OPTIMMO

Active

Public limited companyfounded 198937 yrs activeAvenue Herbert Hoover 20, 1332 Rixensart, BelgiumKBO/BCE: BE 0437.226.906

Summary

OPTIMMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of -€128,503. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 42% of 304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysis Watch Report Compare

OPTIMMOActiveChecked score 57/100

Risk analysis Report Compare

Checked score

Score 2025

57 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability21▼-7

Solvency53▼-1

Growth32▼-20

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €110,000 at 30 days acceptable

Liquidity short (current ratio 0.35 against 0.04 in 2024; short-term debt: 2.9% and cash: 0.4% of total assets), and 71.9% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

28.1%

Return on assets

-1.7%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€128,503

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

7 d early

2023

41 d early

2022

33 d early

2021

51 d early

2020

47 d early

2019

36 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

28-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

OPTIMMO was incorporated on 6 April 1989.¹ The board currently has 2 members; CERVO HOSPITALITY has served longest, since 2026.² Total assets went from EUR 8 million in 2018 to EUR 7.5 million in 2025 and headcount from 0.6 full-time equivalents in 2019 to 0.1 in 2025.³

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Financials · fiscal year 2025, full schema

In the rankings #1 company by total assets in Rixensart, Other services sector #1 company by equity in Rixensart, Other services sector #3 oldest company in Rixensart, Other services sector

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

-€128,503▼ 1,714%

2024 · -€7,084

Working capital

-€139,100▲ 96.3%

2024 · -€3.8m

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€12,751€18,043▲ 41.5%€448,751▲ 2,387%€203,079▼ 54.7%€74,964▼ 63.1%

Net result-€69,596▲ 53.2%-€63,518▲ 8.7%€291,574-€7,084-€128,503▼ 1,714%

Equity€2.0m▼ 3.4%€1.9m▼ 3.2%€2.2m▲ 15.2%€2.2m▼ 0.3%€2.1m▼ 4.6%

Total assets€7.8m▼ 1.1%€7.7m▼ 0.6%€7.5m▼ 2.6%€7.6m▲ 0.8%€7.5m▼ 1.4%

Debt€5.8m▼ 0.3%€5.8m▲ 0.3%€5.3m▼ 8.4%€5.4m▲ 1.2%€5.4m▼ 0.1%

Working capital-€12,652-€3.8m▼ 29,930%-€528,005▲ 86.1%-€3.8m▼ 611%-€139,100▲ 96.3%

Solvency25.5%▼ 0.6pp24.8%▼ 0.7pp29.3%▲ 4.5pp29.0%▼ 0.3pp28.1%▼ 0.9pp

Current ratio0.83▼ 0.540.02▼ 0.820.14▲ 0.120.04▼ 0.100.35▲ 0.31

Return on assets (ROA)-0.9%▲ 1.0pp-0.8%▲ 0.1pp3.9%▲ 4.7pp-0.1%▼ 4.0pp-1.7%▼ 1.6pp

Staff (FTE)0.2▼ 33.3%0.2=0.2=0.2=0.1▼ 50.0%

above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 63% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €7.5m

99.0%

Fixed assets €7.4m ▼ 0.2%

Current assets €75,420 ▼ 54.9%

Equity and liabilities €7.5m

28.1%

71.9%

Equity €2.1m ▼ 4.6%

Debt €5.4m ▼ 0.1%

Debt's share of the balance-sheet total rises from 71.0% to 71.9%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€95,092▼

