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OPTIMMO

Active
Private limited company (pre-2019)founded 200125 yrs activeEmile Van Dorenlaan 100, 3600 Genk, BelgiumKBO/BCE: BE 0474.942.385
Summary

OPTIMMO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272,803 and a net result of -€8,115. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-1
Solvency86▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 39.3% and cash: 0% of total assets), and 39.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,115
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
107 d early
2024
34 d early
2023
38 d late
2022
55 d early
2021
25 d late
2020
32 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 13 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 June 2001, OPTIMMO was incorporated.1 Total assets went from EUR 464,289 in 2018 to EUR 449,383 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€272,803▼ 2.9%
2024 · €280,916
Total assets
€449,383▼ 0.1%
2024 · €450,002
Net result
-€8,115▼ 6.0%
2024 · -€7,659
Working capital
-€176,561▼ 4.4%
2024 · -€169,055
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€19,041-€2,799▲ 85.3%-€2,925▼ 4.5%-€6,653▼ 127%-€6,980▼ 4.9%
Net result-€19,717▼ 492,825%-€3,544▲ 82.0%-€3,890▼ 9.8%-€7,659▼ 96.9%-€8,115▼ 6.0%
Equity€296,009▼ 6.2%€292,465▼ 1.2%€288,575▼ 1.3%€280,916▼ 2.7%€272,803▼ 2.9%
Total assets€452,501▼ 1.8%€446,296▼ 1.4%€453,490▲ 1.6%€450,002▼ 0.8%€449,383▼ 0.1%
Debt€156,492▲ 7.8%€153,831▼ 1.7%€164,915▲ 7.2%€169,086▲ 2.5%€176,580▲ 4.4%
Working capital-€155,331▼ 14.9%-€153,116▲ 1.4%-€169,055-€176,561▼ 4.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2021: -€19,041-€19,041Net result 2021: -€19,717-€19,717Operating result 2022: -€2,799-€2,799Net result 2022: -€3,544-€3,544Operating result 2023: -€2,925-€2,925Net result 2023: -€3,890-€3,890Operating result 2024: -€6,653-€6,653Net result 2024: -€7,659-€7,659Operating result 2025: -€6,980-€6,980Net result 2025: -€8,115-€8,11520212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€2,925-€2,930Net result 2023: -€3,890-€3,890Operating result 2024: -€6,653-€6,650Net result 2024: -€7,659-€7,660Operating result 2025: -€6,980-€6,980Net result 2025: -€8,115-€8,120202320242025
The operating result stays negative: a loss of €6,980 in 2025 against €6,653 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449,383
Fixed assets €449,364 ▼ 0.1%
Current assets €19 ▼ 39.2%
Equity and liabilities €449,383
Equity €272,803 ▼ 2.9%
Debt €176,580 ▲ 4.4%
Debt's share of the balance-sheet total rises from 37.6% to 39.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,706▲
2024 · €2,452
Cash flow
€3,571▲
2024 · €1,446
Current ratio
0.00▼
2024 · 0.00
Debt to equity
0.65▲
2024 · 0.60
ROE
-3.0%▼
2024 · -2.7%
ROA
-1.8%▼
2024 · -1.7%
Interest coverage
108.18▲
2024 · 55.73
Debt ≤ 1 year
€176,580▲
2024 · €169,086
Income taxes
€1,092▲
2024 · €962
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€450,002€449,383▼
Fixed assets21/28€449,971€449,364▼
Tangible fixed assets22/27€449,971€449,364▼
Land and buildings22€449,971€449,364▼
Current assets29/58€31€19▼
Cash at bank and in hand54/58€31€19▼
Equity and liabilities
Total equity and liabilities10/49€450,002€449,383▼
Equity10/15€280,916€272,803▼
Contributions10/11€18,560€18,560=
Revaluation surpluses12€359,654€359,654=
Profit (loss) carried forward14-€97,298-€105,412▼
Amounts payable17/49€169,086€176,580▲
Amounts payable within one year42/48€169,086€176,580▲
Other amounts payable47/48€169,086€176,580▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,105€11,686▲
Other operating charges640/8€187€187=
