03-2000 2000-07900350 PDF
31-12-1997 full format 21-01-1999 1999-01304969 PDF
31-12-1996 full format 21-01-1999 1999-01304978 PDF
31-12-1995 full format 21-01-1999 1999-01304987 PDF
31-12-1994 full format 22-04-1997 1997-06103146 PDF
31-12-1993 full format 22-04-1997 1997-06103155 PDF
31-12-1992 full format 01-06-1994 1994-10902006 PDF
31-12-1991 full format 01-06-1994 1994-10902017 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202018201720162015201420132012201120102009200820072006
-161,3370-22,3714.6m-239-------0000-
-4,495-8,002-132,776144,269-62--337,166371,699-141,05464,19850,01197631,206-857-2,757-55,606-336,77037,968-
29.1%26.1%25.8%26.5%28.2%50.2%47.5%50.3%30.2%9.7%5.4%13.0%-39.8%-6.7%-39.5%-13.2%-8.6%-0.3%5.3%
13.2%-2.9%-6.2%-6.4%34.3%-0.4%-11.0%64.2%43.0%26.4%-81.3%240.1%------46.0%
3.8%-0.7%-1.6%-1.7%9.7%-0.2%-5.2%32.3%13.0%2.6%-4.4%31.3%-33.2%43.5%-23.8%-4.2%-8.2%-5.9%2.4%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets---€2,371€2.4m
Financial fixed assets----€2.2m
€44,439€61,918€45,623€45,623€14,544

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on OPTIMO

The operating result for 2025 is nearly 20 times that of 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.

Debt's share of the balance-sheet total falls from 67.2% to 63.5%. Equity is higher and debt is lower.

Large changes and their cause
  • 2021 Equity +52%, Total assets +171% on 2020. Merger absorbing LA QUIETUDE, effective 01-08-2021. Merger absorbing OPTIMO, effective 01-07-2021.

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