2024 · €226,398

Cash flow

-€108,376▼

2024 · €16,235

Debt to equity

2.56▲

2024 · 2.45

ROE

-6.1%▼

2024 · -0.3%

Interest coverage

0.47▼

2024 · 1.08

Debt ≤ 1 year

€214,520▼

2024 · €3.9m

Debt > 1 year

€5.2m▲

2024 · €1.5m

Income taxes

€395▲

2024 · €377

Staff costs

€5,545▼

2024 · €9,053

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines

Balance sheet Code20242025

Assets

Total assets20/58€7.6m€7.5m▼

Formation expenses20€0€0=

Fixed assets21/28€7.4m€7.4m▼

Tangible fixed assets22/27€1.2m€1.2m▼

Land and buildings22€1.2m€1.2m▼

Plant, machinery and equipment23€28,265€23,017▼

Furniture and vehicles24€769€176▼

Leasing and similar rights25€0-

Financial fixed assets28€6.2m€6.2m=

Current assets29/58€167,142€75,420▼

Amounts receivable within one year40/41€134,913€32,061▼

Trade receivables40€131,395€32,061▼

Other amounts receivable41€3,517€0▼

Cash at bank and in hand54/58€21,813€31,757▲

Deferred charges and accrued income490/1€10,416€11,602▲

Equity and liabilities

Total equity and liabilities10/49€7.6m€7.5m▼

Equity10/15€2.2m€2.1m▼

Contributions10/11€975,000€975,000=

Capital10€975,000€975,000=

Issued capital100€975,000€975,000=

Reserves13€83,827€84,888▲

Non-distributable reserves130/1€83,827€84,888▲

Legal reserve130-€84,888

Reserves not available under the articles1311€83,827-

Profit (loss) carried forward14€1.1m€1.0m▼

Amounts payable17/49€5.4m€5.4m▼

Amounts payable after more than one year17€1.5m€5.2m▲

Financial debts170/4€198,831€3.9m▲

Other amounts payable178/9€1.3m€1.2m▼

Amounts payable within one year42/48€3.9m€214,520▼

Current portion of amounts payable after more than one year42€3.8m€25,488▼

Financial debts43-€57

Credit institutions430/8-€57

Trade debts44€62,953€62,450▼

Suppliers440/4€62,953€62,450▼

Advances received on contracts in progress46-€0

Taxes, remuneration and social security45€12,664€31,457▲

Taxes450/3€11,750€31,125▲

Remuneration and social security454/9€913€332▼

Other amounts payable47/48€67,563€95,067▲

Accrued charges and deferred income492/3€75€93▲

Income statement Code20242025

Remuneration, social security and pensions62€9,053€5,545▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,319€20,128▼