Gross operating margin9900€2,639€4,893▲
Operating profit (loss)9901-€6,653-€6,980▼
Financial charges65/66B€44€44▼
Recurring financial charges65€44€44▼
Profit (loss) for the period before taxes9903-€6,697-€7,023▼
Income taxes67/77€962€1,092▲
Profit (loss) for the period9904-€7,659-€8,115▼
Profit (loss) for the period to be appropriated9905-€7,659-€8,115▼
Appropriation of the result
Profit (loss) to be appropriated9906-€97,298-€105,412▼
Profit (loss) brought forward from the previous period14P-€89,639-€97,296▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€1,600-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,998€5,759€7,820€9,105€11,686▲ 28.3%
Other operating charges640/8-€62€358€187€187=
Non-recurring operating charges66A€7,200-----
Gross operating margin9900-€2,843€3,022€5,253€2,639€4,893▲ 85.4%
Operating profit (loss)9901-€19,041-€2,799-€2,925-€6,653-€6,980▼ 4.9%
Financial charges65/66B€141€55€39€44€44▼ 1.1%
Recurring financial charges65€141€55€39€44€44▼ 1.1%
Profit (loss) for the period before taxes9903-€19,182-€2,854-€2,964-€6,697-€7,023▼ 4.9%
Income taxes67/77€535€690€926€962€1,092▲ 13.5%
Profit (loss) for the period9904-€19,717-€3,544-€3,890-€7,659-€8,115▼ 6.0%
Profit (loss) for the period to be appropriated9905-€19,717-€3,544-€3,890-€7,659-€8,115▼ 6.0%
Line20212022202320242025Change
Assets
Total assets20/58€452,501€446,296€453,490€450,002€449,383▼ 0.1%
Fixed assets21/28€451,340€445,581€453,490€449,971€449,364▼ 0.1%
Tangible fixed assets22/27€451,340€445,581€453,490€449,971€449,364▼ 0.1%
Land and buildings22€451,340€445,581€453,490€449,971€449,364▼ 0.1%
Current assets29/58€1,161€715-€31€19▼ 39.2%
Amounts receivable within one year40/41€0-----
Other amounts receivable41€0-----
Cash at bank and in hand54/58€1,161€715-€31€19▼ 39.2%
Equity and liabilities
Total equity and liabilities10/49€452,501€446,296€453,490€450,002€449,383▼ 0.1%
Equity10/15€296,009€292,465€288,575€280,916€272,803▼ 2.9%
Contributions10/11€18,560€18,560€18,560€18,560€18,560=
Capital10€18,560-€18,560---
Issued capital100€18,560-€18,560---
Revaluation surpluses12€359,654€359,654€359,654€359,654€359,654=
Profit (loss) carried forward14-€82,205-€85,749-€89,639-€97,298-€105,412▼ 8.3%
Amounts payable17/49€156,492€153,831€164,915€169,086€176,580▲ 4.4%
Amounts payable within one year42/48€156,492€153,831€164,915€169,086€176,580▲ 4.4%
Financial debts43--€32---
Credit institutions430/8--€32---
Trade debts44€2,801-€225---
Suppliers440/4€2,801-€225---
Other amounts payable47/48€153,691€153,831€164,658€169,086€176,580▲ 4.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€19,717-€3,544-€3,890-€7,659-€8,115▼ 6.0%
+ Depreciation and write-downs630€8,998€5,759€7,820€9,105€11,686▲ 28.3%
Operating cash flow (approximation)-€10,719€2,215€3,930€1,446€3,571▲ 147%
Investment in fixed assets (approximation)-€0-€15,729-€5,586-€11,079▼ 98.3%
Change in cash--€446---€12-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 38 days late
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial Weakest financial yearnet -€19,717
Net result drops to -€19,717, the lowest in the series; recovery starts the following year.
01-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
13-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
939 m²
Building footprint
147 m²
Volume, LiDAR
1,130 m³
Parcel 71302A0815/00N013, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
Emile Van Dorenlaan 100, 3600 Genk
NACE 70201
since 20012.100.484.718
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71302A0815/00N013 Flanders 939 m² 1 · 147 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.