Other operating charges640/8€9,981€11,217▲

Gross operating margin9900€245,433€111,855▼

Operating profit (loss)9901€203,079€74,964▼

Financial income75/76B€70€70▲

Recurring financial income75€70€70▲

Financial charges65/66B€209,856€203,142▼

Recurring financial charges65€209,856€203,142▼

Profit (loss) for the period before taxes9903-€6,707-€128,108▼

Income taxes67/77€377€395▲

Profit (loss) for the period9904-€7,084-€128,503▼

Profit (loss) for the period to be appropriated9905-€7,084-€128,503▼

Appropriation of the result

Profit (loss) to be appropriated9906€1.1m€1.0m▼

Profit (loss) brought forward from the previous period14P€1.1m€1.2m▲

Social balance

Average headcount (FTE)90870.20.1▼

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Remuneration, social security and pensions62	€8,552	€9,173	€9,911	€9,053	€5,545	▼ 38.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€61,360	€60,097	€37,366	€23,319	€20,128	▼ 13.7%
Other operating charges640/8	€8,477	€9,770	€9,946	€9,981	€11,217	▲ 12.4%
Gross operating margin9900	€91,140	€97,082	€505,973	€245,433	€111,855	▼ 54.4%
Operating profit (loss)9901	€12,751	€18,043	€448,751	€203,079	€74,964	▼ 63.1%
Financial income75/76B	€53	€70	€70	€70	€70	▲ 0.1%
Recurring financial income75	€53	€70	€70	€70	€70	▲ 0.1%
Financial charges65/66B	€82,399	€81,630	€157,026	€209,856	€203,142	▼ 3.2%
Recurring financial charges65	€82,399	€81,630	€157,026	€209,856	€203,142	▼ 3.2%
Profit (loss) for the period before taxes9903	-€69,596	-€63,518	€291,794	-€6,707	-€128,108	▼ 1,810%
Income taxes67/77	-	-	€220	€377	€395	▲ 4.8%
Profit (loss) for the period9904	-€69,596	-€63,518	€291,574	-€7,084	-€128,503	▼ 1,714%
Profit (loss) for the period to be appropriated9905	-€69,596	-€63,518	€291,574	-€7,084	-€128,503	▼ 1,714%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€7.8m	€7.7m	€7.5m	€7.6m	€7.5m	▼ 1.4%
Formation expenses20	€16,363	€6,030	€0	€0	€0	-
Fixed assets21/28	€7.7m	€7.6m	€7.4m	€7.4m	€7.4m	▼ 0.2%
Tangible fixed assets22/27	€1.5m	€1.4m	€1.2m	€1.2m	€1.2m	▼ 1.2%
Land and buildings22	€1.4m	€1.4m	€1.2m	€1.2m	€1.2m	▼ 0.7%
Plant, machinery and equipment23	€38,301	€31,876	€34,348	€28,265	€23,017	▼ 18.6%
Furniture and vehicles24	€21,656	€10,904	€2,235	€769	€176	▼ 77.1%
Leasing and similar rights25	€16,397	€8,897	€1,397	€0	-	-
Financial fixed assets28	€6.2m	€6.2m	€6.2m	€6.2m	€6.2m	=
Current assets29/58	€63,897	€69,515	€85,556	€167,142	€75,420	▼ 54.9%
Amounts receivable within one year40/41	€45,367	€46,574	€49,517	€134,913	€32,061	▼ 76.2%
Trade receivables40	€39,007	€39,984	€41,507	€131,395	€32,061	▼ 75.6%
Other amounts receivable41	€6,360	€6,590	€8,010	€3,517	€0	▼ 100%
Cash at bank and in hand54/58	€10,656	€13,818	€27,569	€21,813	€31,757	▲ 45.6%
Deferred charges and accrued income490/1	€7,873	€9,123	€8,471	€10,416	€11,602	▲ 11.4%
Equity and liabilities
Total equity and liabilities10/49	€7.8m	€7.7m	€7.5m	€7.6m	€7.5m	▼ 1.4%
Equity10/15	€2.0m	€1.9m	€2.2m	€2.2m	€2.1m	▼ 4.6%
Contributions10/11	€975,000	€975,000	€975,000	€975,000	€975,000	=
Capital10	-	-	-	€975,000	€975,000	=
Issued capital100	-	-	-	€975,000	€975,000	=
Reserves13	€69,248	€69,248	€83,827	€83,827	€84,888	▲ 1.3%
Non-distributable reserves130/1	€69,248	€69,248	€83,827	€83,827	€84,888	▲ 1.3%
Legal reserve130	-	-	-	-	€84,888	-
Reserves not available under the articles1311	€69,248	€69,248	€83,827	€83,827	-	-
Profit (loss) carried forward14	€934,156	€870,639	€1.1m	€1.1m	€1.0m	▼ 8.9%
Amounts payable17/49	€5.8m	€5.8m	€5.3m	€5.4m	€5.4m	▼ 0.1%
Amounts payable after more than one year17	€5.7m	€1.9m	€4.7m	€1.5m	€5.2m	▲ 253%
Financial debts170/4	€4.3m	€497,103	€3.5m	€198,831	€3.9m	▲ 1,873%
Other amounts payable178/9	€1.4m	€1.4m	€1.2m	€1.3m	€1.2m	▼ 2.1%
Amounts payable within one year42/48	€76,549	€3.9m	€613,562	€3.9m	€214,520	▼ 94.5%
Current portion of amounts payable after more than one year42	€32,755	€3.8m	€527,821	€3.8m	€25,488	▼ 99.3%
Financial debts43	-	-	-	-	€57	-
Credit institutions430/8	-	-	-	-	€57	-
Trade debts44	€24,932	€68,612	€75,684	€62,953	€62,450	▼ 0.8%
Suppliers440/4	€24,932	€68,612	€75,684	€62,953	€62,450	▼ 0.8%
Advances received on contracts in progress46	-	-	-	-	€0	-
Taxes, remuneration and social security45	€18,861	€16,962	€10,056	€12,664	€31,457	▲ 148%
Taxes450/3	€18,028	€16,095	€9,085	€11,750	€31,125	▲ 165%
Remuneration and social security454/9	€833	€867	€971	€913	€332	▼ 63.6%
Other amounts payable47/48	-	€328	€0	€67,563	€95,067	▲ 40.7%
Accrued charges and deferred income492/3	€109	€54	€68	€75	€93	▲ 24.8%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	-€69,596	-€63,518	€291,574	-€7,084	-€128,503	▼ 1,714%
+ Depreciation and write-downs630	€61,360	€60,097	€37,366	€23,319	€20,128	▼ 13.7%
Operating cash flow (approximation)	-€8,236	-€3,421	€328,940	€16,235	-€108,376	▼ 768%
Investment in fixed assets (approximation)	-	-€20,436	€169,989	€0	-€5,472	-
Change in cash	-	€3,162	€13,751	-€5,755	€9,944	▲ 273%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 15Financial 4Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

01-09

State Gazette act Resignations: Alain Prigogine (director) and Nolicis Enterprise SRL (director)

Appointments: MAELIA (director) and CERVO HOSPITALITY (director)8 facts ▸

General meeting, 02-07-2026
Director resignation, Alain Prigogine (director)
Director resignation, Nolicis Enterprise SRL (director)
Board composition, John MARTIN (director)
Board composition, MAELIA (director)
Board composition, CERVO HOSPITALITY (director)
Director appointment, MAELIA (director)
Director appointment, CERVO HOSPITALITY (director)

31-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 31 days late

2025

24-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

20-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Back to profitnet €291,574

Net result €291,574 after 3 loss-making years.

31-12

Financial Equity above €2mEq €2.2m ▲15.2%

Equity rises from €1.9m to €2.2m.

28-06

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

10-06

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

14-06

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

31-12

Financial Weakest financial yearnet -€148,797

Net result drops to -€148,797, the lowest in the series; recovery starts the following year.

25-06

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

31-12

Financial Liquidity triplescurrent ratio 1.54

Current ratio from 0.57 to 1.54; short-term debt falls from €158,284 to €111,812.

Show earlier events

27-06

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

26-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

30-06

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 11 acts read

About the unread acts

Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

2 directors, last change in 2026

Board 2

CERVO HOSPITALITY

Director · since 01-09-2026 · Private limited company · perm. rep.: John Gabriel MARTIN

Current

MAELIA

Director · since 01-09-2026 · Private limited company · perm. rep.: Alexia Martin

Current

Permanent representatives 2

Alexia Martin

Permanent representative · since 01-09-2026 · for MAELIA

Current

John Gabriel MARTIN

Permanent representative · since 01-09-2026 · for CERVO HOSPITALITY

Current

Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →

Not every act has been read: a resignation may be missing here

10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Rixensart · 1 establishment unit since 1989

seat establishment The establishment unit on the map

Ground area

1.7 ha

Building footprint

986 m²

Volume, LiDAR

10,396 m³

2 parcels, Wallonia · tallest building 18.4 m, ±4 floors. Linked by address, not a title deed.

7 companies at this address See who is registered here

1 establishment unit

Rue des Templiers 14, 1301 Wavre

NACE 70120

since 19892.045.436.030

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25006A0121/00K000	Wallonia	1.6 ha	1 · 567 m²	14.2 m · 4 fl.
25033A0305/00_000	Wallonia	306 m²	1 · 419 m²	18.4 m · 4 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Mandate history

4 people since 2026, 2 in office

All 4 In office 2 Ended 2

Board
began earlier

Mandates per person, with start and end dates
Name	Functions and periods
CERVO HOSPITALITY	Director, from 01-09-2026 to date
MAELIA	Director, from 01-09-2026 to date
Alain Prigogine	Director, until 01-09-2026
Nolicis Enterprise SRL	Director, until 01-09-2026

See the board, name and seat on a given date →

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

VALIMMOsubsidiary

Sourceown accounts 2025
Equity €2.0mResult €972,373

99.4%
ANDEL

Sourceown accounts 2025
Equity €13.1mResult -€384,216

15.67%

According to the 2025 annual accounts of OPTIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

3 connected companies

Depth

Shared directors

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Linked via shared directors

KNK

Shared director

→

OPTIMMO

Shared director

→

GEN IMMO

Shared corporate director

→

Ownership & control

4 board mandates

Board mandates of this companythis company sits on their board4

6 locations

2 locations

2 locations

1 location

Recognitions · licences · registrations

Legal Entity Identifier

894500EZID7D2E82NL44

live in the LEI register

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Identification & contact

Identification

Legal formPublic limited company

Founded06-04-1989

Fiscal year end31-12

Activities, NACEBEL 2025

96999Other personal services

68121Development of residential building projects

47400Retail sale of information and communication equipment

68110Buying and selling of own real estate

68310Real estate agency activities

E-invoicing

Reachable via Peppol

Peppol ID 0208:0437226906

Also 9925:BE0437226906

Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.